Home › Medicare plans › Florida › Miami-Dade County
Medicare Advantage plans in Miami-Dade County, FL for 2027
101 Medicare Advantage plans from 15 companies are available in Miami-Dade County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 35. Lowest in-network out-of-pocket limit: $500.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (34)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| CareOne Plus (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $0 | $500 | 4.5 |
| Humana Gold Plus H1036-054C (HMO) Humana | HMO | $0 | $0 | $500 | 4.5 |
| Leon MediExtra (HMO) Leon Health, Inc. | HMO | $0 | $0 | $1,000 | 5 |
| HealthSun HealthAdvantage Plan (HMO) HealthSun Health Plans, Inc. | HMO | $0 | $0 | $1,500 | 4.5 |
| CareAccess (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $0 | $2,250 | 4.5 |
| Solis Healthy Living Plan (HMO) Solis Health Plans | HMO | $0 | $0 | $2,500 | 4.5 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $2,700 | 4 |
| Aetna Medicare Select Care (HMO) Aetna Medicare | HMO | $0 | $0 | $2,900 | 4.5 |
| UHC Preferred Medicare Advantage FL-0001 (HMO) UnitedHealthcare | HMO | $0 | $0 | $2,900 | 4.5 |
| CareFree Platinum Giveback (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $700 | $3,000 | 4.5 |
| DrMax-Dade (HMO) Doctors HealthCare Plans, Inc. | HMO | $0 | $0 | $3,000 | 4.5 |
| DrSelect-SFL (HMO) Doctors HealthCare Plans, Inc. | HMO | $0 | $0 | $3,000 | 4.5 |
| DEVOTED CORE 062 FL (HMO) Devoted Health | HMO | $0 | $465 | $3,400 | 5 |
| HealthSun HealthAdvantage Plus (HMO) HealthSun Health Plans, Inc. | HMO | $0 | $0 | $3,450 | 4.5 |
| HealthSun MediMax (HMO) HealthSun Health Plans, Inc. | HMO | $0 | $105 | $3,450 | 4.5 |
| Leon MediMore (HMO) Leon Health, Inc. | HMO | $0 | $0 | $3,450 | 5 |
| Humana Gold Plus Giveback H1036-305 (HMO) Humana | HMO | $0 | $0 | $3,850 | 4.5 |
| DEVOTED CORE 001 FL (HMO) Devoted Health | HMO | $0 | $600 | $3,900 | 5 |
| DEVOTED CORE 037 FL (HMO) Devoted Health | HMO | $0 | $650 | $3,900 | 5 |
| HumanaChoice Florida H5216-068 (PPO) Humana | PPO | $0 | $700 | $3,900 | 3.5 |
| HumanaChoice Florida H7617-107 (PPO) Humana | PPO | $0 | $700 | $3,900 | 4.5 |
| UHC MedicareMax Medicare Advantage FL-0028 (HMO) UnitedHealthcare | HMO | $0 | $0 | $3,900 | 4.5 |
| Wellcare Giveback (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $5,000 | 4 |
| DEVOTED GIVEBACK EXTRAS 110 FL (HMO) Devoted Health | HMO | $0 | $700 | $5,150 | 5 |
| BlueMedicare Classic (HMO) Florida Blue HMO | HMO | $0 | $700 | $6,675 | 4 |
| DEVOTED GIVEBACK 013 FL (HMO) Devoted Health | HMO | $0 | $650 | $7,150 | 5 |
| HumanaChoice Giveback H5216-311 (PPO) Humana | PPO | $0 | $700 | $7,150 | 3.5 |
| HumanaChoice Giveback H7617-110 (PPO) Humana | PPO | $0 | $700 | $7,150 | 4.5 |
| HumanaChoice Giveback H7617-145 (PPO) Humana | PPO | $0 | $700 | $7,150 | 4.5 |
| HumanaChoice R5826-074 (Regional PPO) Humana | Regional PPO | $35 | $700 | $7,550 | 3.5 |
| HumanaChoice Florida H7284-008 (PPO) Humana | PPO | $52 | $700 | $4,150 | 3.5 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare | Regional PPO | $127 | $685 | $9,850 | 3.5 |
| HumanaChoice R5826-005 (Regional PPO) Humana | Regional PPO | $161 | $700 | $6,700 | 3.5 |
| BlueMedicare Select (PPO) Florida Blue | PPO | $173 | $700 | $7,500 | 3.5 |
Plans without drug coverage (7)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (HMO) Humana | HMO | $0 | $3,400 | 4.5 |
| CareSalute (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $4,150 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4,900 | 3.5 |
| BlueMedicare Patriot (PPO) Florida Blue | PPO | $0 | $6,750 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,750 | 4.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare | Regional PPO | $0 | $9,250 | 3.5 |
| HumanaChoice R5826-018 (Regional PPO) Humana | Regional PPO | $9 | $7,550 | 3.5 |
Special needs plans (60)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. | HMO D-SNP | $0 | $350 | $500 | 4.5 |
| HealthSun VitalCare (HMO C-SNP) HealthSun Health Plans, Inc. | HMO C-SNP | $0 | $0 | $1,900 | 4.5 |
| CareBreeze (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $2,000 | 4.5 |
| CareBreeze Platinum (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $2,000 | 4.5 |
| CareComplete (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $2,000 | 4.5 |
| CareComplete Platinum (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $2,000 | 4.5 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $0 | $0 | $2,000 | — |
| Premier Care (HMO I-SNP) Align Senior Care | HMO I-SNP | $0 | $450 | $2,200 | — |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $700 | $2,450 | 4.5 |
