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Medicare Advantage plans in Cass County, MI for 2027
55 Medicare Advantage plans from 9 companies are available in Cass County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 29. Lowest in-network out-of-pocket limit: $4,000.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (38)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Humana Full Access (PPO) Humana | PPO | $0 | $600 | $5,200 | 4.5 |
| Humana Full Access (PPO) Humana | PPO | $0 | $600 | $5,200 | 3.5 |
| HAP Medicare Connect (HMO) Health Alliance Plan by Henry Ford Health | HMO | $0 | $200 | $5,600 | 4 |
| HAP Medicare Superior (HMO) Health Alliance Plan by Henry Ford Health | HMO | $0 | $200 | $5,800 | 4 |
| AARP Medicare Advantage from UHC MI-4 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $5,900 | — |
| DEVOTED CHOICE 005 MI (PPO) Devoted Health | PPO | $0 | $650 | $6,450 | — |
| McLaren Medicare Inspire (HMO) McLaren Medicare | HMO | $0 | $615 | $6,600 | 3 |
| McLaren Medicare Inspire Giveback (HMO) McLaren Medicare | HMO | $0 | $615 | $6,750 | 3 |
| PriorityMedicare Key (HMO-POS) Priority Health Medicare | HMO-POS | $0 | $300 | $6,950 | 4.5 |
| Medicare Plus Blue Secure (PPO) Blue Cross Blue Shield of Michigan | PPO | $0 | $435 | $7,000 | 4.5 |
| PriorityMedicare Edge (PPO) Priority Health Medicare | PPO | $0 | $300 | $7,100 | 4 |
| Wellcare Assist (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $7,100 | 3 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $7,100 | 3 |
| AARP Medicare Advantage from UHC MI-0001 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7,150 | 3.5 |
| PriorityMedicare Thrive (PPO) Priority Health Medicare | PPO | $0 | $400 | $7,150 | 4 |
| DEVOTED CHOICE GIVEBACK EXTRAS 017 MI (PPO) Devoted Health | PPO | $0 | $700 | $8,050 | — |
| Medicare Plus Blue Giveback (PPO) Blue Cross Blue Shield of Michigan | PPO | $0 | $600 | $9,250 | 4.5 |
| DEVOTED CHOICE GIVEBACK 006 MI (PPO) Devoted Health | PPO | $0 | $650 | $9,850 | — |
| Humana Full Access Giveback (PPO) Humana | PPO | $0 | $150 | $9,850 | 3.5 |
| Humana Full Access Giveback (PPO) Humana | PPO | $0 | $150 | $9,850 | 4.5 |
| Humana Value Plus H5216-382 (PPO) Humana | PPO | $0 | $0 | $9,850 | 3.5 |
| PriorityMedicare Smart Savings (HMO-POS) Priority Health Medicare | HMO-POS | $0 | $700 | $9,850 | 4.5 |
| Wellcare Giveback (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 3 |
| PriorityMedicare Align (HMO-POS) Priority Health Medicare | HMO-POS | $6.30 | $700 | $6,800 | 4.5 |
| McLaren Medicare Inspire Plus (HMO) McLaren Medicare | HMO | $20 | $500 | $5,900 | 3 |
| Medicare Plus Blue Essential (PPO) Blue Cross Blue Shield of Michigan | PPO | $35.80 | $400 | $7,150 | 4.5 |
| Humana Full Access (PPO) Humana | PPO | $41 | $450 | $4,800 | 3.5 |
| Humana Gold Choice H8145-006 (PFFS) Humana | PFFS | $60 | $700 | $7,800 | 3.5 |
| PriorityMedicare Thrive Plus (PPO) Priority Health Medicare | PPO | $68 | $225 | $6,600 | 4 |
| AARP Medicare Advantage from UHC MI-0002 (PPO) UnitedHealthcare | PPO | $70 | $685 | $5,900 | 3.5 |
| PriorityMedicare Value (HMO-POS) Priority Health Medicare | HMO-POS | $75 | $225 | $6,000 | 4.5 |
| Humana Full Access R0110-014 (Regional PPO) Humana | Regional PPO | $89 | $700 | $7,050 | 3.5 |
| Medicare Plus Blue Vitality (PPO) Blue Cross Blue Shield of Michigan | PPO | $91 | $250 | $5,000 | 4.5 |
| PriorityMedicare (HMO-POS) Priority Health Medicare | HMO-POS | $103 | $0 | $5,100 | 4.5 |
| HAP Senior Plus (HMO-POS) Health Alliance Plan by Henry Ford Health | HMO-POS | $105 | $0 | $4,650 | 4 |
| PriorityMedicare Merit (PPO) Priority Health Medicare | PPO | $119 | $0 | $5,000 | 4 |
| Medicare Plus Blue Signature (PPO) Blue Cross Blue Shield of Michigan | PPO | $132 | $200 | $4,300 | 4.5 |
| Medicare Plus Blue Assure (PPO) Blue Cross Blue Shield of Michigan | PPO | $217.50 | $100 | $4,000 | 4.5 |
Plans without drug coverage (6)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| HAP Medicare MedicalAccess (HMO) Health Alliance Plan by Henry Ford Health | HMO | $0 | $4,500 | 4 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,550 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,550 | 3.5 |
| HumanaChoice R0110-013 (Regional PPO) Humana | Regional PPO | $0 | $6,550 | 3.5 |
| AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO) UnitedHealthcare | PPO | $0 | $6,700 | 3.5 |
| AARP Medicare Advantage Patriot No Rx MI-MA2 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $6,700 | — |
Special needs plans (11)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| UHC Complete Care MI-5 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $5,900 | — |
| DEVOTED C-SNP CHOICE ENHANCED 012 MI (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $650 | $6,950 | — |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana | PPO C-SNP | $0 | $400 | $6,950 | 3.5 |
| UHC Complete Care Support MI-3 (PPO C-SNP) UnitedHealthcare | PPO C-SNP | $0 | $700 | $7,150 | 3.5 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 009 MI (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $700 | $8,050 | — |
| Aetna Medicare HIDE (HMO D-SNP) Aetna Medicare HIDE | HMO D-SNP | $0 | $700 | $9,850 | — |
| DEVOTED C-SNP CHOICE PLUS 014 MI (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $650 | $9,850 | — |
| UHC Dual Complete MI-Y1 (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $0 | $450 | $9,850 | 3.5 |
| Wellcare Meridian Dual Align (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | — |
| HAP Medicare Diabetes and Heart (HMO C-SNP) Health Alliance Plan by Henry Ford Health | HMO C-SNP | $6.30 | $700 | $9,850 | 4 |
| PriorityMedicare Dual Premier (HMO D-SNP) Priority Health Medicare | HMO D-SNP | $6.30 | $700 | $9,850 | 3.5 |
Stand-alone Part D drug plans in Michigan →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).