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Medicare Advantage plans in Bernalillo County, NM for 2027

36 Medicare Advantage plans from 6 companies are available in Bernalillo County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 17. Lowest in-network out-of-pocket limit: $3,800.

Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.

Plans with drug coverage (19)

Plan	Type	Monthly premium	Drug deductible	Out-of-pocket limit (in network)	Last year's star rating
Humana Gold Plus H0028-019 (HMO) Humana	HMO	$0	$700	$3,800	3.5
Humana Total Complete (HMO) Humana	HMO	$0	$700	$3,800	4
DEVOTED CORE 001 NM (HMO) Devoted Health	HMO	$0	$650	$4,100	—
HealthSpring Preferred (HMO) HealthSpring	HMO	$0	$500	$4,300	3
DEVOTED GIVEBACK EXTRAS 015 NM (HMO) Devoted Health	HMO	$0	$700	$5,850	—
AARP Medicare Advantage Direct OTC from UHC NM-14 (PPO) UnitedHealthcare	PPO	$0	$685	$5,900	4
AARP Medicare Advantage Direct Plus from UHC NM-15 (PPO) UnitedHealthcare	PPO	$0	$595	$5,900	4
AARP Medicare Advantage Essentials from UHC NM-4 (PPO) UnitedHealthcare	PPO	$0	$580	$5,900	4
Humana Value Choice (PPO) Humana	PPO	$0	$400	$5,900	3.5
AARP Medicare Advantage from UHC NM-0009 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$205	$6,700	4
AARP Medicare Advantage Extras from UHC NM-12 (PPO) UnitedHealthcare	PPO	$0	$685	$7,150	4
AARP Medicare Advantage Giveback from UHC NM-7 (PPO) UnitedHealthcare	PPO	$0	$685	$7,150	4
Blue Cross Medicare Advantage Basic (HMO-POS) Blue Cross and Blue Shield of IL, NM	HMO-POS	$0	$200	$7,150	3.5
Humana Essentials Plus Giveback (PPO) Humana	PPO	$0	$450	$7,850	3.5
DEVOTED GIVEBACK 002 NM (HMO) Devoted Health	HMO	$0	$461	$8,000	—
HumanaChoice H5216-223 (PPO) Humana	PPO	$20	$300	$4,900	3.5
HumanaChoice H7617-068 (PPO) Humana	PPO	$20	$300	$4,900	4.5
AARP Medicare Advantage from UHC NM-0001 (PPO) UnitedHealthcare	PPO	$34	$685	$5,900	4
Humana Full Access (PPO) Humana	PPO	$60	$700	$3,900	4.5

Plans without drug coverage (2)

Plan	Type	Monthly premium	Out-of-pocket limit (in network)	Last year's star rating
Humana USAA Honor Giveback (PPO) Humana	PPO	$0	$6,200	3.5
AARP Medicare Advantage Patriot No Rx NM-MA01 (PPO) UnitedHealthcare	PPO	$0	$7,150	4

Special needs plans (15)

Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).

Plan	Type	Monthly premium	Drug deductible	Out-of-pocket limit (in network)	Last year's star rating
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana	HMO C-SNP	$0	$100	$3,250	4
DEVOTED C-SNP ENHANCED 003 NM (HMO C-SNP) Devoted Health	HMO C-SNP	$0	$461	$4,600	—
UHC Complete Care NM-11 (PPO C-SNP) UnitedHealthcare	PPO C-SNP	$0	$585	$4,900	4.5
UHC Dual Advantage NM-V1 (PPO D-SNP) UnitedHealthcare	PPO D-SNP	$0	$480	$4,900	3.5
Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) Blue Cross and Blue Shield of IL, NM	HMO-POS D-SNP	$0	$200	$5,000	3.5
DEVOTED C-SNP GIVEBACK EXTRAS 012 NM (HMO C-SNP) Devoted Health	HMO C-SNP	$0	$700	$5,850	—
Blue Cross Medicare Advantage Dual Care Plus (HMO-POS D-SNP) Blue Cross and Blue Shield of IL, NM	HMO-POS D-SNP	$0	$200	$9,850	3.5
DEVOTED C-SNP PLUS 004 NM (HMO C-SNP) Devoted Health	HMO C-SNP	$0	$461	$9,850	—
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana	HMO C-SNP	$0	$700	$9,850	3.5
HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana	PPO C-SNP	$0	$700	$9,850	3.5
Presbyterian Dual Plus (HMO D-SNP) Presbyterian Health Plan	HMO D-SNP	$0	$700	$9,850	3
UHC Complete Care Support NM-1A (PPO C-SNP) UnitedHealthcare	PPO C-SNP	$0	$100	$9,850	4.5
UHC Dual Complete NM-Q1 (PPO D-SNP) UnitedHealthcare	PPO D-SNP	$0	$75	$9,850	3.5
UHC Dual Complete NM-S2 (PPO D-SNP) UnitedHealthcare	PPO D-SNP	$0	$75	$9,850	3.5
Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of New Mexico	HMO D-SNP	$6.30	$700	$9,850	—

Stand-alone Part D drug plans in New Mexico →

Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).