| Humana Gold Plus Lung (HMO C-SNP) Humana | HMO C-SNP | $0 | $700 | $2,450 | 4.5 |
| Solis Balanced Plan (HMO C-SNP) Solis Health Plans | HMO C-SNP | $0 | $0 | $2,500 | 4.5 |
| Solis Wellness Giveback Plan (HMO C-SNP) Solis Health Plans | HMO C-SNP | $0 | $0 | $2,500 | 4.5 |
| Solis Wellness Plan (HMO C-SNP) Solis Health Plans | HMO C-SNP | $0 | $0 | $2,500 | 4.5 |
| UHC Preferred Complete Care FL-0003 (HMO C-SNP) UnitedHealthcare | HMO C-SNP | $0 | $0 | $2,900 | 4.5 |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $3,000 | 4 |
| Gold Heart & Diabetes (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $0 | $0 | $3,300 | — |
| CareNeeds Platinum (HMO D-SNP) CarePlus Health Plans, Inc. | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| DrExtraCare-SFL (HMO C-SNP) Doctors HealthCare Plans, Inc. | HMO C-SNP | $0 | $0 | $3,400 | 4.5 |
| DrFullDual-SFL (HMO D-SNP) Doctors HealthCare Plans, Inc. | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| DrPartialDual-SFL (HMO D-SNP) Doctors HealthCare Plans, Inc. | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| Florida Complete Care (HMO I-SNP) Florida Complete Care | HMO I-SNP | $0 | $260 | $3,400 | — |
| Florida Complete Care- In The Community (HMO-POS I-SNP) Florida Complete Care | HMO-POS I-SNP | $0 | $260 | $3,400 | — |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) Florida Complete Care | HMO-POS D-SNP | $0 | $260 | $3,400 | — |
| Humana Dual Select H1036-077 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| Humana Dual Select H1036-304 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| UHC MedicareMax Complete Care FL-30 (HMO C-SNP) UnitedHealthcare | HMO C-SNP | $0 | $0 | $3,400 | 4.5 |
| HealthSun MediSun Extra (HMO D-SNP) HealthSun Health Plans, Inc. | HMO D-SNP | $0 | $700 | $3,450 | 4.5 |
| HealthSun MediSun Full Dual Extra (HMO D-SNP) HealthSun Health Plans, Inc. | HMO D-SNP | $0 | $700 | $3,450 | 4.5 |
| Leon MediDual (HMO D-SNP) Leon Health, Inc. | HMO D-SNP | $0 | $700 | $3,450 | 5 |
| Leon MediMax (HMO D-SNP) Leon Health, Inc. | HMO D-SNP | $0 | $700 | $3,450 | 5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $0 | $3,900 | 4.5 |
| DEVOTED C-SNP ENHANCED 067 FL (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $465 | $4,400 | 5 |
| DEVOTED DUAL 019 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $4,400 | 5 |
| Humana Dual Select H7284-010 (PPO D-SNP) Humana | PPO D-SNP | $0 | $300 | $4,900 | 3.5 |
| Aetna Medicare Full Dual Select (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Aetna Medicare QMB Only Select (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| AmeriHealth Caritas VIP Care (HMO D-SNP) AmeriHealth Caritas VIP Care (HMO-D-SNP) | HMO D-SNP | $0 | $120 | $9,850 | — |
| DEVOTED C-SNP PLUS 085 FL (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $465 | $9,850 | 5 |
| DEVOTED DUAL FULL 078 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| DEVOTED DUAL QMB 053 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| Humana Dual Integrated (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Dual Integrated (PPO D-SNP) Humana | PPO D-SNP | $0 | $620 | $9,850 | 3.5 |
| UHC Dual Complete FL-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) UnitedHealthcare | Regional PPO D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Dual Complete FL-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Preferred Dual Complete FL-QV4 (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $0 | $400 | $9,850 | 4.5 |
| UHC Preferred Dual Complete FL-Y6 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4.5 |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Senior Care (HMO I-SNP) Align Senior Care | HMO I-SNP | $2.10 | $700 | $9,850 | — |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $6.10 | $700 | $9,850 | 4.5 |
| UHC Preferred Dual Complete FL-QV5 (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $7.30 | $700 | $2,900 | 4.5 |
| Solis Guardian Plan (HMO D-SNP) Solis Health Plans | HMO D-SNP | $7.30 | $700 | $3,400 | 4.5 |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $7.30 | $700 | $9,250 | — |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $7.30 | $700 | $9,750 | — |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan | HMO I-SNP | $7.30 | $700 | $9,850 | — |
| UHC Dual Complete FL-Y7 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $7.30 | $700 | $9,850 | 4 |
| Wellcare Sunshine Health Dual Align Unity (HMO D-SNP) Wellcare | HMO D-SNP | $7.30 | $700 | $9,850 | 4 |
Stand-alone Part D drug plans in Florida →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).