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Medicare Advantage plans in Alamance County, NC for 2027
87 Medicare Advantage plans from 12 companies are available in Alamance County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 43. Lowest in-network out-of-pocket limit: $3,900.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (41)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Humana Gold Plus H1036-335 (HMO-POS) Humana | HMO-POS | $0 | $700 | $3,950 | 4.5 |
| DEVOTED CORE 001 NC (HMO) Devoted Health | HMO | $0 | $650 | $4,050 | 5 |
| HealthTeam Advantage Thrive Plan (HMO) HealthTeam Advantage | HMO | $0 | $495 | $4,200 | 4.5 |
| AARP Medicare Advantage from UHC NC-15 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $4,450 | 4 |
| HealthSpring Preferred (HMO) HealthSpring | HMO | $0 | $400 | $4,450 | 4 |
| DEVOTED CHOICE 003 NC (PPO) Devoted Health | PPO | $0 | $650 | $4,850 | — |
| HealthTeam Advantage Plan I (PPO) HealthTeam Advantage | PPO | $0 | $595 | $4,900 | 4.5 |
| HealthTeam Advantage Vitality Plan (PPO) HealthTeam Advantage | PPO | $0 | $595 | $5,200 | 4.5 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare | HMO | $0 | $400 | $5,500 | 4.5 |
| DEVOTED GIVEBACK EXTRAS 038 NC (HMO) Devoted Health | HMO | $0 | $700 | $5,700 | 5 |
| AARP Medicare Advantage from UHC NC-0022 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $5,900 | 4 |
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $0 | $400 | $5,900 | 4.5 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $500 | $5,900 | 4.5 |
| Aetna Medicare Signature Extra (PPO) Aetna Medicare | PPO | $0 | $500 | $5,900 | 4.5 |
| Blue Medicare Essential Plus (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $0 | $700 | $5,900 | 4 |
| Wellcare Assist Open (PPO) Wellcare | PPO | $0 | $700 | $6,500 | 3.5 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $6,700 | 3.5 |
| HealthSpring Preferred Savings (HMO) HealthSpring | HMO | $0 | $600 | $6,750 | 4 |
| AARP Medicare Advantage from UHC NC-0017 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7,150 | 4 |
| HealthSpring True Choice (PPO) HealthSpring | PPO | $0 | $500 | $7,150 | 3 |
| Wellcare Simple Open (PPO) Wellcare | PPO | $0 | $700 | $7,150 | 3.5 |
| Aetna Medicare Signature Giveback (PPO) Aetna Medicare | PPO | $0 | $700 | $7,500 | 4.5 |
| DEVOTED GIVEBACK 002 NC (HMO) Devoted Health | HMO | $0 | $461 | $7,950 | 5 |
| DEVOTED CHOICE GIVEBACK 004 NC (PPO) Devoted Health | PPO | $0 | $461 | $9,250 | — |
| AARP Medicare Advantage Giveback from UHC NC-14 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $9,500 | 4 |
| Blue Medicare Essential (HMO) Blue Cross and Blue Shield of North Carolina | HMO | $0 | $700 | $9,850 | 4 |
| Humana Gold Plus Giveback H1036-318 (HMO-POS) Humana | HMO-POS | $0 | $700 | $9,850 | 4.5 |
| Humana Gold Plus Giveback H1036-343 (HMO-POS) Humana | HMO-POS | $0 | $700 | $9,850 | 4.5 |
| Humana Gold Plus H1036-137 (HMO-POS) Humana | HMO-POS | $0 | $450 | $9,850 | 4.5 |
| HumanaChoice Giveback H5216-017 (PPO) Humana | PPO | $0 | $700 | $9,850 | 3.5 |
| HumanaChoice Giveback H5525-035 (PPO) Humana | PPO | $0 | $700 | $9,850 | 3.5 |
| HumanaChoice H7617-122 (PPO) Humana | PPO | $13 | $700 | $9,850 | 4.5 |
| HumanaChoice H5525-070 (PPO) Humana | PPO | $13.30 | $700 | $9,850 | 3.5 |
| HealthTeam Advantage Plan II (PPO) HealthTeam Advantage | PPO | $34 | $550 | $4,700 | 4.5 |
| Blue Medicare Enhanced (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $41 | $700 | $4,900 | 4 |
| AARP Medicare Advantage from UHC NC-0021 (HMO-POS) UnitedHealthcare | HMO-POS | $42 | $595 | $4,900 | 4 |
| Blue Medicare PPO Enhanced (PPO) Blue Cross and Blue Shield of North Carolina | PPO | $45 | $700 | $6,900 | 4.5 |
| Aetna Medicare Enhanced (HMO) Aetna Medicare | HMO | $49 | $300 | $5,900 | 4.5 |
| AARP Medicare Advantage from UHC NC-0016 (PPO) UnitedHealthcare | PPO | $53 | $595 | $4,450 | 4 |
| HumanaChoice H5216-211 (PPO) Humana | PPO | $67 | $700 | $9,850 | 3.5 |
| Humana Full Access (Regional PPO) Humana | Regional PPO | $158 | $700 | $9,850 | 3.5 |
