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Medicare Advantage plans in Morgan County, IL for 2027
25 Medicare Advantage plans from 6 companies are available in Morgan County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 12. Lowest in-network out-of-pocket limit: $5,000.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (13)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| DEVOTED CHOICE 001 IL (PPO) Devoted Health | PPO | $0 | $465 | $5,000 | — |
| HumanaChoice Giveback H5216-403 (PPO) Humana | PPO | $0 | $700 | $5,000 | 3.5 |
| HumanaChoice Giveback H7617-013 (PPO) Humana | PPO | $0 | $700 | $5,000 | 4.5 |
| Wellcare Simple Essential (HMO) Wellcare | HMO | $0 | $700 | $5,500 | 3 |
| Wellcare Simple Value (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $5,500 | 3 |
| DEVOTED CHOICE GIVEBACK EXTRAS 018 IL (PPO) Devoted Health | PPO | $0 | $700 | $7,300 | — |
| Wellcare Giveback (HMO) Wellcare | HMO | $0 | $700 | $7,800 | 3 |
| DEVOTED CHOICE GIVEBACK 002 IL (PPO) Devoted Health | PPO | $0 | $461 | $9,850 | — |
| HumanaChoice H5216-399 (PPO) Humana | PPO | $33 | $700 | $6,250 | 3.5 |
| AARP Medicare Advantage from UHC IA-0002 (HMO-POS) UnitedHealthcare | HMO-POS | $49 | $685 | $5,900 | 4 |
| AARP Medicare Advantage from UHC IL-6 (PPO) UnitedHealthcare | PPO | $59 | $685 | $6,700 | 3.5 |
| HumanaChoice R5361-002 (Regional PPO) Humana | Regional PPO | $87 | $700 | $7,700 | 3 |
| HumanaChoice H5216-013 (PPO) Humana | PPO | $92 | $700 | $6,550 | 3.5 |
Plans without drug coverage (4)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,000 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,000 | 4.5 |
| Humana USAA Honor Giveback (Regional PPO) Humana | Regional PPO | $0 | $6,750 | 3 |
| AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO) UnitedHealthcare | PPO | $0 | $7,150 | 3.5 |
Special needs plans (8)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| DEVOTED C-SNP CHOICE ENHANCED 011 IL (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $465 | $5,500 | — |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 015 IL (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $700 | $7,300 | — |
| Humana Dual Fully Integrated (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,250 | — |
| Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare FIDE | HMO D-SNP | $0 | $700 | $9,850 | — |
| DEVOTED C-SNP CHOICE PLUS 012 IL (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $461 | $9,850 | — |
| Molina Medicare Complete Care Plus (HMO D-SNP) Molina Healthcare of Illinois | HMO D-SNP | $0 | $700 | $9,850 | — |
| UHC Complete Care Support IL-1A (PPO C-SNP) UnitedHealthcare | PPO C-SNP | $0 | $610 | $9,850 | 4.5 |
| Wellcare Meridian Dual Align (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | — |
Stand-alone Part D drug plans in Illinois →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).