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Medicare Advantage plans in Berkshire County, MA for 2027
10 Medicare Advantage plans from 3 companies are available in Berkshire County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 2. Lowest in-network out-of-pocket limit: $3,400.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (4)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Health New England Medicare Standard (HMO) Health New England Medicare Advantage Plans | HMO | $44 | $490 | $9,000 | 3 |
| Health New England Medicare Plus (HMO) Health New England Medicare Advantage Plans | HMO | $138 | $350 | $5,500 | 3 |
| Health New England Medicare Premium (HMO) Health New England Medicare Advantage Plans | HMO | $188 | $350 | $5,000 | 3 |
| Fallon Medicare Plus Blue (HMO) Fallon Health | HMO | $192 | $0 | $3,400 | 4 |
Plans without drug coverage (3)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Health New England Medicare Basic No Rx (HMO) Health New England Medicare Advantage Plans | HMO | $0 | $5,500 | 3 |
| Fallon Medicare Plus Saver No Rx (HMO) Fallon Health | HMO | $0 | $6,700 | 4 |
| Health New England Medicare Premium No Rx (HMO) Health New England Medicare Advantage Plans | HMO | $44 | $4,500 | 3 |
Special needs plans (3)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| NaviCare (HMO D-SNP) Fallon Health | HMO D-SNP | $22.70 | $700 | $9,850 | 4 |
| NaviCare NHC (HMO D-SNP) Fallon Health | HMO D-SNP | $25.20 | $700 | $9,850 | 4 |
| CCA One Care (HMO D-SNP) Commonwealth Care Alliance, Inc. | HMO D-SNP | $33.80 | $700 | $8,390 | — |
Stand-alone Part D drug plans in Massachusetts →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).