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Medicare Advantage plans in Riverside County, CA for 2027
88 Medicare Advantage plans from 17 companies are available in Riverside County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 43. Lowest in-network out-of-pocket limit: $295.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (43)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Imperial Dynamic Plan (HMO) Imperial Health Plan of California, Inc. | HMO | $0 | $0 | $295 | 3.5 |
| Aetna Medicare Prime (HMO) Aetna Medicare | HMO | $0 | $700 | $299 | 3 |
| Aetna Medicare Prime Extra (HMO) Aetna Medicare | HMO | $0 | $400 | $299 | 3 |
| SCAN Classic (HMO) SCAN Health Plan | HMO | $0 | $370 | $399 | 4 |
| SCAN Costco Medicare Advantage (HMO) SCAN Health Plan | HMO | $0 | $370 | $399 | 4 |
| Champion Ally (HMO) Champion Heath Plan | HMO | $0 | $0 | $499 | — |
| Clever Care Longevity (HMO) Clever Care Health Plan | HMO | $0 | $0 | $499 | 4 |
| Elite Signature HMO (HMO) Elite Health Plan, Inc. | HMO | $0 | $0 | $500 | — |
| Alignment Health My Choice 001 (HMO) Alignment Health Plan | HMO | $0 | $0 | $550 | 4 |
| Aetna Medicare Prime Value Plus (HMO) Aetna Medicare | HMO | $0 | $400 | $599 | 3 |
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $0 | $600 | $599 | 3 |
| Aetna Medicare Signature Extra (HMO) Aetna Medicare | HMO | $0 | $700 | $599 | 3 |
| Humana Gold Plus H5619-178 (HMO) Humana | HMO | $0 | $700 | $799 | 3 |
| Anthem Prime (HMO-POS) Anthem Blue Cross Partnership Plan | HMO-POS | $0 | $270 | $800 | 3 |
| Blue Shield 65 Plus Choice Plan (HMO) Blue Shield of California | HMO | $0 | $390 | $950 | 4 |
| AARP Medicare Advantage Giveback from UHC CA-32P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $999 | 4 |
| AARP Medicare Advantage from UHC CA-0015 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $595 | $999 | 4 |
| AARP Medicare Advantage from UHC CA-006P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $595 | $999 | 4 |
| AARP Medicare Advantage from UHC CA-022P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $595 | $999 | 4 |
| SCAN Inclusive (HMO) SCAN Health Plan | HMO | $0 | $250 | $999 | 4 |
| Wellcare Simple Focus (HMO) Wellcare | HMO | $0 | $700 | $1,000 | 3.5 |
| Anthem Select (HMO-POS) Anthem Blue Cross | HMO-POS | $0 | $100 | $1,800 | 3 |
| SCAN Venture (HMO) SCAN Health Plan | HMO | $0 | $370 | $1,900 | 4 |
| Clever Care Value (HMO) Clever Care Health Plan | HMO | $0 | $0 | $1,999 | 4 |
| SCAN Desert Choice (HMO) SCAN Health Plan | HMO | $0 | $370 | $2,050 | 4 |
| Elite Core HMO (HMO) Elite Health Plan, Inc. | HMO | $0 | $150 | $2,400 | — |
| Alignment Health Smart 013 (HMO) Alignment Health Plan | HMO | $0 | $0 | $2,499 | 4 |
| Kaiser Permanente Senior Advantage Inland Empire (HMO) Kaiser Permanente | HMO | $0 | $0 | $2,500 | 4.5 |
| Blue Shield 65 Plus (HMO) Blue Shield of California | HMO | $0 | $390 | $2,800 | 4 |
| Alignment Health Smart 047 (HMO) Alignment Health Plan | HMO | $0 | $700 | $2,899 | 4 |
| Advantage Care (HMO) Align Senior Care | HMO | $0 | $150 | $2,900 | — |
| Humana Gold Plus H5619-191 (HMO) Humana | HMO | $0 | $200 | $3,200 | 3 |
| Astiva Health Savings Plan (HMO) Astiva Health | HMO | $0 | $0 | $3,450 | 4 |
| Alignment Health My Choice 050 (HMO) Alignment Health Plan | HMO | $0 | $0 | $3,499 | 4 |
| HumanaChoice H5525-075 (PPO) Humana | PPO | $0 | $700 | $4,350 | 3.5 |
| Kaiser Permanente Sr Advantage Inland Empire Value (HMO) Kaiser Permanente | HMO | $0 | $0 | $4,450 | 4.5 |
| Humana Gold Plus Giveback H5619-150 (HMO) Humana | HMO | $0 | $700 | $5,000 | 3 |
| Alignment Health ValorCare 053 (HMO) Alignment Health Plan | HMO | $0 | $0 | $6,000 | 4 |
| Humana USAA Honor Giveback with Rx (PPO) Humana | PPO | $0 | $700 | $6,400 | 3.5 |
| Alignment Health Honor Plus 060 (HMO) Alignment Health Plan | HMO | $7.30 | $700 | $9,850 | 4 |
| Aetna Medicare Signature Legacy (HMO) Aetna Medicare | HMO | $10 | $700 | $2,000 | 3 |
| Wellcare Low Premium (HMO) Wellcare | HMO | $47 | $700 | $4,500 | 3.5 |
| HumanaChoice H5525-074 (PPO) Humana | PPO | $49 | $700 | $3,650 | 3.5 |
