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Medicare Advantage plans in Palm Beach County, FL for 2027
111 Medicare Advantage plans from 15 companies are available in Palm Beach County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 42. Lowest in-network out-of-pocket limit: $750.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (38)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| CareOne Plus (HMO-POS) CarePlus Health Plans, Inc. | HMO-POS | $0 | $0 | $750 | 4.5 |
| Humana Gold Plus H1036-062C (HMO) Humana | HMO | $0 | $0 | $1,625 | 4.5 |
| Prominence Plus (HMO) Prominence Health Plan | HMO | $0 | $0 | $2,000 | — |
| CareAccess (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $0 | $2,250 | 4.5 |
| Prominence Extra Help (HMO) Prominence Health Plan | HMO | $0 | $700 | $2,500 | — |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $2,700 | 4 |
| BlueMedicare Premier (HMO) Florida Blue HMO | HMO | $0 | $350 | $2,900 | 4 |
| Solis Healthy Living Plan (HMO) Solis Health Plans | HMO | $0 | $0 | $2,900 | 4.5 |
| Aetna Medicare Select (HMO) Aetna Medicare | HMO | $0 | $0 | $3,400 | 4.5 |
| CareFree Platinum Giveback (HMO-POS) CarePlus Health Plans, Inc. | HMO-POS | $0 | $700 | $3,400 | 4.5 |
| UHC Preferred Medicare Advantage FL-002P (HMO) UnitedHealthcare | HMO | $0 | $405 | $3,400 | 4.5 |
| HealthSun HealthAdvantage Plan (HMO) HealthSun Health Plans, Inc. | HMO | $0 | $0 | $3,450 | 4.5 |
| HealthSun HealthAdvantage Plus (HMO) HealthSun Health Plans, Inc. | HMO | $0 | $0 | $3,450 | 4.5 |
| Humana Gold Plus Giveback H1036-305 (HMO) Humana | HMO | $0 | $0 | $3,850 | 4.5 |
| DEVOTED CORE 037 FL (HMO) Devoted Health | HMO | $0 | $650 | $3,900 | 5 |
| DEVOTED CORE 064 FL (HMO) Devoted Health | HMO | $0 | $650 | $3,900 | 5 |
| HumanaChoice Florida H5216-068 (PPO) Humana | PPO | $0 | $700 | $3,900 | 3.5 |
| HumanaChoice Florida H7617-107 (PPO) Humana | PPO | $0 | $700 | $3,900 | 4.5 |
| DEVOTED CORE 003 FL (HMO) Devoted Health | HMO | $0 | $650 | $3,950 | 5 |
| AARP Medicare Advantage from UHC FL-0015 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $4,450 | 4.5 |
| Freedom Medicare Plan Rx (HMO) Freedom Health, Inc. | HMO | $0 | $0 | $4,450 | 4.5 |
| CareFree Giveback (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $700 | $5,000 | 4.5 |
| Wellcare Giveback (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $5,000 | 4 |
| DEVOTED GIVEBACK EXTRAS 114 FL (HMO) Devoted Health | HMO | $0 | $700 | $5,150 | 5 |
| AARP Medicare Advantage from UHC FL-0026 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7,150 | 4 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $7,150 | 4.5 |
| DEVOTED GIVEBACK 015 FL (HMO) Devoted Health | HMO | $0 | $650 | $7,150 | 5 |
| HumanaChoice Giveback H5216-311 (PPO) Humana | PPO | $0 | $700 | $7,150 | 3.5 |
| HumanaChoice Giveback H7617-110 (PPO) Humana | PPO | $0 | $700 | $7,150 | 4.5 |
| HumanaChoice Giveback H7617-145 (PPO) Humana | PPO | $0 | $700 | $7,150 | 4.5 |
| Prominence Giveback (HMO) Prominence Health Plan | HMO | $0 | $0 | $7,500 | — |
| BlueMedicare Value (PPO) Florida Blue | PPO | $0 | $700 | $9,250 | 3.5 |
| HumanaChoice R5826-074 (Regional PPO) Humana | Regional PPO | $35 | $700 | $7,550 | 3.5 |
| HumanaChoice Florida H7284-008 (PPO) Humana | PPO | $52 | $700 | $4,150 | 3.5 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare | Regional PPO | $127 | $685 | $9,850 | 3.5 |
