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Medicare Advantage plans in Richmond County, NY for 2027
56 Medicare Advantage plans from 15 companies are available in Richmond County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 9. Lowest in-network out-of-pocket limit: $6,800.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (15)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| DEVOTED CHOICE 009 NY (PPO) Devoted Health | PPO | $0 | $650 | $9,500 | — |
| DEVOTED CHOICE GIVEBACK EXTRAS 032 NY (PPO) Devoted Health | PPO | $0 | $700 | $9,750 | — |
| Aetna Medicare Elite (PPO) Aetna Medicare | PPO | $0 | $700 | $9,850 | 4.5 |
| DEVOTED CHOICE GIVEBACK 010 NY (PPO) Devoted Health | PPO | $0 | $650 | $9,850 | — |
| Healthfirst 65 Plus Plan (HMO) Healthfirst Medicare Plan | HMO | $0 | $700 | $9,850 | 4.5 |
| MetroPlus Platinum Plan (HMO) MetroPlus Health Plan | HMO | $0 | $700 | $9,850 | 4 |
| Healthfirst Increased Benefits Plan (HMO) Healthfirst Medicare Plan | HMO | $17.10 | $700 | $9,850 | 4.5 |
| VNS Health EasyCare (HMO) VNS Health Medicare | HMO | $25 | $650 | $9,850 | 3.5 |
| Anthem Medicare Advantage 2 (HMO-POS) Anthem Blue Cross and Blue Shield HP | HMO-POS | $34 | $240 | $9,250 | 5 |
| VillageCareMAX Medicare Select Advantage Plan (HMO) VillageCareMAX | HMO | $40.50 | $700 | $9,850 | 3.5 |
| Anthem Medicare Advantage (HMO-POS) Anthem Blue Cross and Blue Shield HP | HMO-POS | $44 | $150 | $9,250 | 3.5 |
| Healthfirst Signature (HMO) Healthfirst Medicare Plan | HMO | $60 | $550 | $9,850 | 3.5 |
| AARP Medicare Advantage from UHC NY-0005 (HMO-POS) UnitedHealthcare | HMO-POS | $91 | $685 | $9,250 | 3.5 |
| Aetna Medicare Elite (HMO) Aetna Medicare | HMO | $109 | $700 | $9,850 | 3 |
| Healthfirst Signature (PPO) Healthfirst Medicare Plan | PPO | $155 | $700 | $9,850 | 3 |
Plans without drug coverage (3)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Anthem Veteran 2 (HMO-POS) Anthem Blue Cross and Blue Shield HP | HMO-POS | $0 | $6,800 | 5 |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 3.5 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $9,850 | 4.5 |
Special needs plans (38)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 026 NY (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $700 | $9,750 | — |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $9,850 | 3 |
| Aetna Medicare Chronic Care Total (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $9,850 | 3 |
| DEVOTED C-SNP CHOICE ENHANCED 020 NY (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $650 | $9,850 | — |
| DEVOTED C-SNP CHOICE PLUS 014 NY (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $650 | $9,850 | — |
| Elderplan Select (HMO-POS I-SNP) Elderplan | HMO-POS I-SNP | $0 | $350 | $9,850 | 3.5 |
| Healthfirst Connection Plan (HMO D-SNP) Healthfirst Medicare Plan | HMO D-SNP | $0 | $600 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Senior Whole Health Medicare Complete Care (HMO D-SNP) Senior Whole Health of New York | HMO D-SNP | $0 | $75 | $9,850 | — |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Nursing Home Plan NY-F002 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $0 | $700 | $9,850 | 4.5 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Aetna Medicare Longevity (PPO I-SNP) Aetna Medicare | PPO I-SNP | $10.70 | $700 | $9,850 | 4.5 |
| UHC Dual Complete NY-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $19.40 | $700 | $9,850 | 4.5 |
| Senior Whole Health of New York NHC (HMO D-SNP) Senior Whole Health of New York | HMO D-SNP | $21.40 | $700 | $9,850 | — |
| ElderServe Star (HMO I-SNP) ElderServe Health | HMO I-SNP | $22 | $700 | $9,850 | — |
| VNS Health EasyCare Plus (HMO D-SNP) VNS Health Medicare | HMO D-SNP | $23.60 | $700 | $9,850 | 3.5 |
| Hamaspik Medicare Choice (HMO D-SNP) Hamaspik, Inc. | HMO D-SNP | $26.70 | $700 | $9,850 | 3.5 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan | HMO I-SNP | $29.70 | $700 | $8,750 | — |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $31.70 | $700 | $9,850 | 4 |
| Elderplan Advantage For Nursing Home Residents (HMO-POS I-SNP) Elderplan | HMO-POS I-SNP | $33.70 | $700 | $9,850 | 3.5 |
| Elderplan For Medicaid Beneficiaries (HMO-POS D-SNP) Elderplan | HMO-POS D-SNP | $37.90 | $700 | $9,850 | 3.5 |
| Elderplan Plus Long-Term Care (HMO-POS D-SNP) Elderplan | HMO-POS D-SNP | $40.40 | $700 | $9,850 | 3.5 |
| Hamaspik Medicare Select (HMO D-SNP) Hamaspik, Inc. | HMO D-SNP | $40.40 | $700 | $9,850 | 3.5 |
| Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare | HMO D-SNP | $40.50 | $700 | $9,850 | 3 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $40.50 | $700 | $9,850 | 3 |
| Anthem HealthPlus Full Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield HP | HMO D-SNP | $40.50 | $700 | $9,850 | 3.5 |
| Anthem HealthPlus Full Dual Advantage LTSS 2 (HMO D-SNP) Anthem Blue Cross and Blue Shield HP | HMO D-SNP | $40.50 | $700 | $9,850 | 5 |
| ElderServe MAP (HMO D-SNP) ElderServe Health | HMO D-SNP | $40.50 | $700 | $9,850 | — |
| Healthfirst CompleteCare (HMO D-SNP) Healthfirst Medicare Plan | HMO D-SNP | $40.50 | $700 | $9,850 | 4.5 |
| Healthfirst Life Improvement Plan (HMO D-SNP) Healthfirst Medicare Plan | HMO D-SNP | $40.50 | $700 | $9,850 | 4.5 |
| MetroPlus Advantage Plan (HMO D-SNP) MetroPlus Health Plan | HMO D-SNP | $40.50 | $700 | $9,850 | 4 |
| MetroPlus UltraCare (HMO D-SNP) MetroPlus Health Plan | HMO D-SNP | $40.50 | $700 | $9,850 | 4 |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $40.50 | $700 | $9,850 | 4 |
| VillageCareMAX Medicare Health Advantage Plan (HMO D-SNP) VillageCareMAX | HMO D-SNP | $40.50 | $700 | $9,850 | 3.5 |
| VillageCareMAX Medicare Total Advantage Plan (HMO D-SNP) VillageCareMAX | HMO D-SNP | $40.50 | $700 | $9,850 | 3.5 |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) Wellcare | HMO D-SNP | $40.50 | $700 | $9,850 | 3 |
| VNS Health Total (HMO D-SNP) VNS Health Medicare | HMO D-SNP | $40.50 | $700 | $0 | 3.5 |
Stand-alone Part D drug plans in New York →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).