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Medicare Advantage plans in Jefferson County, CO for 2027

65 Medicare Advantage plans from 11 companies are available in Jefferson County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 31. Lowest in-network out-of-pocket limit: $3,300.

Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.

Plans with drug coverage (32)

PlanTypeMonthly premiumDrug deductibleOut-of-pocket limit (in network)Last year's star rating
Perennial Advantage Freedom (HMO-POS)
Perennial Advantage
HMO-POS$0$0$3,500—
AARP Medicare Advantage from UHC CO-21P (HMO-POS)
UnitedHealthcare
HMO-POS$0$685$4,200 4.5
Kaiser Permanente Senior Advantage Core DM (HMO-POS)
Kaiser Permanente
HMO-POS$0$0$4,400 4.5
AARP Medicare Advantage Essentials from UHC CO-2 (HMO-POS)
UnitedHealthcare
HMO-POS$0$685$4,450 4.5
DEVOTED CORE 004 CO (HMO)
Devoted Health
HMO$0$465$4,450 4
Humana Total Complete (HMO)
Humana
HMO$0$0$4,650—
Humana Total Complete (HMO)
Humana
HMO$0$0$4,750 3.5
Select Health Medicare Essential (HMO)
Select Health
HMO$0$300$4,900 4.5
Aetna Medicare Prime (HMO)
Aetna Medicare
HMO$0$400$5,000 4
HealthSpring Preferred (HMO)
HealthSpring
HMO$0$500$5,150—
AARP Medicare Advantage from UHC CO-0011 (HMO-POS)
UnitedHealthcare
HMO-POS$0$685$5,900—
Aetna Medicare Signature (HMO)
Aetna Medicare
HMO$0$400$5,900 4
DEVOTED CHOICE 002 CO (PPO)
Devoted Health
PPO$0$650$6,050 4
Humana Value Choice (PPO)
Humana
PPO$0$425$6,200 3.5
Humana Essentials Plus Giveback (HMO)
Humana
HMO$0$50$6,500 3.5
DEVOTED GIVEBACK EXTRAS 019 CO (HMO)
Devoted Health
HMO$0$700$6,750 4
Kaiser Permanente Senior Advantage Bronze DM (HMO-POS)
Kaiser Permanente
HMO-POS$0$0$6,800 4.5
AARP Medicare Advantage Extras from UHC CO-5 (HMO-POS)
UnitedHealthcare
HMO-POS$0$685$6,900 4.5
Humana Value Choice (PPO)
Humana
PPO$0$425$6,900 4.5
Aetna Medicare Signature (PPO)
Aetna Medicare
PPO$0$700$7,150 4.5
Humana Essentials Plus Giveback (PPO)
Humana
PPO$0$450$7,850 3.5
Humana Essentials Plus Giveback (PPO)
Humana
PPO$0$450$7,850 4.5
DEVOTED CHOICE GIVEBACK 003 CO (PPO)
Devoted Health
PPO$0$461$8,950 4
HealthSpring True Choice (PPO)
HealthSpring
PPO$0$700$9,500 3
Anthem Medicare Advantage (HMO-POS)
Anthem Blue Cross and Blue Shield
HMO-POS$0$325$9,850 3.5
Elevate Medicare Select (HMO)
Elevate Medicare Advantage
HMO$0$300$9,850 3.5
Aetna Medicare Value Care (PPO)
Aetna Medicare
PPO$18.40$700$7,150 4.5
HumanaChoice H5216-223 (PPO)
Humana
PPO$20$300$4,900 3.5
Kaiser Permanente Senior Advantage Silver DM (HMO-POS)
Kaiser Permanente
HMO-POS$48$0$3,600 4.5
Humana Value Choice (PPO)
Humana
PPO$53$400$6,700 3.5
AARP Medicare Advantage from UHC CO-0001 (HMO-POS)
UnitedHealthcare
HMO-POS$56$595$3,900 4.5
Kaiser Permanente Senior Advantage Gold (HMO-POS)
Kaiser Permanente
HMO-POS$194$0$3,300 4.5

Plans without drug coverage (5)

PlanTypeMonthly premiumOut-of-pocket limit (in network)Last year's star rating
AARP Medicare Advantage Patriot No Rx CO-MA01 (HMO-POS)
UnitedHealthcare
HMO-POS$0$5,500 4.5
Aetna Medicare Eagle (PPO)
Aetna Medicare
PPO$0$5,500 4.5
Humana USAA Honor Giveback (PPO)
Humana
PPO$0$6,200 3.5
Select Health Medicare Veterans (HMO)
Select Health
HMO$0$6,750 4.5
DEVOTED CHOICE MA ONLY 004 CO (PPO)
Devoted Health
PPO$0$7,900 4

Special needs plans (28)

Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).