| Prominence Meridian (HMO-POS) Prominence Health Plan | HMO-POS | $159 | $350 | $3,000 | — |
| HumanaChoice R5826-005 (Regional PPO) Humana | Regional PPO | $161 | $700 | $6,700 | 3.5 |
| BlueMedicare Select (PPO) Florida Blue | PPO | $173 | $700 | $7,500 | 3.5 |
Plans without drug coverage (11)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (HMO) Humana | HMO | $0 | $3,400 | 4.5 |
| CareSalute (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $4,150 | 4.5 |
| Freedom Savings Plan (HMO) Freedom Health, Inc. | HMO | $0 | $4,450 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4,900 | 3.5 |
| BlueMedicare Patriot (PPO) Florida Blue | PPO | $0 | $6,750 | 3.5 |
| BlueMedicare Patriot Plus (PPO) Florida Blue | PPO | $0 | $6,750 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,750 | 4.5 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $7,150 | 4.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealthcare | PPO | $0 | $8,900 | 4 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare | Regional PPO | $0 | $9,250 | 3.5 |
| HumanaChoice R5826-018 (Regional PPO) Humana | Regional PPO | $9 | $7,550 | 3.5 |
Special needs plans (62)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Freedom Medi-Medi Partial (HMO D-SNP) Freedom Health, Inc. | HMO D-SNP | $0 | $105 | $500 | 4.5 |
| Optimum Emerald Partial (HMO D-SNP) Optimum HealthCare, Inc. | HMO D-SNP | $0 | $105 | $500 | 4.5 |
| Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. | HMO D-SNP | $0 | $350 | $500 | 4.5 |
| Freedom VIP Care (HMO C-SNP) Freedom Health, Inc. | HMO C-SNP | $0 | $0 | $1,000 | 4.5 |
| CareBreeze (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $2,000 | 4.5 |
| CareComplete (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $2,000 | 4.5 |
| Premier Care (HMO I-SNP) Align Senior Care | HMO I-SNP | $0 | $450 | $2,200 | — |
| Gold Dialysis Premier (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $0 | $0 | $2,400 | — |
| HealthSun VitalCare (HMO C-SNP) HealthSun Health Plans, Inc. | HMO C-SNP | $0 | $0 | $2,450 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $700 | $2,450 | 4.5 |
| Humana Gold Plus Lung (HMO C-SNP) Humana | HMO C-SNP | $0 | $700 | $2,450 | 4.5 |
| Prominence Diabetes and Heart Giveback (HMO C-SNP) Prominence Health Plan | HMO C-SNP | $0 | $150 | $2,600 | — |
| Gold Heart & Diabetes (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $0 | $0 | $2,700 | — |
| BlueMedicare Focus (HMO C-SNP) Florida Blue HMO | HMO C-SNP | $0 | $300 | $2,900 | 4 |
| Solis Wellness Plan (HMO C-SNP) Solis Health Plans | HMO C-SNP | $0 | $0 | $2,900 | 4.5 |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $3,000 | 4 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $0 | $3,400 | 4.5 |
| CareBreeze Platinum (HMO-POS C-SNP) CarePlus Health Plans, Inc. | HMO-POS C-SNP | $0 | $700 | $3,400 | 4.5 |
| CareComplete Platinum (HMO-POS C-SNP) CarePlus Health Plans, Inc. | HMO-POS C-SNP | $0 | $700 | $3,400 | 4.5 |
| CareNeeds Platinum (HMO D-SNP) CarePlus Health Plans, Inc. | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| Florida Complete Care (HMO I-SNP) Florida Complete Care | HMO I-SNP | $0 | $260 | $3,400 | — |
| Florida Complete Care- In The Community (HMO-POS I-SNP) Florida Complete Care | HMO-POS I-SNP | $0 | $260 | $3,400 | — |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) Florida Complete Care | HMO-POS D-SNP | $0 | $260 | $3,400 | — |
