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Medicare Advantage plans in Des Moines County, IA for 2027
21 Medicare Advantage plans from 6 companies are available in Des Moines County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 6. Lowest in-network out-of-pocket limit: $4,200.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (6)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Humana Gold Plus H0028-053 (HMO) Humana | HMO | $0 | $700 | $4,200 | 3.5 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $4,400 | — |
| HumanaChoice Giveback H5216-340 (PPO) Humana | PPO | $0 | $700 | $5,000 | 3.5 |
| AARP Medicare Advantage from UHC IA-0003 (PPO) UnitedHealthcare | PPO | $45 | $685 | $7,150 | 3.5 |
| AARP Medicare Advantage from UHC IA-0002 (HMO-POS) UnitedHealthcare | HMO-POS | $49 | $685 | $5,900 | 4 |
| HumanaChoice H5216-014 (PPO) Humana | PPO | $51 | $700 | $7,500 | 3.5 |
Plans without drug coverage (3)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4,700 | 3.5 |
| AARP Medicare Advantage Patriot No Rx IA-MA01 (PPO) UnitedHealthcare | PPO | $0 | $9,850 | 3.5 |
| AARP Medicare Advantage Patriot No Rx IA-MA2 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $9,850 | 4 |
Special needs plans (12)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Wellcare Iowa Total Care Dual Reserve (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $7,100 | — |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $700 | $9,850 | 4.5 |
| HumanaChoice SNP-DE H5216-268 (PPO D-SNP) Humana | PPO D-SNP | $0 | $500 | $9,850 | 3.5 |
| UHC Complete Care Support IA-1A (HMO C-SNP) UnitedHealthcare | HMO C-SNP | $0 | $700 | $9,850 | 4 |
| Wellcare Iowa Total Care Dual Liberty Sync (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | — |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Iowa, Inc. | HMO D-SNP | $0.60 | $700 | $9,850 | — |
| Wellpoint Full Dual Advantage (HMO-POS D-SNP) Wellpoint | HMO-POS D-SNP | $12 | $700 | $9,850 | 3 |
| Iowa Health Advantage (HMO I-SNP) Iowa Health Advantage | HMO I-SNP | $24.60 | $700 | $9,850 | 4.5 |
| Iowa Health Advantage Choice (HMO I-SNP) Iowa Health Advantage | HMO I-SNP | $24.60 | $700 | $9,850 | 4.5 |
| UHC Dual Complete IA-S001 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $24.60 | $700 | $9,850 | 4 |
| Wellcare Iowa Total Care Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $24.60 | $700 | $9,850 | — |
| UHC Complete Care IA-5 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $28 | $685 | $7,150 | 4 |
Stand-alone Part D drug plans in Iowa →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).