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Medicare Advantage plans in Franklin County, ME for 2027
28 Medicare Advantage plans from 6 companies are available in Franklin County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 10. Lowest in-network out-of-pocket limit: $4,950.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (12)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Humana Gold Plus H5619-001 (HMO) Humana | HMO | $0 | $700 | $7,150 | 3 |
| HumanaChoice Giveback H5216-138 (PPO) Humana | PPO | $0 | $700 | $7,150 | 3.5 |
| HumanaChoice Giveback H5216-478 (PPO) Humana | PPO | $0 | $700 | $7,150 | 3.5 |
| HumanaChoice Giveback H7617-046 (PPO) Humana | PPO | $0 | $700 | $7,150 | 4.5 |
| Humana Gold Plus Giveback H5619-066 (HMO) Humana | HMO | $0 | $700 | $9,850 | 3 |
| Anthem I MaineHealth Advantage Plus (HMO) AMH Health | HMO | $33 | $235 | $6,800 | 3.5 |
| Martin's Point Generations Advantage Essential (HMO) Martin's Point Generations Advantage | HMO | $40 | $175 | $9,500 | 4 |
| Wellcare Low Premium Open (PPO) Wellcare | PPO | $44.50 | $700 | $9,850 | 3 |
| AARP Medicare Advantage from UHC ME-0001 (HMO-POS) UnitedHealthcare | HMO-POS | $50 | $685 | $7,150 | 4 |
| Martin's Point Generations Advantage Prime (HMO) Martin's Point Generations Advantage | HMO | $85 | $500 | $8,150 | 4 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare | HMO-POS | $105 | $400 | $7,150 | 4 |
| Martin's Point Generations Advantage Select (PPO) Martin's Point Generations Advantage | PPO | $110 | $600 | $9,000 | 3.5 |
Plans without drug coverage (5)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4,950 | 3.5 |
| Martin's Point Generations Advantage Alliance (HMO) Martin's Point Generations Advantage | HMO | $0 | $5,000 | 4 |
| AARP Medicare Advantage Patriot No Rx ME-MA01 (PPO) UnitedHealthcare | PPO | $0 | $7,150 | 4.5 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $7,150 | 4.5 |
| Wellcare Patriot Giveback Open (PPO) Wellcare | PPO | $0 | $9,850 | 3 |
Special needs plans (11)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Aetna Medicare Full Dual (HMO-POS D-SNP) Aetna Medicare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4 |
| Anthem I MaineHealth Advantage Dual Plus (HMO D-SNP) AMH Health | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Anthem | MaineHealth Dual Advantage (HMO D-SNP) AMH Health | HMO D-SNP | $0 | $555 | $9,850 | 3.5 |
| Humana Gold Plus SNP-DE H5619-003 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Humana Gold Plus SNP-DE H5619-182 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| HumanaChoice SNP-DE H5216-291 (PPO D-SNP) Humana | PPO D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Dual Complete ME-Q2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4.5 |
| UHC Dual Complete ME-S1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $635 | $9,850 | 4.5 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9,850 | 3 |
| Wellcare Dual Liberty (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
Stand-alone Part D drug plans in Maine →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).