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Medicare Advantage plans in Washoe County, NV for 2027
42 Medicare Advantage plans from 9 companies are available in Washoe County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 14. Lowest in-network out-of-pocket limit: $999.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (14)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Champion Ally (HMO) Champion Health Plan | HMO | $0 | $0 | $999 | — |
| Prominence Plus (HMO) Prominence Health Plan | HMO | $0 | $100 | $2,600 | 4.5 |
| KP Medicare Value H2960 028 (HMO) Kaiser Permanente | HMO | $0 | $300 | $3,300 | 5 |
| AARP Medicare Advantage from UHC NV-0006 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $190 | $4,450 | 4.5 |
| Humana Total Complete (HMO) Humana | HMO | $0 | $0 | $4,450 | 3.5 |
| Aetna Medicare Elite (PPO) Aetna Medicare | PPO | $0 | $500 | $5,500 | 4.5 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $5,900 | 4.5 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $6,500 | 3.5 |
| Prominence Giveback (HMO) Prominence Health Plan | HMO | $0 | $450 | $6,900 | 4.5 |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $700 | $7,150 | 3.5 |
| Prominence Extra Help (HMO) Prominence Health Plan | HMO | $7.30 | $700 | $2,600 | 4.5 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare | HMO | $7.30 | $700 | $4,450 | 3 |
| AARP Medicare Advantage from UHC NV-0003 (HMO-POS) UnitedHealthcare | HMO-POS | $35 | $685 | $3,500 | 4.5 |
| Prominence Meridian (HMO-POS) Prominence Health Plan | HMO-POS | $159 | $350 | $3,000 | 4.5 |
Plans without drug coverage (4)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| KP Medicare Liberty H2960-009 (HMO) Kaiser Permanente | HMO | $0 | $2,350 | 5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,500 | 3.5 |
| Prominence Veteran (HMO) Prominence Health Plan | HMO | $0 | $6,500 | 4.5 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $6,750 | 4.5 |
Special needs plans (24)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Champion Advantage (HMO-POS C-SNP) Champion Health Plan | HMO-POS C-SNP | $0 | $0 | $999 | — |
| Champion Care (HMO C-SNP) Champion Health Plan | HMO C-SNP | $0 | $0 | $999 | — |
| Prominence Diabetes and Heart (HMO C-SNP) Prominence Health Plan | HMO C-SNP | $0 | $150 | $2,800 | 4.5 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Aetna Medicare Partial Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Alignment Health Duals+ 005 (HMO D-SNP) Alignment Health Plan | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| Alignment Health Heart & Diabetes Plus 006 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $700 | $9,850 | 5 |
| Anthem Full Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Anthem Full Dual Advantage 2 (HMO D-SNP) Anthem Blue Cross and Blue Shield | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Humana Gold Plus SNP-DE H6622-079 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| HumanaChoice SNP-DE H5216-302 (PPO D-SNP) Humana | PPO D-SNP | $0 | $250 | $9,850 | 3.5 |
| Prominence Dual (HMO D-SNP) Prominence Health Plan | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| UHC Dual Complete NV-Q1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | 3 |
| UHC Dual Complete NV-Q2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $75 | $9,850 | 4 |
| UHC Dual Complete NV-Q3 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $0 | $9,850 | 4.5 |
| UHC Dual Complete NV-S3 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $75 | $9,850 | 4 |
| UHC Dual Complete NV-S5 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $485 | $9,850 | 3 |
| UHC Dual Complete NV-S6 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $330 | $9,850 | 4.5 |
| Wellcare SilverSummit Healthplan Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare SilverSummit Healthplan Dual Liberty (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Champion Choice (HMO C-SNP) Champion Health Plan | HMO C-SNP | $6.60 | $700 | $9,850 | — |
| KP Medicare Duals H2960-024 (HMO D-SNP) Kaiser Permanente | HMO D-SNP | $7.30 | $700 | $8,300 | 5 |
| Champion Connect (HMO-POS C-SNP) Champion Health Plan | HMO-POS C-SNP | $7.30 | $700 | $9,850 | — |
| Champion Plus (HMO C-SNP) Champion Health Plan | HMO C-SNP | $7.30 | $700 | $9,850 | — |
Stand-alone Part D drug plans in Nevada →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).