PlanTypeMonthly premiumDrug deductibleOut-of-pocket limit (in network)Last year's star rating
Perennial Advantage Premier (HMO-POS I-SNP)
Perennial Advantage
HMO-POS I-SNP$0$0$3,300—
UHC Complete Care CO-1P (HMO-POS C-SNP)
UnitedHealthcare
HMO-POS C-SNP$0$685$4,100 4.5
DEVOTED DUAL 007 CO (HMO D-SNP)
Devoted Health
HMO D-SNP$0$700$4,450 4
DEVOTED C-SNP ENHANCED 009 CO (HMO C-SNP)
Devoted Health
HMO C-SNP$0$461$4,700 4
Anthem Chronic Care (HMO-POS C-SNP)
Anthem Blue Cross and Blue Shield
HMO-POS C-SNP$0$250$5,000 3.5
Kaiser Permanente Dual Essential (HMO D-SNP)
Kaiser Permanente
HMO D-SNP$0$700$5,900 4.5
Humana Dual Select H0028-078 (HMO D-SNP)
Humana
HMO D-SNP$0$700$6,500 3.5
DEVOTED C-SNP GIVEBACK EXTRAS 016 CO (HMO C-SNP)
Devoted Health
HMO C-SNP$0$700$6,750 4
Aetna Medicare Dual Extra Care (HMO D-SNP)
Aetna Medicare
HMO D-SNP$0$700$9,850 3
Aetna Medicare Full Dual Care (HMO D-SNP)
Aetna Medicare
HMO D-SNP$0$700$9,850 3
Aetna Medicare Full Dual Extra Care (HMO D-SNP)
Aetna Medicare
HMO D-SNP$0$700$9,850 4
DEVOTED C-SNP PLUS 013 CO (HMO C-SNP)
Devoted Health
HMO C-SNP$0$461$9,850 4
DEVOTED DUAL FULL 012 CO (HMO D-SNP)
Devoted Health
HMO D-SNP$0$700$9,850 4
DEVOTED DUAL PLUS 003 CO (HMO D-SNP)
Devoted Health
HMO D-SNP$0$700$9,850 4
Elevate Medicare Choice (HMO D-SNP)
Elevate Medicare Advantage
HMO D-SNP$0$700$9,850 3.5
HumanaChoice SNP-DE H7617-067 (PPO D-SNP)
Humana
PPO D-SNP$0$0$9,850 4.5
Kaiser Permanente Dual Complete (HMO D-SNP)
Kaiser Permanente
HMO D-SNP$0$700$9,850 4.5
UHC Nursing Home Plan CO-F001 (PPO I-SNP)
UnitedHealthcare
PPO I-SNP$0$700$9,850 4.5
HumanaChoice SNP-DE H5216-267 (PPO D-SNP)
Humana
PPO D-SNP$2.10$700$9,850 3.5
Perennial Advantage Strive (HMO I-SNP)
Perennial Advantage
HMO I-SNP$14.60$700$9,850—
UHC Dual Advantage CO-V1 (PPO D-SNP)
UnitedHealthcare
PPO D-SNP$18.40$700$5,900 4.5
Anthem Dual Advantage (HMO D-SNP)
Anthem Blue Cross and Blue Shield
HMO D-SNP$18.40$700$9,850 3.5
HealthSpring TotalCare (HMO D-SNP)
HealthSpring
HMO D-SNP$18.40$700$9,850—
HealthSpring TotalCare Plus (HMO D-SNP)
HealthSpring
HMO D-SNP$18.40$700$9,850—
Longevity Health Plan (HMO I-SNP)
Longevity Health Plan
HMO I-SNP$18.40$700$9,850—
UHC Dual Complete CO-Q1 (HMO-POS D-SNP)
UnitedHealthcare
HMO-POS D-SNP$18.40$700$9,850 4
UHC Dual Complete CO-Q2 (PPO D-SNP)
UnitedHealthcare
PPO D-SNP$18.40$700$9,850 4.5
UHC Dual Complete CO-S4 (HMO-POS D-SNP)
UnitedHealthcare
HMO-POS D-SNP$18.40$700$9,850 4

Stand-alone Part D drug plans in Colorado →

Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).