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Medicare Advantage plans in Rio Arriba County, NM for 2027
27 Medicare Advantage plans from 6 companies are available in Rio Arriba County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 12. Lowest in-network out-of-pocket limit: $4,100.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (12)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| DEVOTED CORE 001 NM (HMO) Devoted Health | HMO | $0 | $650 | $4,100 | — |
| DEVOTED GIVEBACK EXTRAS 015 NM (HMO) Devoted Health | HMO | $0 | $700 | $5,850 | — |
| AARP Medicare Advantage Direct OTC from UHC NM-16 (PPO) UnitedHealthcare | PPO | $0 | $595 | $5,900 | 4 |
| AARP Medicare Advantage Direct Plus from UHC NM-17 (PPO) UnitedHealthcare | PPO | $0 | $595 | $5,900 | 4 |
| AARP Medicare Advantage Essentials from UHC NM-5 (PPO) UnitedHealthcare | PPO | $0 | $595 | $5,900 | 4 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $400 | $5,900 | 3.5 |
| AARP Medicare Advantage Extras from UHC NM-13 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7,150 | 4 |
| AARP Medicare Advantage Giveback from UHC NM-8 (PPO) UnitedHealthcare | PPO | $0 | $220 | $7,150 | 4 |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $450 | $7,850 | 3.5 |
| DEVOTED GIVEBACK 002 NM (HMO) Devoted Health | HMO | $0 | $461 | $8,000 | — |
| HumanaChoice H5216-223 (PPO) Humana | PPO | $20 | $300 | $4,900 | 3.5 |
| AARP Medicare Advantage from UHC NM-0002 (PPO) UnitedHealthcare | PPO | $43 | $595 | $5,900 | 4 |
Plans without drug coverage (2)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,200 | 3.5 |
| AARP Medicare Advantage Patriot No Rx NM-MA01 (PPO) UnitedHealthcare | PPO | $0 | $7,150 | 4 |
Special needs plans (13)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| DEVOTED C-SNP ENHANCED 003 NM (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $4,600 | — |
| UHC Complete Care NM-11 (PPO C-SNP) UnitedHealthcare | PPO C-SNP | $0 | $585 | $4,900 | 4.5 |
| UHC Dual Advantage NM-V1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $480 | $4,900 | 3.5 |
| Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) Blue Cross and Blue Shield of IL, NM | HMO-POS D-SNP | $0 | $200 | $5,000 | 3.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 012 NM (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $5,850 | — |
| Blue Cross Medicare Advantage Dual Care Plus (HMO-POS D-SNP) Blue Cross and Blue Shield of IL, NM | HMO-POS D-SNP | $0 | $200 | $9,850 | 3.5 |
| DEVOTED C-SNP PLUS 004 NM (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $9,850 | — |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana | PPO C-SNP | $0 | $700 | $9,850 | 3.5 |
| Presbyterian Dual Plus (HMO D-SNP) Presbyterian Health Plan | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| UHC Complete Care Support NM-1A (PPO C-SNP) UnitedHealthcare | PPO C-SNP | $0 | $100 | $9,850 | 4.5 |
| UHC Dual Complete NM-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $75 | $9,850 | 3.5 |
| UHC Dual Complete NM-S2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $75 | $9,850 | 3.5 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of New Mexico | HMO D-SNP | $6.30 | $700 | $9,850 | — |
Stand-alone Part D drug plans in New Mexico →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).