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Medicare Advantage plans in Escambia County, FL for 2027

51 Medicare Advantage plans from 7 companies are available in Escambia County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 21. Lowest in-network out-of-pocket limit: $3,900.

Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.

Plans with drug coverage (19)

PlanTypeMonthly premiumDrug deductibleOut-of-pocket limit (in network)Last year's star rating
Aetna Medicare Select (HMO)
Aetna Medicare
HMO$0$200$3,900 4.5
Humana Gold Plus H1036-143 (HMO)
Humana
HMO$0$700$4,300 4.5
HealthSpring Preferred (HMO)
HealthSpring
HMO$0$400$5,750 3.5
DEVOTED CHOICE 015 FL (PPO)
Devoted Health
PPO$0$650$6,150 4.5
BlueMedicare Classic (HMO)
Florida Blue HMO
HMO$0$700$6,750 4
Humana Gold Plus Giveback H1036-271 (HMO)
Humana
HMO$0$700$6,750 4.5
AARP Medicare Advantage from UHC FL-0008 (HMO-POS)
UnitedHealthcare
HMO-POS$0$685$7,150 4.5
Aetna Medicare Signature (PPO)
Aetna Medicare
PPO$0$700$7,150 4.5
Aetna Medicare Signature Legacy (PPO)
Aetna Medicare
PPO$0$700$7,150 4.5
Humana Essentials Plus Giveback (PPO)
Humana
PPO$0$700$7,150 3.5
Humana Value Choice (PPO)
Humana
PPO$0$700$7,150 3.5
DEVOTED CHOICE GIVEBACK EXTRAS 017 FL (PPO)
Devoted Health
PPO$0$700$7,750 4.5
BlueMedicare Value (PPO)
Florida Blue
PPO$0$700$8,750 3.5
DEVOTED CHOICE GIVEBACK 013 FL (PPO)
Devoted Health
PPO$0$461$9,850 4.5
HumanaChoice R5826-074 (Regional PPO)
Humana
Regional PPO$35$700$7,550 3.5
HumanaChoice Florida H7284-009 (PPO)
Humana
PPO$38.90$700$6,750 3.5
AARP Medicare Advantage from UHC FL-0031 (Regional PPO)
UnitedHealthcare
Regional PPO$127$685$9,850 3.5
HumanaChoice R5826-005 (Regional PPO)
Humana
Regional PPO$161$700$6,700 3.5
BlueMedicare Select (PPO)
Florida Blue
PPO$173$700$7,500 3.5

Plans without drug coverage (9)

PlanTypeMonthly premiumOut-of-pocket limit (in network)Last year's star rating
Humana USAA Honor Giveback (PPO)
Humana
PPO$0$6,000 3.5
Humana USAA Honor Giveback (HMO)
Humana
HMO$0$6,700 4.5
BlueMedicare Patriot (PPO)
Florida Blue
PPO$0$6,750 3.5
BlueMedicare Patriot Plus (PPO)
Florida Blue
PPO$0$6,750 3.5
Aetna Medicare Eagle Giveback (PPO)
Aetna Medicare
PPO$0$7,150 4.5
AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)
UnitedHealthcare
Regional PPO$0$9,250 3.5
DEVOTED CHOICE MA ONLY 014 FL (PPO)
Devoted Health
PPO$0$9,250 4.5
HumanaChoice R5826-018 (Regional PPO)
Humana
Regional PPO$9$7,550 3.5
HealthSpring Courage (HMO)
HealthSpring
HMO$50$5,500 3.5

Special needs plans (23)

Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).

PlanTypeMonthly premiumDrug deductibleOut-of-pocket limit (in network)Last year's star rating
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)
Humana
HMO C-SNP$0$700$3,300 4.5
Humana Gold Plus Lung (HMO C-SNP)
Humana
HMO C-SNP$0$700$3,300 4.5
Florida Complete Care (HMO I-SNP)
Florida Complete Care
HMO I-SNP$0$260$3,400—
Florida Complete Care- In The Community (HMO-POS I-SNP)
Florida Complete Care
HMO-POS I-SNP$0$260$3,400—
Florida Complete Care-Duals VIP (HMO-POS D-SNP)
Florida Complete Care
HMO-POS D-SNP$0$260$3,400—
Humana Dual Select H1036-214 (HMO D-SNP)
Humana
HMO D-SNP$0$700$3,400 4.5
Humana Dual Select H1036-314 (HMO D-SNP)
Humana
HMO D-SNP$0$700$3,400 4.5
Humana Dual Select H5216-394 (PPO D-SNP)
Humana
PPO D-SNP$0$50$4,900 3.5
DEVOTED DUAL 043 FL (HMO D-SNP)
Devoted Health
HMO D-SNP$0$700$7,200 5
Aetna Medicare Full Dual Select (HMO D-SNP)
Aetna Medicare
HMO D-SNP$0$700$9,850 4.5
Aetna Medicare Partial Dual Select (HMO D-SNP)
Aetna Medicare
HMO D-SNP$0$700$9,850 4.5
DEVOTED DUAL FULL 104 FL (HMO D-SNP)
Devoted Health
HMO D-SNP$0$700$9,850 5
DEVOTED DUAL QMB 042 FL (HMO D-SNP)
Devoted Health
HMO D-SNP$0$700$9,850 5
Humana Dual Integrated (HMO D-SNP)
Humana
HMO D-SNP$0$700$9,850 4.5
Humana Dual Integrated (PPO D-SNP)
Humana
PPO D-SNP$0$150$9,850 3.5
UHC Dual Complete FL-Q1 (PPO D-SNP)
UnitedHealthcare
PPO D-SNP$0$700$9,850 4
UHC Dual Complete FL-Q2 (HMO-POS D-SNP)
UnitedHealthcare
HMO-POS D-SNP$0$75$9,850 3.5
UHC Dual Complete FL-Q3 (Regional PPO D-SNP)
UnitedHealthcare
Regional PPO D-SNP$0$700$9,850 3.5
UHC Dual Complete FL-Y8 (HMO-POS D-SNP)
UnitedHealthcare
HMO-POS D-SNP$0$75$9,850 3.5
UHC Nursing Home Plan EX-F001 (PPO I-SNP)
UnitedHealthcare
PPO I-SNP$0$700$9,850 4.5
HealthSpring TotalCare (HMO D-SNP)
HealthSpring
HMO D-SNP$7.30$700$9,850 3.5
HealthSpring TotalCare Plus (HMO D-SNP)
HealthSpring
HMO D-SNP$7.30$700$9,850 3.5
UHC Dual Complete FL-Y7 (PPO D-SNP)
UnitedHealthcare
PPO D-SNP$7.30$700$9,850 4

Stand-alone Part D drug plans in Florida →

Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).