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Medicare Advantage plans in Emmet County, MI for 2027
40 Medicare Advantage plans from 7 companies are available in Emmet County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 17. Lowest in-network out-of-pocket limit: $4,000.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (23)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $400 | $5,200 | 4.5 |
| AARP Medicare Advantage from UHC MI-4 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $5,900 | — |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare | HMO-POS | $0 | $400 | $6,350 | 3 |
| McLaren Medicare Inspire (HMO) McLaren Medicare | HMO | $0 | $615 | $6,600 | 3 |
| McLaren Medicare Inspire Giveback (HMO) McLaren Medicare | HMO | $0 | $615 | $6,750 | 3 |
| Medicare Plus Blue Value (PPO) Blue Cross Blue Shield of Michigan | PPO | $0 | $700 | $6,750 | 4.5 |
| AARP Medicare Advantage from UHC MI-0001 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7,150 | 3.5 |
| Humana Full Access Giveback (PPO) Humana | PPO | $0 | $150 | $9,850 | 4.5 |
| Humana Value Plus H5216-382 (PPO) Humana | PPO | $0 | $0 | $9,850 | 3.5 |
| PriorityMedicare Latitude (HMO-POS) Priority Health Medicare | HMO-POS | $0 | $300 | $9,850 | 4.5 |
| McLaren Medicare Inspire Plus (HMO) McLaren Medicare | HMO | $20 | $500 | $5,900 | 3 |
| Humana Full Access (PPO) Humana | PPO | $41 | $450 | $4,800 | 3.5 |
| Medicare Plus Blue + Meijer (PPO) Blue Cross Blue Shield of Michigan | PPO | $45 | $400 | $6,750 | 4.5 |
| AARP Medicare Advantage from UHC MI-0002 (PPO) UnitedHealthcare | PPO | $70 | $685 | $5,900 | 3.5 |
| PriorityMedicare Value (HMO-POS) Priority Health Medicare | HMO-POS | $80 | $225 | $6,000 | 4.5 |
| Humana Full Access R0110-014 (Regional PPO) Humana | Regional PPO | $89 | $700 | $7,050 | 3.5 |
| Medicare Plus Blue Vitality (PPO) Blue Cross Blue Shield of Michigan | PPO | $91 | $250 | $5,000 | 4.5 |
| BCN Advantage Classic (HMO-POS) Blue Care Network | HMO-POS | $117 | $200 | $4,800 | 4.5 |
| PriorityMedicare (HMO-POS) Priority Health Medicare | HMO-POS | $131 | $0 | $5,100 | 4.5 |
| Medicare Plus Blue Signature (PPO) Blue Cross Blue Shield of Michigan | PPO | $132 | $200 | $4,300 | 4.5 |
| PriorityMedicare Merit (PPO) Priority Health Medicare | PPO | $163 | $0 | $5,000 | 4 |
| Medicare Plus Blue Assure (PPO) Blue Cross Blue Shield of Michigan | PPO | $217.50 | $100 | $4,000 | 4.5 |
| BCN Advantage Prestige (HMO-POS) Blue Care Network | HMO-POS | $241 | $100 | $4,400 | 4.5 |
Plans without drug coverage (7)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| BCN Advantage Elements (HMO-POS) Blue Care Network | HMO-POS | $0 | $4,500 | 4.5 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $5,200 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,550 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,550 | 3.5 |
| HumanaChoice R0110-013 (Regional PPO) Humana | Regional PPO | $0 | $6,550 | 3.5 |
| AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO) UnitedHealthcare | PPO | $0 | $6,700 | 3.5 |
| AARP Medicare Advantage Patriot No Rx MI-MA2 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $6,700 | — |
Special needs plans (10)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| UHC Complete Care MI-5 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $5,900 | — |
| UHC Complete Care Support MI-3 (PPO C-SNP) UnitedHealthcare | PPO C-SNP | $0 | $700 | $7,150 | 3.5 |
| UHC Dual Advantage MI-V1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $7,150 | 3.5 |
| Humana Dual Select H5216-385 (PPO D-SNP) Humana | PPO D-SNP | $0 | $0 | $9,850 | 3.5 |
| HumanaChoice SNP-DE H5216-388 (PPO D-SNP) Humana | PPO D-SNP | $0 | $0 | $9,850 | 3.5 |
| UHC Dual Complete MI-Q1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $315 | $9,850 | 3.5 |
| UHC Dual Complete MI-S3 (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $0 | $465 | $9,850 | 3.5 |
| PriorityMedicare D-SNP (HMO D-SNP) Priority Health Medicare | HMO D-SNP | $0.20 | $700 | $9,850 | 3.5 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Michigan | HMO D-SNP | $0.90 | $700 | $9,850 | 3 |
| UHC Dual Complete MI-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $6.30 | $700 | $9,850 | 4.5 |
Stand-alone Part D drug plans in Michigan →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).