Home › Medicare plans › Maryland › Cecil County
Medicare Advantage plans in Cecil County, MD for 2027
16 Medicare Advantage plans from 4 companies are available in Cecil County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 7. Lowest in-network out-of-pocket limit: $5,900.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (8)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| CareFirst BlueCross BlueShield Advantage Essential (PPO) CareFirst BlueCross BlueShield Medicare Advantage | PPO | $0 | $700 | $7,151 | 4 |
| Alterwood Advantage Select (HMO) Alterwood Advantage | HMO | $0 | $295 | $7,500 | 3.5 |
| HumanaChoice H5216-376 (PPO) Humana | PPO | $0 | $700 | $8,050 | 3.5 |
| HumanaChoice H7617-044 (PPO) Humana | PPO | $0 | $700 | $8,050 | 4.5 |
| Alterwood Advantage Choice (HMO) Alterwood Advantage | HMO | $35 | $0 | $7,500 | 3.5 |
| CareFirst BlueCross BlueShield Advantage Complete (PPO) CareFirst BlueCross BlueShield Medicare Advantage | PPO | $45 | $400 | $6,300 | 4 |
| CareFirst BlueCross BlueShield Advantage Signature (PPO) CareFirst BlueCross BlueShield Medicare Advantage | PPO | $47 | $600 | $7,151 | 4 |
| HumanaChoice H5216-387 (PPO) Humana | PPO | $73 | $600 | $7,550 | 3.5 |
Plans without drug coverage (3)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| CareFirst BlueCross BlueShield Advantage Salute (PPO) CareFirst BlueCross BlueShield Medicare Advantage | PPO | $0 | $5,900 | 4 |
| Alterwood Advantage Freedom (HMO) Alterwood Advantage | HMO | $0 | $6,500 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,750 | 3.5 |
Special needs plans (5)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Alterwood Advantage Dual Secure (HMO D-SNP) Alterwood Advantage | HMO D-SNP | $0 | $505 | $9,250 | 3.5 |
| Alterwood Advantage Dual Value (HMO D-SNP) Alterwood Advantage | HMO D-SNP | $0 | $505 | $9,250 | 3.5 |
| UHC Dual Complete MD-Q001 (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $0 | $75 | $9,850 | 3.5 |
| UHC Dual Complete MD-S002 (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $0 | $290 | $9,850 | 3.5 |
| CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP) CareFirst BlueCross BlueShield Advantage DualPrime | HMO D-SNP | $5.70 | $700 | $9,850 | 3.5 |
Stand-alone Part D drug plans in Maryland →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).