| Freedom VIP Savings (HMO C-SNP) Freedom Health, Inc. | HMO C-SNP | $0 | $0 | $3,400 | 4.5 |
| Freedom VIP Savings COPD (HMO C-SNP) Freedom Health, Inc. | HMO C-SNP | $0 | $0 | $3,400 | 4.5 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $0 | $0 | $3,400 | — |
| Humana Dual Select H1036-077 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| Humana Dual Select H1036-304 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| Solis Wellness Giveback Plan (HMO C-SNP) Solis Health Plans | HMO C-SNP | $0 | $0 | $3,400 | 4.5 |
| HealthSun MediSun Extra (HMO D-SNP) HealthSun Health Plans, Inc. | HMO D-SNP | $0 | $700 | $3,450 | 4.5 |
| HealthSun MediSun Full Dual Extra (HMO D-SNP) HealthSun Health Plans, Inc. | HMO D-SNP | $0 | $700 | $3,450 | 4.5 |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $0 | $0 | $4,100 | — |
| DEVOTED C-SNP ENHANCED 068 FL (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $465 | $4,400 | 5 |
| DEVOTED DUAL 021 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $4,400 | 5 |
| Humana Dual Select H7284-010 (PPO D-SNP) Humana | PPO D-SNP | $0 | $300 | $4,900 | 3.5 |
| Aetna Medicare Full Dual Select (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Aetna Medicare QMB Only Select (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| AmeriHealth Caritas VIP Care (HMO D-SNP) AmeriHealth Caritas VIP Care (HMO-D-SNP) | HMO D-SNP | $0 | $0 | $9,850 | — |
| DEVOTED C-SNP PLUS 086 FL (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $465 | $9,850 | 5 |
| DEVOTED DUAL FULL 079 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| DEVOTED DUAL QMB 055 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| Humana Dual Integrated (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Dual Integrated (PPO D-SNP) Humana | PPO D-SNP | $0 | $620 | $9,850 | 3.5 |
| UHC Dual Complete FL-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) UnitedHealthcare | Regional PPO D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Preferred Dual Complete FL-QV1P (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Prominence Dual (HMO D-SNP) Prominence Health Plan | HMO D-SNP | $0.50 | $700 | $9,850 | — |
| Senior Care (HMO I-SNP) Align Senior Care | HMO I-SNP | $2.10 | $700 | $9,850 | — |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $6.10 | $700 | $9,850 | 4.5 |
| Solis Balanced Plan (HMO C-SNP) Solis Health Plans | HMO C-SNP | $7.30 | $700 | $3,200 | 4.5 |
| Solis Guardian Plan (HMO D-SNP) Solis Health Plans | HMO D-SNP | $7.30 | $700 | $3,400 | 4.5 |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $7.30 | $700 | $9,250 | — |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $7.30 | $700 | $9,750 | — |
| American Health Advantage of Florida (HMO I-SNP) American Health Advantage of Florida | HMO I-SNP | $7.30 | $700 | $9,850 | — |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan | HMO I-SNP | $7.30 | $700 | $9,850 | — |
| UHC Dual Complete FL-Y7 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $7.30 | $700 | $9,850 | 4 |
| UHC Preferred Dual Complete FL-Y3P (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $7.30 | $700 | $9,850 | 4.5 |
| Wellcare Sunshine Health Dual Align Unity (HMO D-SNP) Wellcare | HMO D-SNP | $7.30 | $700 | $9,850 | 4 |
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Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).