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Medicare Advantage plans in Brevard County, FL for 2027
76 Medicare Advantage plans from 10 companies are available in Brevard County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 38. Lowest in-network out-of-pocket limit: $1,750.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (35)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Freedom Platinum Plan Rx (HMO) Freedom Health, Inc. | HMO | $0 | $0 | $1,750 | 4.5 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $3,000 | 4 |
| Freedom Platinum Rewards Plan Rx (HMO) Freedom Health, Inc. | HMO | $0 | $0 | $3,400 | 4.5 |
| BlueMedicare Premier (HMO) Florida Blue HMO | HMO | $0 | $700 | $3,500 | 4 |
| AARP Medicare Advantage from UHC FL-0007 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $595 | $3,900 | 4.5 |
| CareAccess (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $700 | $4,000 | 4.5 |
| CareOne Plus (HMO-POS) CarePlus Health Plans, Inc. | HMO-POS | $0 | $700 | $4,000 | 4.5 |
| Health First Rewards H1099-014 (HMO) Health First Health Plans, Inc. | HMO | $0 | $700 | $4,100 | 4.5 |
| CareFree Giveback (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $700 | $4,200 | 4.5 |
| CareFree Platinum Giveback (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $700 | $4,200 | 4.5 |
| Freedom Medicare Plan Rx (HMO) Freedom Health, Inc. | HMO | $0 | $0 | $4,450 | 4.5 |
| HumanaChoice Florida H5216-062 (PPO) Humana | PPO | $0 | $700 | $4,450 | 3.5 |
| HumanaChoice Florida H5216-472 (PPO) Humana | PPO | $0 | $700 | $4,450 | 3.5 |
| DEVOTED CORE 066 FL (HMO) Devoted Health | HMO | $0 | $650 | $4,700 | 5 |
| DEVOTED CORE 046 FL (HMO) Devoted Health | HMO | $0 | $650 | $4,950 | 5 |
| DEVOTED GIVEBACK EXTRAS 116 FL (HMO) Devoted Health | HMO | $0 | $700 | $5,700 | 5 |
| BlueMedicare Classic (HMO) Florida Blue HMO | HMO | $0 | $700 | $6,750 | 4 |
| AARP Medicare Advantage CareFlex from UHC FL-39 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4.5 |
| AARP Medicare Advantage Giveback from UHC FL-40 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4.5 |
| AARP Medicare Advantage from UHC FL-0018 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7,150 | 4 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $7,150 | 4.5 |
| FHCP Medicare Classic (HMO) Florida Blue HMO | HMO | $0 | $700 | $7,150 | 4 |
| HumanaChoice Giveback H5216-311 (PPO) Humana | PPO | $0 | $700 | $7,150 | 3.5 |
| HumanaChoice Giveback H7617-110 (PPO) Humana | PPO | $0 | $700 | $7,150 | 4.5 |
| HumanaChoice Giveback H7617-145 (PPO) Humana | PPO | $0 | $700 | $7,150 | 4.5 |
| Wellcare Giveback (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $7,200 | 4 |
| DEVOTED GIVEBACK 045 FL (HMO) Devoted Health | HMO | $0 | $650 | $7,700 | 5 |
| BlueMedicare Value (PPO) Florida Blue | PPO | $0 | $700 | $7,900 | 3.5 |
| DEVOTED CHOICE GIVEBACK 008 FL (PPO) Devoted Health | PPO | $0 | $461 | $9,850 | 4.5 |
| Health First Value H1099-006 (HMO) Health First Health Plans, Inc. | HMO | $25 | $600 | $3,900 | 4.5 |
| HumanaChoice R5826-074 (Regional PPO) Humana | Regional PPO | $35 | $700 | $7,550 | 3.5 |
| HumanaChoice Florida H7284-008 (PPO) Humana | PPO | $52 | $700 | $4,150 | 3.5 |
| Health First Classic H1099-001 (HMO-POS) Health First Health Plans, Inc. | HMO-POS | $90 | $600 | $3,600 | 4.5 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare | Regional PPO | $127 | $685 | $9,850 | 3.5 |
| HumanaChoice R5826-005 (Regional PPO) Humana | Regional PPO | $161 | $700 | $6,700 | 3.5 |
Plans without drug coverage (10)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Health First Secure H1099-009 (HMO) Health First Health Plans, Inc. | HMO | $0 | $3,900 | 4.5 |
| CareSalute (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $4,150 | 4.5 |
| Freedom Savings Plan (HMO) Freedom Health, Inc. | HMO | $0 | $4,450 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4,900 | 3.5 |
| BlueMedicare Patriot (PPO) Florida Blue | PPO | $0 | $6,750 | 3.5 |
| BlueMedicare Patriot Plus (PPO) Florida Blue | PPO | $0 | $6,750 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,750 | 4.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealthcare | PPO | $0 | $8,900 | 4 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare | Regional PPO | $0 | $9,250 | 3.5 |
| HumanaChoice R5826-018 (Regional PPO) Humana | Regional PPO | $9 | $7,550 | 3.5 |
Special needs plans (31)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Freedom Medi-Medi Full (HMO D-SNP) Freedom Health, Inc. | HMO D-SNP | $0 | $105 | $500 | 4.5 |
| Freedom Medi-Medi Partial (HMO D-SNP) Freedom Health, Inc. | HMO D-SNP | $0 | $105 | $500 | 4.5 |
| Optimum Emerald Partial (HMO D-SNP) Optimum HealthCare, Inc. | HMO D-SNP | $0 | $105 | $500 | 4.5 |
| CareBreeze (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $2,000 | 4.5 |
| CareComplete (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $2,000 | 4.5 |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $3,000 | 4 |
| CareNeeds Platinum (HMO D-SNP) CarePlus Health Plans, Inc. | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| CareNeeds Plus (HMO D-SNP) CarePlus Health Plans, Inc. | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| Florida Complete Care (HMO I-SNP) Florida Complete Care | HMO I-SNP | $0 | $260 | $3,400 | — |
| Florida Complete Care- In The Community (HMO-POS I-SNP) Florida Complete Care | HMO-POS I-SNP | $0 | $260 | $3,400 | — |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) Florida Complete Care | HMO-POS D-SNP | $0 | $260 | $3,400 | — |
| Freedom VIP Rewards (HMO C-SNP) Freedom Health, Inc. | HMO C-SNP | $0 | $0 | $3,400 | 4.5 |
| Freedom VIP Savings (HMO C-SNP) Freedom Health, Inc. | HMO C-SNP | $0 | $0 | $3,400 | 4.5 |
| CareBreeze Platinum (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $3,800 | 4.5 |
| CareComplete Platinum (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $3,800 | 4.5 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $405 | $3,900 | 4.5 |
| Optimum Diamond Savings (HMO C-SNP) Optimum HealthCare, Inc. | HMO C-SNP | $0 | $0 | $5,000 | 4.5 |
| DEVOTED DUAL 039 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $5,200 | 5 |
| CareNeeds Extra (HMO D-SNP) CarePlus Health Plans, Inc. | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED DUAL FULL 098 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| UHC Dual Complete FL-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) UnitedHealthcare | Regional PPO D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Dual Complete FL-QV2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | 4.5 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | 4.5 |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $6.10 | $700 | $9,850 | 4.5 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan | HMO I-SNP | $7.30 | $700 | $9,850 | — |
| UHC Dual Complete FL-Y7 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $7.30 | $700 | $9,850 | 4 |
| Wellcare Sunshine Health Dual Align Unity (HMO D-SNP) Wellcare | HMO D-SNP | $7.30 | $700 | $9,850 | 4 |
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Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).