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Medicare Advantage plans in Alpena County, MI for 2027
23 Medicare Advantage plans from 5 companies are available in Alpena County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 7. Lowest in-network out-of-pocket limit: $4,000.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (15)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Humana Full Access (PPO) Humana | PPO | $0 | $600 | $5,200 | 3.5 |
| Medicare Plus Blue Value (PPO) Blue Cross Blue Shield of Michigan | PPO | $0 | $700 | $6,750 | 4.5 |
| Humana Value Plus H5216-382 (PPO) Humana | PPO | $0 | $0 | $9,850 | 3.5 |
| PriorityMedicare Latitude (HMO-POS) Priority Health Medicare | HMO-POS | $0 | $300 | $9,850 | 4.5 |
| Humana Full Access (PPO) Humana | PPO | $41 | $450 | $4,800 | 3.5 |
| Medicare Plus Blue + Meijer (PPO) Blue Cross Blue Shield of Michigan | PPO | $45 | $400 | $6,750 | 4.5 |
| PriorityMedicare Value (HMO-POS) Priority Health Medicare | HMO-POS | $80 | $225 | $6,000 | 4.5 |
| Humana Full Access R0110-014 (Regional PPO) Humana | Regional PPO | $89 | $700 | $7,050 | 3.5 |
| Medicare Plus Blue Vitality (PPO) Blue Cross Blue Shield of Michigan | PPO | $100 | $250 | $5,000 | 4.5 |
| PriorityMedicare (HMO-POS) Priority Health Medicare | HMO-POS | $131 | $0 | $5,100 | 4.5 |
| BCN Advantage Classic (HMO-POS) Blue Care Network | HMO-POS | $138 | $200 | $4,800 | 4.5 |
| PriorityMedicare Merit (PPO) Priority Health Medicare | PPO | $163 | $0 | $5,000 | 4 |
| Medicare Plus Blue Signature (PPO) Blue Cross Blue Shield of Michigan | PPO | $168 | $200 | $4,300 | 4.5 |
| BCN Advantage Prestige (HMO-POS) Blue Care Network | HMO-POS | $248 | $100 | $4,400 | 4.5 |
| Medicare Plus Blue Assure (PPO) Blue Cross Blue Shield of Michigan | PPO | $299.30 | $100 | $4,000 | 4.5 |
Plans without drug coverage (3)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| BCN Advantage Elements (HMO-POS) Blue Care Network | HMO-POS | $0 | $4,500 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,550 | 3.5 |
| HumanaChoice R0110-013 (Regional PPO) Humana | Regional PPO | $0 | $6,550 | 3.5 |
Special needs plans (5)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Humana Dual Select H5216-385 (PPO D-SNP) Humana | PPO D-SNP | $0 | $0 | $9,850 | 3.5 |
| HumanaChoice SNP-DE H5216-388 (PPO D-SNP) Humana | PPO D-SNP | $0 | $0 | $9,850 | 3.5 |
| PriorityMedicare D-SNP (HMO D-SNP) Priority Health Medicare | HMO D-SNP | $0.20 | $700 | $9,850 | 3.5 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Michigan | HMO D-SNP | $0.90 | $700 | $9,850 | 3 |
| UHC Dual Complete MI-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $6.30 | $700 | $9,850 | 4.5 |
Stand-alone Part D drug plans in Michigan →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).