Home › Medicare plans › North Carolina › Pender County
Medicare Advantage plans in Pender County, NC for 2027
64 Medicare Advantage plans from 8 companies are available in Pender County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 28. Lowest in-network out-of-pocket limit: $3,900.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (28)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Humana Gold Plus H1036-335 (HMO-POS) Humana | HMO-POS | $0 | $700 | $3,950 | 4.5 |
| DEVOTED CORE 023 NC (HMO) Devoted Health | HMO | $0 | $650 | $4,700 | 5 |
| HealthTeam Advantage Vitality Plan (PPO) HealthTeam Advantage | PPO | $0 | $595 | $5,200 | 4.5 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare | HMO | $0 | $400 | $5,500 | 4.5 |
| AARP Medicare Advantage from UHC NC-26 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $5,900 | 4 |
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $0 | $400 | $5,900 | 4.5 |
| DEVOTED CHOICE 008 NC (PPO) Devoted Health | PPO | $0 | $650 | $5,900 | — |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $6,750 | 4.5 |
| DEVOTED GIVEBACK EXTRAS 042 NC (HMO) Devoted Health | HMO | $0 | $700 | $7,100 | 5 |
| AARP Medicare Advantage from UHC NC-0001 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7,150 | 4.5 |
| Aetna Medicare Signature Giveback (PPO) Aetna Medicare | PPO | $0 | $700 | $7,500 | 4.5 |
| Blue Medicare Essential (HMO) Blue Cross and Blue Shield of North Carolina | HMO | $0 | $700 | $9,850 | 4 |
| Blue Medicare Essential Plus (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $0 | $700 | $9,850 | 4 |
| DEVOTED CHOICE GIVEBACK 009 NC (PPO) Devoted Health | PPO | $0 | $461 | $9,850 | — |
| DEVOTED GIVEBACK 024 NC (HMO) Devoted Health | HMO | $0 | $650 | $9,850 | 5 |
| Humana Gold Plus Giveback H1036-343 (HMO-POS) Humana | HMO-POS | $0 | $700 | $9,850 | 4.5 |
| Humana Gold Plus H1036-137 (HMO-POS) Humana | HMO-POS | $0 | $450 | $9,850 | 4.5 |
| Humana Gold Plus H6622-061 (HMO-POS) Humana | HMO-POS | $0 | $450 | $9,850 | 3.5 |
| HumanaChoice H7617-122 (PPO) Humana | PPO | $13 | $700 | $9,850 | 4.5 |
| HumanaChoice H5525-070 (PPO) Humana | PPO | $13.30 | $700 | $9,850 | 3.5 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare | PPO | $24 | $500 | $5,900 | 4.5 |
| AARP Medicare Advantage from UHC NC-0019 (PPO) UnitedHealthcare | PPO | $31 | $685 | $7,150 | 4 |
| AARP Medicare Advantage from UHC NC-0004 (PPO) UnitedHealthcare | PPO | $34 | $685 | $6,900 | 4.5 |
| HumanaChoice H5525-049 (PPO) Humana | PPO | $52 | $450 | $9,850 | 3.5 |
| Blue Medicare Enhanced (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $57 | $700 | $4,900 | 4 |
| Blue Medicare PPO Enhanced (PPO) Blue Cross and Blue Shield of North Carolina | PPO | $70 | $700 | $6,900 | 4.5 |
| Humana Full Access H5525-034 (PPO) Humana | PPO | $148 | $700 | $9,850 | 3.5 |
| Humana Full Access (Regional PPO) Humana | Regional PPO | $158 | $700 | $9,850 | 3.5 |
Plans without drug coverage (10)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Blue Medicare Medical Only (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $0 | $3,900 | 4 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $7,150 | 4.5 |
| HealthTeam Advantage Eagle Plan (PPO) HealthTeam Advantage | PPO | $0 | $8,500 | 4.5 |
| AARP Medicare Advantage Patriot No Rx NC-MA01 (PPO) UnitedHealthcare | PPO | $0 | $8,900 | 4.5 |
| DEVOTED CHOICE MA ONLY 007 NC (PPO) Devoted Health | PPO | $0 | $9,250 | — |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $9,300 | 4 |
| Blue Medicare Freedom+ (PPO) Blue Cross and Blue Shield of North Carolina | PPO | $0 | $9,850 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,850 | 3.5 |
| Humana USAA Honor Giveback (Regional PPO) Humana | Regional PPO | $0 | $9,850 | 3.5 |
| HumanaChoice R0110-004 (Regional PPO) Humana | Regional PPO | $0 | $9,850 | 3.5 |
Special needs plans (26)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Provider Partners North Carolina Community Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $0 | $700 | $3,750 | — |
| Liberty Medicare Advantage (HMO C-SNP) Liberty Medicare Advantage | HMO C-SNP | $0 | $0 | $3,800 | — |
| UHC Complete Care NC-27 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $5,900 | 4 |
| DEVOTED C-SNP ENHANCED 014 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $6,200 | 5 |
| DEVOTED DUAL 009 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $6,750 | 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 033 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $7,100 | 5 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $9,850 | 5 |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| Humana Dual Select H1036-307 (HMO D-SNP) Humana | HMO D-SNP | $0 | $200 | $9,850 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $550 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) Humana | HMO D-SNP | $0 | $0 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP) Humana | PPO D-SNP | $0 | $550 | $9,850 | 3.5 |
| UHC Dual Complete NC-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Dual Complete NC-Q2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Dual Complete NC-S2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $3.80 | $700 | $9,850 | 4 |
| Healthy Blue + Medicare (HMO-POS D-SNP) Blue Cross and Blue Shield of North Carolina | HMO-POS D-SNP | $13.20 | $700 | $9,850 | 3.5 |
| UHC Dual Advantage NC-V1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $13.30 | $700 | $5,900 | 4 |
| Liberty Medicare Advantage Nursing Home Plan (HMO I-SNP) Liberty Medicare Advantage | HMO I-SNP | $13.30 | $700 | $6,800 | — |
| Humana Dual Select H5525-072 (PPO D-SNP) Humana | PPO D-SNP | $13.30 | $700 | $9,850 | 3.5 |
| Provider Partners North Carolina Advantage Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $13.30 | $700 | $9,850 | — |
| Provider Partners North Carolina Essential Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $13.30 | $700 | $9,850 | — |
| Liberty Medicare Dual Plan (HMO D-SNP) Liberty Medicare Advantage | HMO D-SNP | $17.50 | $700 | $7,550 | — |
Stand-alone Part D drug plans in North Carolina →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).