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Medicare Advantage plans in Ouray County, CO for 2027
19 Medicare Advantage plans from 3 companies are available in Ouray County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 8. Lowest in-network out-of-pocket limit: $4,900.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (7)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| DEVOTED CHOICE 005 CO (PPO) Devoted Health | PPO | $0 | $650 | $6,000 | 4 |
| DEVOTED CORE 014 CO (HMO) Devoted Health | HMO | $0 | $650 | $6,600 | 4 |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $450 | $7,850 | 3.5 |
| DEVOTED GIVEBACK EXTRAS 021 CO (HMO) Devoted Health | HMO | $0 | $700 | $8,400 | 4 |
| DEVOTED CHOICE GIVEBACK 003 CO (PPO) Devoted Health | PPO | $0 | $461 | $8,950 | 4 |
| DEVOTED GIVEBACK 015 CO (HMO) Devoted Health | HMO | $0 | $650 | $9,850 | 4 |
| HumanaChoice H5216-223 (PPO) Humana | PPO | $20 | $300 | $4,900 | 3.5 |
Plans without drug coverage (2)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,200 | 3.5 |
| DEVOTED CHOICE MA ONLY 004 CO (PPO) Devoted Health | PPO | $0 | $7,900 | 4 |
Special needs plans (10)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| DEVOTED DUAL 007 CO (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $4,450 | 4 |
| DEVOTED C-SNP ENHANCED 011 CO (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $7,100 | 4 |
| DEVOTED C-SNP GIVEBACK EXTRAS 018 CO (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $8,400 | 4 |
| DEVOTED C-SNP PLUS 013 CO (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $9,850 | 4 |
| DEVOTED DUAL FULL 012 CO (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| DEVOTED DUAL PLUS 003 CO (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| HumanaChoice SNP-DE H7617-067 (PPO D-SNP) Humana | PPO D-SNP | $0 | $0 | $9,850 | 4.5 |
| HumanaChoice SNP-DE H5216-267 (PPO D-SNP) Humana | PPO D-SNP | $2.10 | $700 | $9,850 | 3.5 |
| UHC Dual Complete CO-Q1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $18.40 | $700 | $9,850 | 4 |
| UHC Dual Complete CO-S5 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $18.40 | $700 | $9,850 | 4 |
Stand-alone Part D drug plans in Colorado →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).