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Medicare Advantage plans in Bond County, IL for 2027

44 Medicare Advantage plans from 7 companies are available in Bond County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 27. Lowest in-network out-of-pocket limit: $2,850.

Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.

Plans with drug coverage (30)

Plan	Type	Monthly premium	Drug deductible	Out-of-pocket limit (in network)	Last year's star rating
Humana Total Complete (HMO) Humana	HMO	$0	$700	$2,850	4
Humana Total Complete (HMO) Humana	HMO	$0	$700	$2,850	3.5
Essence Advantage (HMO) Essence Healthcare	HMO	$0	$0	$3,400	4.5
Humana Essentials Plus Giveback (HMO) Humana	HMO	$0	$700	$4,200	3.5
Humana Essentials Plus Giveback (HMO) Humana	HMO	$0	$700	$4,200	4
Humana Value Choice (PPO) Humana	PPO	$0	$700	$4,400	4.5
AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$685	$4,450	4
DEVOTED CHOICE 005 IL (PPO) Devoted Health	PPO	$0	$650	$4,450	—
Essence Advantage Select (HMO) Essence Healthcare	HMO	$0	$450	$4,450	4.5
Humana Value Choice (PPO) Humana	PPO	$0	$700	$4,450	3.5
HumanaChoice Giveback H5216-403 (PPO) Humana	PPO	$0	$700	$5,000	3.5
HumanaChoice Giveback H7617-013 (PPO) Humana	PPO	$0	$700	$5,000	4.5
Wellcare Simple Essential (HMO) Wellcare	HMO	$0	$700	$5,500	3
Wellcare Simple Value (HMO-POS) Wellcare	HMO-POS	$0	$700	$5,500	3
Aetna Medicare Signature (PPO) Aetna Medicare	PPO	$0	$700	$5,900	3.5
Humana Full Access (PPO) Humana	PPO	$0	$500	$6,350	3.5
Humana Full Access (PPO) Humana	PPO	$0	$500	$6,600	4.5
DEVOTED CHOICE GIVEBACK EXTRAS 020 IL (PPO) Devoted Health	PPO	$0	$700	$7,000	—
AARP Medicare Advantage CareFlex from UHC ST-6 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$685	$7,150	4
Wellcare Giveback (HMO) Wellcare	HMO	$0	$700	$7,800	3
DEVOTED CHOICE GIVEBACK 006 IL (PPO) Devoted Health	PPO	$0	$461	$9,850	—
AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) UnitedHealthcare	HMO-POS	$19	$685	$4,450	4
HumanaChoice H5216-399 (PPO) Humana	PPO	$33	$700	$6,250	3.5
Essence Advantage Choice (PPO) Essence Healthcare	PPO	$40	$700	$9,850	3.5
Aetna Medicare Enhanced (PPO) Aetna Medicare	PPO	$58	$700	$4,900	3.5
AARP Medicare Advantage from UHC ST-0001 (PPO) UnitedHealthcare	PPO	$58	$685	$7,150	4
Essence Advantage Plus (HMO) Essence Healthcare	HMO	$59	$450	$2,900	4.5
Humana Gold Choice H8145-006 (PFFS) Humana	PFFS	$60	$700	$7,800	3.5
HumanaChoice R5361-002 (Regional PPO) Humana	Regional PPO	$87	$700	$7,700	3
Essence Advantage Premier Plus (PPO) Essence Healthcare	PPO	$264	$700	$2,900	3.5

Plans without drug coverage (6)

Plan	Type	Monthly premium	Out-of-pocket limit (in network)	Last year's star rating
Humana USAA Honor Giveback (PPO) Humana	PPO	$0	$4,700	3.5
Humana USAA Honor Giveback (PPO) Humana	PPO	$0	$4,700	4.5
Aetna Medicare Eagle (PPO) Aetna Medicare	PPO	$0	$4,900	3.5
AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$5,900	4
Humana USAA Honor Giveback (Regional PPO) Humana	Regional PPO	$0	$6,750	3
Humana Gold Choice H8145-126 (PFFS) Humana	PFFS	$0	$9,850	3.5

Special needs plans (8)

Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).

Plan	Type	Monthly premium	Drug deductible	Out-of-pocket limit (in network)	Last year's star rating
DEVOTED C-SNP CHOICE ENHANCED 014 IL (PPO C-SNP) Devoted Health	PPO C-SNP	$0	$465	$4,700	—
DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 017 IL (PPO C-SNP) Devoted Health	PPO C-SNP	$0	$700	$7,000	—
Humana Dual Fully Integrated (HMO D-SNP) Humana	HMO D-SNP	$0	$700	$9,250	—
Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare FIDE	HMO D-SNP	$0	$700	$9,850	—
DEVOTED C-SNP CHOICE PLUS 012 IL (PPO C-SNP) Devoted Health	PPO C-SNP	$0	$461	$9,850	—
Molina Medicare Complete Care Plus (HMO D-SNP) Molina Healthcare of Illinois	HMO D-SNP	$0	$700	$9,850	—
Wellcare Meridian Dual Align (HMO D-SNP) Wellcare	HMO D-SNP	$0	$700	$9,850	—
UHC Complete Care Support ST-1A (PPO C-SNP) UnitedHealthcare	PPO C-SNP	$5.30	$700	$9,850	4.5

Stand-alone Part D drug plans in Illinois →

Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).