Plans without drug coverage (12)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Blue Medicare Medical Only (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $0 | $3,900 | 4 |
| HealthSpring Courage (HMO) HealthSpring | HMO | $0 | $6,750 | 4 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $7,150 | 4.5 |
| HealthTeam Advantage Eagle Plan (PPO) HealthTeam Advantage | PPO | $0 | $8,500 | 4.5 |
| Wellcare Patriot Giveback Open (PPO) Wellcare | PPO | $0 | $8,850 | 3.5 |
| DEVOTED CHOICE MA ONLY 007 NC (PPO) Devoted Health | PPO | $0 | $9,250 | — |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $9,300 | 4 |
| Blue Medicare Freedom+ (PPO) Blue Cross and Blue Shield of North Carolina | PPO | $0 | $9,850 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,850 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,850 | 3.5 |
| Humana USAA Honor Giveback (Regional PPO) Humana | Regional PPO | $0 | $9,850 | 3.5 |
| HumanaChoice R0110-004 (Regional PPO) Humana | Regional PPO | $0 | $9,850 | 3.5 |
Special needs plans (34)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Liberty Medicare Advantage (HMO C-SNP) Liberty Medicare Advantage | HMO C-SNP | $0 | $0 | $3,800 | — |
| UHC Complete Care NC-28 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $595 | $4,450 | 4 |
| DEVOTED C-SNP ENHANCED 017 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $4,800 | 5 |
| Senior Care (HMO I-SNP) NHC Advantage | HMO I-SNP | $0 | $500 | $5,000 | 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 032 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $5,700 | 5 |
| DEVOTED DUAL 009 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $6,750 | 5 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $9,850 | 5 |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| Humana Dual Select H1036-307 (HMO D-SNP) Humana | HMO D-SNP | $0 | $200 | $9,850 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $550 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) Humana | HMO D-SNP | $0 | $0 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP) Humana | PPO D-SNP | $0 | $550 | $9,850 | 3.5 |
| UHC Dual Complete NC-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Dual Complete NC-Q2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Dual Complete NC-S2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Nursing Home Plan NC-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $0 | $700 | $9,850 | 4.5 |
| Wellcare Carolina Complete Dual Liberty (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare Carolina Complete Dual Liberty Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9,850 | 3.5 |
| AmeriHealth Caritas VIP Care (HMO D-SNP) AmeriHealth Caritas VIP Care | HMO D-SNP | $1.90 | $450 | $9,850 | — |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $3.80 | $700 | $9,850 | 4 |
| NHC Advantage (HMO I-SNP) NHC Advantage | HMO I-SNP | $12.20 | $700 | $9,850 | 5 |
| Healthy Blue + Medicare (HMO-POS D-SNP) Blue Cross and Blue Shield of North Carolina | HMO-POS D-SNP | $13.20 | $700 | $9,850 | 3.5 |
| UHC Dual Advantage NC-V1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $13.30 | $700 | $5,900 | 4 |
| Liberty Medicare Advantage Nursing Home Plan (HMO I-SNP) Liberty Medicare Advantage | HMO I-SNP | $13.30 | $700 | $6,800 | — |
| Wellcare Carolina Complete Dual Reserve (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $13.30 | $700 | $9,250 | 3.5 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring | HMO D-SNP | $13.30 | $700 | $9,850 | 4 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring | HMO D-SNP | $13.30 | $700 | $9,850 | 4 |
| Humana Dual Select H5525-072 (PPO D-SNP) Humana | PPO D-SNP | $13.30 | $700 | $9,850 | 3.5 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan | HMO I-SNP | $13.30 | $700 | $9,850 | 5 |
| Liberty Medicare Dual Plan (HMO D-SNP) Liberty Medicare Advantage | HMO D-SNP | $17.50 | $700 | $7,550 | — |
Stand-alone Part D drug plans in North Carolina →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).