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Medicare Advantage plans in Cascade County, MT for 2027
17 Medicare Advantage plans from 3 companies are available in Cascade County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 6. Lowest in-network out-of-pocket limit: $5,200.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (10)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Humana Total Complete (HMO) Humana | HMO | $0 | $700 | $6,200 | 3.5 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $500 | $6,550 | 4.5 |
| HumanaChoice H5216-457 (PPO) Humana | PPO | $0 | $500 | $6,550 | 3.5 |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $700 | $8,400 | 4.5 |
| HumanaChoice H5216-089 (PPO) Humana | PPO | $15 | $450 | $5,200 | 3.5 |
| Humana Gold Plus H6622-007 (HMO) Humana | HMO | $21 | $700 | $5,850 | 3.5 |
| Humana Full Access (PPO) Humana | PPO | $45 | $700 | $6,700 | 4.5 |
| Humana Gold Choice H8145-006 (PFFS) Humana | PFFS | $60 | $700 | $7,800 | 3.5 |
| HumanaChoice H5216-048 (PPO) Humana | PPO | $97 | $700 | $7,000 | 3.5 |
| True West Rx 1 (PPO) Range Health | PPO | $99.80 | $700 | $8,000 | — |
Plans without drug coverage (3)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,750 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,150 | 3.5 |
| True West No Rx 3 (PPO) Range Health | PPO | $149 | $6,750 | — |
Special needs plans (4)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Humana Dual QMB Only (PPO D-SNP) Humana | PPO D-SNP | $0 | $250 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H6622-008 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| HumanaChoice SNP-DE H7617-036 (PPO D-SNP) Humana | PPO D-SNP | $0 | $200 | $9,850 | 4.5 |
| UHC Dual Complete MT-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $24.60 | $700 | $9,850 | 4.5 |
Stand-alone Part D drug plans in Montana →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).