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Medicare Advantage plans in Swain County, NC for 2027
60 Medicare Advantage plans from 7 companies are available in Swain County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 27. Lowest in-network out-of-pocket limit: $3,900.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (25)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| DEVOTED CORE 029 NC (HMO) Devoted Health | HMO | $0 | $650 | $4,950 | 5 |
| Troy Medicare (HMO) Troy Medicare | HMO | $0 | $0 | $4,950 | 3 |
| DEVOTED CHOICE 005 NC (PPO) Devoted Health | PPO | $0 | $650 | $5,300 | — |
| Aetna Medicare Value Plus (HMO) Aetna Medicare | HMO | $0 | $400 | $5,500 | 4.5 |
| Wellcare Assist Open (PPO) Wellcare | PPO | $0 | $700 | $6,500 | 3.5 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $6,700 | 3.5 |
| AARP Medicare Advantage from UHC NC-24 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4 |
| DEVOTED GIVEBACK EXTRAS 044 NC (HMO) Devoted Health | HMO | $0 | $700 | $7,150 | 5 |
| Wellcare Simple Open (PPO) Wellcare | PPO | $0 | $700 | $7,150 | 3.5 |
| Aetna Medicare Signature Giveback (PPO) Aetna Medicare | PPO | $0 | $700 | $7,500 | 4.5 |
| AARP Medicare Advantage Giveback from UHC NC-13 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $9,300 | 4 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $9,850 | 4.5 |
| Blue Medicare Essential (HMO) Blue Cross and Blue Shield of North Carolina | HMO | $0 | $700 | $9,850 | 4 |
| Blue Medicare Essential Plus (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $0 | $700 | $9,850 | 4 |
| DEVOTED CHOICE GIVEBACK 006 NC (PPO) Devoted Health | PPO | $0 | $465 | $9,850 | — |
| DEVOTED GIVEBACK 030 NC (HMO) Devoted Health | HMO | $0 | $650 | $9,850 | 5 |
| HumanaChoice Giveback H5216-017 (PPO) Humana | PPO | $0 | $700 | $9,850 | 3.5 |
| HumanaChoice H7617-122 (PPO) Humana | PPO | $13 | $700 | $9,850 | 4.5 |
| Humana Gold Plus H6622-026 (HMO-POS) Humana | HMO-POS | $13.30 | $450 | $9,850 | 3.5 |
| HumanaChoice H5525-070 (PPO) Humana | PPO | $13.30 | $700 | $9,850 | 3.5 |
| Blue Medicare Enhanced (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $57 | $700 | $4,900 | 4 |
| AARP Medicare Advantage from UHC NC-0009 (HMO-POS) UnitedHealthcare | HMO-POS | $57 | $595 | $5,900 | 4 |
| HumanaChoice H5216-211 (PPO) Humana | PPO | $67 | $700 | $9,850 | 3.5 |
| Blue Medicare PPO Enhanced (PPO) Blue Cross and Blue Shield of North Carolina | PPO | $70 | $700 | $6,900 | 4.5 |
| Humana Full Access (Regional PPO) Humana | Regional PPO | $158 | $700 | $9,850 | 3.5 |
Plans without drug coverage (10)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Blue Medicare Medical Only (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $0 | $3,900 | 4 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $7,150 | 4.5 |
| Wellcare Patriot Giveback Open (PPO) Wellcare | PPO | $0 | $8,850 | 3.5 |
| DEVOTED CHOICE MA ONLY 007 NC (PPO) Devoted Health | PPO | $0 | $9,250 | — |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $9,300 | 4 |
| Blue Medicare Freedom+ (PPO) Blue Cross and Blue Shield of North Carolina | PPO | $0 | $9,850 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,850 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,850 | 3.5 |
| Humana USAA Honor Giveback (Regional PPO) Humana | Regional PPO | $0 | $9,850 | 3.5 |
| HumanaChoice R0110-004 (Regional PPO) Humana | Regional PPO | $0 | $9,850 | 3.5 |
Special needs plans (25)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| DEVOTED C-SNP ENHANCED 018 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $5,600 | 5 |
| UHC Complete Care NC-25 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $6,400 | 4 |
| DEVOTED DUAL 009 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $6,750 | 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 034 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $7,150 | 5 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $9,850 | 5 |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| Humana Dual Select H1036-307 (HMO D-SNP) Humana | HMO D-SNP | $0 | $200 | $9,850 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $550 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) Humana | HMO D-SNP | $0 | $0 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP) Humana | PPO D-SNP | $0 | $550 | $9,850 | 3.5 |
| UHC Dual Complete NC-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Dual Complete NC-Q2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Dual Complete NC-S2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4 |
| Wellcare Carolina Complete Dual Liberty (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare Carolina Complete Dual Liberty Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $3.80 | $700 | $9,850 | 4 |
| Humana Dual Select H6622-027 (HMO-POS D-SNP) Humana | HMO-POS D-SNP | $4.10 | $700 | $9,850 | 3.5 |
| Healthy Blue + Medicare (HMO-POS D-SNP) Blue Cross and Blue Shield of North Carolina | HMO-POS D-SNP | $13.20 | $700 | $9,850 | 3.5 |
| UHC Dual Advantage NC-V1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $13.30 | $700 | $5,900 | 4 |
| Wellcare Carolina Complete Dual Reserve (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $13.30 | $700 | $9,250 | 3.5 |
| Humana Dual Select H5525-072 (PPO D-SNP) Humana | PPO D-SNP | $13.30 | $700 | $9,850 | 3.5 |
| Troy Medicare for Dual-eligible Beneficiaries (HMO D-SNP) Troy Medicare | HMO D-SNP | $13.30 | $700 | $9,850 | 3 |
Stand-alone Part D drug plans in North Carolina →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).