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Medicare Advantage plans in Larimer County, CO for 2027
46 Medicare Advantage plans from 9 companies are available in Larimer County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 19. Lowest in-network out-of-pocket limit: $4,300.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (19)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Humana Total Complete (HMO) Humana | HMO | $0 | $0 | $4,825 | — |
| DEVOTED CORE 001 CO (HMO) Devoted Health | HMO | $0 | $461 | $4,900 | 4 |
| Humana Total Complete (HMO) Humana | HMO | $0 | $0 | $4,980 | 3.5 |
| AARP Medicare Advantage Essentials from UHC CO-4 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $5,500 | 4.5 |
| DEVOTED CHOICE 001 CO (PPO) Devoted Health | PPO | $0 | $461 | $6,050 | 4 |
| Kaiser Permanente Senior Advantage Core North (HMO-POS) Kaiser Permanente | HMO-POS | $0 | $0 | $6,600 | 4.5 |
| DEVOTED GIVEBACK EXTRAS 020 CO (HMO) Devoted Health | HMO | $0 | $700 | $7,000 | 4 |
| Select Health Medicare Essential (HMO) Select Health | HMO | $0 | $700 | $7,100 | 4.5 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $7,150 | 4.5 |
| HealthSpring Preferred (HMO) HealthSpring | HMO | $0 | $400 | $7,150 | — |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $450 | $7,850 | 3.5 |
| DEVOTED CHOICE GIVEBACK 003 CO (PPO) Devoted Health | PPO | $0 | $461 | $8,950 | 4 |
| HealthSpring True Choice (PPO) HealthSpring | PPO | $0 | $700 | $9,500 | 3 |
| Anthem Medicare Advantage (HMO-POS) Anthem Blue Cross and Blue Shield | HMO-POS | $0 | $325 | $9,850 | 3.5 |
| Aetna Medicare Value Care (PPO) Aetna Medicare | PPO | $18.40 | $700 | $7,150 | 4.5 |
| HumanaChoice H5216-223 (PPO) Humana | PPO | $20 | $300 | $4,900 | 3.5 |
| AARP Medicare Advantage from UHC CO-0003 (HMO-POS) UnitedHealthcare | HMO-POS | $32 | $595 | $4,300 | 4.5 |
| Humana Value Choice (PPO) Humana | PPO | $53 | $400 | $6,700 | 3.5 |
| Kaiser Permanente Senior Advantage Silver North (HMO-POS) Kaiser Permanente | HMO-POS | $55 | $0 | $4,400 | 4.5 |
Plans without drug coverage (5)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx CO-MA02 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $5,500 | 4.5 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $5,500 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,200 | 3.5 |
| Select Health Medicare Veterans (HMO) Select Health | HMO | $0 | $6,750 | 4.5 |
| DEVOTED CHOICE MA ONLY 004 CO (PPO) Devoted Health | PPO | $0 | $7,900 | 4 |
Special needs plans (22)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| DEVOTED DUAL 007 CO (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $4,450 | 4 |
| DEVOTED C-SNP ENHANCED 010 CO (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $5,400 | 4 |
| UHC Complete Care CO-19 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $5,900 | 4.5 |
| Humana Dual Select H0028-079 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $6,750 | 3.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 017 CO (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $7,000 | 4 |
| Aetna Medicare Dual Extra Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| DEVOTED C-SNP PLUS 013 CO (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $9,850 | 4 |
| DEVOTED DUAL FULL 012 CO (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| DEVOTED DUAL PLUS 003 CO (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| HumanaChoice SNP-DE H7617-067 (PPO D-SNP) Humana | PPO D-SNP | $0 | $0 | $9,850 | 4.5 |
| UHC Nursing Home Plan CO-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $0 | $700 | $9,850 | 4.5 |
| HumanaChoice SNP-DE H5216-267 (PPO D-SNP) Humana | PPO D-SNP | $2.10 | $700 | $9,850 | 3.5 |
| UHC Dual Advantage CO-V1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $18.40 | $700 | $5,900 | 4.5 |
| Anthem Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield | HMO D-SNP | $18.40 | $700 | $9,850 | 3.5 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring | HMO D-SNP | $18.40 | $700 | $9,850 | — |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring | HMO D-SNP | $18.40 | $700 | $9,850 | — |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan | HMO I-SNP | $18.40 | $700 | $9,850 | — |
| UHC Dual Complete CO-Q1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $18.40 | $700 | $9,850 | 4 |
| UHC Dual Complete CO-Q2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $18.40 | $700 | $9,850 | 4.5 |
| UHC Dual Complete CO-S4 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $18.40 | $700 | $9,850 | 4 |
Stand-alone Part D drug plans in Colorado →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).