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Medicare Advantage plans in Franklin County, MA for 2027
27 Medicare Advantage plans from 5 companies are available in Franklin County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 7. Lowest in-network out-of-pocket limit: $3,400.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (17)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC MA-0003 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4 |
| Medicare HMO Blue SaverRx (HMO-POS) Blue Cross Blue Shield of Massachusetts | HMO-POS | $0 | $500 | $9,200 | 4.5 |
| Fallon Medicare Plus Orange (HMO) Fallon Health | HMO | $0 | $595 | $9,850 | 4 |
| Health New England Medicare Value (HMO) Health New England Medicare Advantage Plans | HMO | $15 | $490 | $9,000 | 3 |
| Health New England Medicare Compass (PPO) Health New England Medicare Advantage Plans | PPO | $64 | $490 | $8,150 | 2.5 |
| AARP Medicare Advantage from UHC MA-0006 (PPO) UnitedHealthcare | PPO | $67 | $685 | $7,150 | 3.5 |
| Medicare HMO Blue ValueRx (HMO) Blue Cross Blue Shield of Massachusetts | HMO | $68 | $500 | $3,750 | 4.5 |
| Medicare PPO Blue EssentialRx (PPO) Blue Cross Blue Shield of Massachusetts | PPO | $69 | $700 | $9,850 | 4.5 |
| Fallon Medicare Plus Green (HMO) Fallon Health | HMO | $72 | $300 | $6,000 | 4 |
| Health New England Medicare Select (HMO) Health New England Medicare Advantage Plans | HMO | $80 | $490 | $6,500 | 3 |
| Medicare PPO Blue ValueRx (PPO) Blue Cross Blue Shield of Massachusetts | PPO | $108 | $500 | $6,600 | 4.5 |
| Fallon Medicare Plus Blue (HMO) Fallon Health | HMO | $117 | $0 | $3,400 | 4 |
| Medicare HMO Blue FlexRx (HMO-POS) Blue Cross Blue Shield of Massachusetts | HMO-POS | $119 | $500 | $4,100 | 4.5 |
| Health New England Medicare Plus (HMO) Health New England Medicare Advantage Plans | HMO | $138 | $350 | $5,500 | 3 |
| Health New England Medicare Premium (HMO) Health New England Medicare Advantage Plans | HMO | $188 | $350 | $5,000 | 3 |
| Medicare HMO Blue PlusRx (HMO) Blue Cross Blue Shield of Massachusetts | HMO | $245 | $500 | $3,800 | 4.5 |
| Medicare PPO Blue PlusRx (PPO) Blue Cross Blue Shield of Massachusetts | PPO | $300 | $500 | $4,200 | 4.5 |
Plans without drug coverage (5)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Health New England Medicare Basic No Rx (HMO) Health New England Medicare Advantage Plans | HMO | $0 | $5,500 | 3 |
| Fallon Medicare Plus Saver No Rx (HMO) Fallon Health | HMO | $0 | $6,700 | 4 |
| AARP Medicare Advantage Patriot No Rx MA-MA01 (PPO) UnitedHealthcare | PPO | $0 | $7,150 | 3.5 |
| AARP Medicare Advantage Patriot No Rx MA-MA2 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 4 |
| Health New England Medicare Premium No Rx (HMO) Health New England Medicare Advantage Plans | HMO | $44 | $4,500 | 3 |
Special needs plans (5)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| UHC Complete Care MA-7 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $595 | $6,700 | 4 |
| NaviCare (HMO D-SNP) Fallon Health | HMO D-SNP | $22.70 | $700 | $9,850 | 4 |
| NaviCare NHC (HMO D-SNP) Fallon Health | HMO D-SNP | $25.20 | $700 | $9,850 | 4 |
| CCA One Care (HMO D-SNP) Commonwealth Care Alliance, Inc. | HMO D-SNP | $33.80 | $700 | $8,390 | — |
| CCA Senior Care Options (HMO D-SNP) Commonwealth Care Alliance Massachusetts | HMO D-SNP | $33.80 | $700 | $9,850 | 4 |
Stand-alone Part D drug plans in Massachusetts →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).