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Medicare Advantage plans in Middlesex County, MA for 2027
50 Medicare Advantage plans from 9 companies are available in Middlesex County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 15. Lowest in-network out-of-pocket limit: $3,400.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (27)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| eternalHealth Forever (HMO) eternalHealth | HMO | $0 | $250 | $6,000 | — |
| eternalHealth Freedom (PPO) eternalHealth | PPO | $0 | $275 | $6,500 | — |
| eternalHealth Give Back (PPO) eternalHealth | PPO | $0 | $400 | $6,500 | — |
| AARP Medicare Advantage from UHC MA-0003 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4 |
| Aetna Medicare Elite (PPO) Aetna Medicare | PPO | $0 | $400 | $7,150 | 4.5 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare | HMO-POS | $0 | $700 | $7,150 | 3.5 |
| Aetna Medicare Signature Extra (PPO) Aetna Medicare | PPO | $0 | $700 | $7,150 | 4.5 |
| Mass General Brigham Advantage Core (HMO-POS) Mass General Brigham Health Plan | HMO-POS | $0 | $700 | $7,150 | 4 |
| Tufts Medicare Preferred HMO Smart Saver Rx (HMO) Tufts Health Plan | HMO | $0 | $700 | $7,150 | 4 |
| Medicare HMO Blue SaverRx (HMO-POS) Blue Cross Blue Shield of Massachusetts | HMO-POS | $0 | $500 | $9,200 | 4.5 |
| Fallon Medicare Plus Orange (HMO) Fallon Health | HMO | $0 | $595 | $9,850 | 4 |
| Mass General Brigham Advantage Secure (HMO-POS) Mass General Brigham Health Plan | HMO-POS | $60 | $700 | $5,000 | 4 |
| Medicare HMO Blue ValueRx (HMO) Blue Cross Blue Shield of Massachusetts | HMO | $68 | $500 | $3,750 | 4.5 |
| Medicare PPO Blue EssentialRx (PPO) Blue Cross Blue Shield of Massachusetts | PPO | $69 | $700 | $9,850 | 4.5 |
| AARP Medicare Advantage from UHC MA-0006 (PPO) UnitedHealthcare | PPO | $75 | $685 | $7,150 | 3.5 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare | PPO | $79 | $500 | $6,750 | 4.5 |
| Tufts Medicare Preferred HMO Basic Rx (HMO) Tufts Health Plan | HMO | $82 | $200 | $4,500 | 4 |
| Fallon Medicare Plus Green (HMO) Fallon Health | HMO | $83 | $300 | $6,000 | 4 |
| Medicare HMO Blue FlexRx (HMO-POS) Blue Cross Blue Shield of Massachusetts | HMO-POS | $119 | $500 | $4,100 | 4.5 |
| Mass General Brigham Advantage Plus (HMO-POS) Mass General Brigham Health Plan | HMO-POS | $180 | $700 | $4,500 | 4 |
| Fallon Medicare Plus Blue (HMO) Fallon Health | HMO | $185 | $0 | $3,400 | 4 |
| Tufts Medicare Preferred HMO Value Rx (HMO) Tufts Health Plan | HMO | $185 | $200 | $4,200 | 4 |
| Tufts Medicare Preferred HMO Prime Rx (HMO) Tufts Health Plan | HMO | $214 | $0 | $3,850 | 4 |
| Tufts Medicare Preferred PPO RX (PPO) Tufts Health Plan | PPO | $220 | $700 | $7,150 | 4 |
| Medicare HMO Blue PlusRx (HMO) Blue Cross Blue Shield of Massachusetts | HMO | $245 | $500 | $3,800 | 4.5 |
| Tufts Medicare Preferred HMO Prime Rx Plus (HMO) Tufts Health Plan | HMO | $252 | $0 | $3,850 | 4 |
| Medicare PPO Blue PlusRx (PPO) Blue Cross Blue Shield of Massachusetts | PPO | $300 | $500 | $4,200 | 4.5 |
Plans without drug coverage (6)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Fallon Medicare Plus Saver No Rx (HMO) Fallon Health | HMO | $0 | $6,700 | 4 |
| AARP Medicare Advantage Patriot No Rx MA-MA01 (PPO) UnitedHealthcare | PPO | $0 | $7,150 | 3.5 |
| AARP Medicare Advantage Patriot No Rx MA-MA2 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $7,150 | 4.5 |
| Tufts Medicare Preferred HMO Value No Rx (HMO) Tufts Health Plan | HMO | $133 | $4,200 | 4 |
| Tufts Medicare Preferred HMO Prime No Rx (HMO) Tufts Health Plan | HMO | $163 | $3,850 | 4 |
Special needs plans (17)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Molina One Care (HMO D-SNP) Molina Healthcare of Massachusetts | HMO D-SNP | $0 | $90 | $8,500 | — |
| Mass General Brigham SCO (HMO D-SNP) Mass General Brigham Health Plan | HMO D-SNP | $0 | $370 | $9,850 | — |
| Senior Whole Health SCO (HMO D-SNP) Molina Healthcare of Massachusetts | HMO D-SNP | $0 | $90 | $9,850 | 4.5 |
| UHC One Care MA-YL (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $0 | $75 | $9,850 | — |
| UHC Senior Care Options MA-Y001 (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Senior Care Options MA-YL (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $17.20 | $700 | $9,850 | 4 |
| Tufts Health One Care (HMO D-SNP) Tufts Health Plan | HMO D-SNP | $18.50 | $700 | $9,850 | — |
| UHC One Care MA-Y3 (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $20.20 | $550 | $9,850 | — |
| Tufts Health Plan Senior Care Options CW (HMO D-SNP) Tufts Health Plan | HMO D-SNP | $22.10 | $700 | $9,850 | 3.5 |
| NaviCare (HMO D-SNP) Fallon Health | HMO D-SNP | $22.70 | $700 | $9,850 | 4 |
| NaviCare NHC (HMO D-SNP) Fallon Health | HMO D-SNP | $25.20 | $700 | $9,850 | 4 |
| Tufts Health One Care CW (HMO D-SNP) Tufts Health Plan | HMO D-SNP | $25.30 | $700 | $9,850 | — |
| Tufts Health Plan Senior Care Options (HMO D-SNP) Tufts Health Plan | HMO D-SNP | $30.30 | $700 | $9,850 | 3.5 |
| CCA One Care (HMO D-SNP) Commonwealth Care Alliance, Inc. | HMO D-SNP | $33.80 | $700 | $8,390 | — |
| CCA Senior Care Options (HMO D-SNP) Commonwealth Care Alliance Massachusetts | HMO D-SNP | $33.80 | $700 | $9,850 | 4 |
| Senior Whole Health SCO NHC (HMO D-SNP) Molina Healthcare of Massachusetts | HMO D-SNP | $33.80 | $700 | $9,850 | 4.5 |
| Mass General Brigham One Care (HMO D-SNP) Mass General Brigham Health Plan | HMO D-SNP | $34.70 | $700 | $9,850 | — |
Stand-alone Part D drug plans in Massachusetts →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).