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Medicare Advantage plans in Laurel County, KY for 2027
40 Medicare Advantage plans from 5 companies are available in Laurel County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 13. Lowest in-network out-of-pocket limit: $4,450.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (15)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Aetna Medicare Signature (HMO-POS) Aetna Medicare | HMO-POS | $0 | $400 | $6,500 | 4 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $7,000 | 3.5 |
| Anthem Medicare Advantage (HMO-POS) Anthem Blue Cross and Blue Shield | HMO-POS | $0 | $595 | $7,150 | 3.5 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $7,150 | 4.5 |
| HumanaChoice H5216-317 (PPO) Humana | PPO | $0 | $700 | $7,150 | 3.5 |
| Wellcare Simple Open (PPO) Wellcare | PPO | $0 | $700 | $7,500 | 3 |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $700 | $9,850 | 4.5 |
| Wellcare Giveback (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 3.5 |
| Anthem Medicare Advantage 2 (HMO-POS) Anthem Blue Cross and Blue Shield | HMO-POS | $35 | $595 | $4,450 | 3.5 |
| Anthem Medicare Advantage (PPO) Anthem Blue Cross and Blue Shield | PPO | $41 | $250 | $9,250 | 4 |
| HumanaChoice H5216-188 (PPO) Humana | PPO | $45 | $700 | $7,150 | 3.5 |
| AARP Medicare Advantage from UHC KY-0003 (PPO) UnitedHealthcare | PPO | $57 | $685 | $7,150 | 3.5 |
| HumanaChoice R0110-012 (Regional PPO) Humana | Regional PPO | $68 | $450 | $9,850 | 3.5 |
| Anthem Medicare Advantage 3 (PPO) Anthem Blue Cross and Blue Shield | PPO | $70 | $300 | $5,900 | 4 |
| Anthem Medicare Advantage (Regional PPO) Anthem Blue Cross and Blue Shield | Regional PPO | $123 | $45 | $9,250 | 3.5 |
Plans without drug coverage (5)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| HumanaChoice R0110-011 (Regional PPO) Humana | Regional PPO | $0 | $5,400 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,500 | 3.5 |
| AARP Medicare Advantage Patriot No Rx KY-MA01 (PPO) UnitedHealthcare | PPO | $0 | $7,150 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,150 | 3.5 |
| Anthem Veteran (PPO) Anthem Blue Cross and Blue Shield | PPO | $0 | $9,250 | 3.5 |
Special needs plans (20)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Anthem Kidney Care (HMO-POS C-SNP) Anthem Blue Cross and Blue Shield | HMO-POS C-SNP | $0 | $50 | $6,050 | 3.5 |
| Humana Senior Living Plan (PPO I-SNP) Humana | PPO I-SNP | $0 | $400 | $6,180 | 4.5 |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $6,700 | 3.5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $7,150 | 4 |
| Aetna Medicare HIDE (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Aetna Medicare Partial Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Anthem Chronic Care Advantage (HMO C-SNP) Anthem Blue Cross and Blue Shield | HMO C-SNP | $0 | $235 | $9,850 | 3.5 |
| Humana Dual QMB Only (HMO D-SNP) Humana | HMO D-SNP | $0 | $350 | $9,850 | 3 |
| Humana Dual Select H5619-075 (HMO D-SNP) Humana | HMO D-SNP | $0 | $250 | $9,850 | 3 |
| Humana Gold Plus SNP-DE H5619-163 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $700 | $9,850 | 3.5 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $700 | $9,850 | 4.5 |
| UHC Dual Complete KY-Q2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare Dual Access Sync Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9,850 | 3 |
| Wellcare Dual Liberty Sync (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Dual Complete KY-S4 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0.90 | $700 | $9,850 | 3.5 |
| UHC Dual Advantage KY-V1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $17 | $700 | $6,700 | 3.5 |
| UHC Dual Complete KY-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $17 | $700 | $9,850 | 4 |
| UHC Dual Complete KY-S3 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $17 | $700 | $9,850 | 4 |
Stand-alone Part D drug plans in Kentucky →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).