Plans without drug coverage (4)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Imperial Courage Plan (HMO) Imperial Health Plan of California, Inc. | HMO | $0 | $2,999 | 3.5 |
| Humana USAA Honor Giveback (HMO) Humana | HMO | $0 | $5,250 | 3 |
| AARP Medicare Advantage Patriot No Rx CA-MA1P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $5,900 | 4 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,750 | 3.5 |
Special needs plans (41)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Imperial Senior Value (HMO C-SNP) Imperial Health Plan of California, Inc. | HMO C-SNP | $0 | $0 | $295 | 3.5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $299 | 3 |
| SCAN Balance (HMO C-SNP) SCAN Health Plan | HMO C-SNP | $0 | $370 | $399 | 4 |
| Champion Care (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $0 | $499 | — |
| Clever Care Breathe Select+ (HMO C-SNP) Clever Care Health Plan | HMO C-SNP | $0 | $0 | $499 | 4 |
| Clever Care Total Choice+ (HMO C-SNP) Clever Care Health Plan | HMO C-SNP | $0 | $0 | $499 | 4 |
| Alignment Health Heart & Diabetes 054 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $0 | $990 | 4 |
| Champion Advantage (HMO-POS C-SNP) Champion Heath Plan | HMO-POS C-SNP | $0 | $0 | $999 | — |
| Champion Compass (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $0 | $999 | — |
| UHC Complete Care CA-20P (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $595 | $999 | 4 |
| Wellcare Specialty Simple (HMO C-SNP) Wellcare | HMO C-SNP | $0 | $700 | $1,000 | 3.5 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $0 | $1,900 | 4 |
| Premier Care (HMO I-SNP) Align Senior Care | HMO I-SNP | $0 | $50 | $1,900 | — |
| Astiva Health C-SNP Bloom (HMO C-SNP) Astiva Health | HMO C-SNP | $0 | $0 | $2,000 | 4 |
| Astiva Health C-SNP Deluxe (HMO C-SNP) Astiva Health | HMO C-SNP | $0 | $0 | $2,000 | 4 |
| Astiva Health C-SNP Fountain (HMO C-SNP) Astiva Health | HMO C-SNP | $0 | $0 | $2,000 | 4 |
| SCAN DaVita Dialysis Care (HMO-POS C-SNP) VillageHealth | HMO-POS C-SNP | $0 | $370 | $2,950 | — |
| Astiva Health C-SNP WOW (HMO C-SNP) Astiva Health | HMO C-SNP | $0 | $500 | $9,250 | 4 |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $700 | $9,850 | 4 |
| Alignment Health Heart & Diabetes Plus 044 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $700 | $9,850 | 4 |
| Champion Connect (HMO-POS C-SNP) Champion Heath Plan | HMO-POS C-SNP | $0 | $700 | $9,850 | — |
| Champion Home (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $700 | $9,850 | — |
| Champion Secure (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $700 | $9,850 | — |
| Clever Care Breathe+ (HMO C-SNP) Clever Care Health Plan | HMO C-SNP | $0 | $700 | $9,850 | 4 |
| Clever Care Total+ (HMO C-SNP) Clever Care Health Plan | HMO C-SNP | $0 | $700 | $9,850 | 4 |
| Kaiser Permanente Dual Complete South P6 (HMO D-SNP) Kaiser Permanente | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| SCAN Connections (HMO D-SNP) SCAN Health Plan | HMO D-SNP | $0 | $175 | $9,850 | 4 |
| SCAN Connections at Home (HMO D-SNP) SCAN Health Plan | HMO D-SNP | $0 | $175 | $9,850 | 4 |
| SCAN DaVita Dialysis Care Complete (HMO-POS C-SNP) VillageHealth | HMO-POS C-SNP | $0 | $175 | $9,850 | — |
| SCAN Strive (HMO C-SNP) SCAN Health Plan | HMO C-SNP | $0 | $450 | $9,850 | 4 |
| UHC Complete Care Support CA-3AP (HMO C-SNP) UnitedHealthcare | HMO C-SNP | $0 | $100 | $9,850 | 4 |
| Wellcare Health Net Dual Liberty (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Alignment Health Heart & Diabetes 051 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0.10 | $700 | $9,850 | 4 |
| Champion Choice (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $2.60 | $700 | $9,850 | — |
| Imperial Flex (HMO C-SNP) Imperial Health Plan of California, Inc. | HMO C-SNP | $2.70 | $450 | $9,850 | 3.5 |
| Alignment Health Clarity Plus 042 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $7.30 | $700 | $9,850 | 4 |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $7.30 | $700 | $9,850 | 4 |
| Champion Plus (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $7.30 | $700 | $9,850 | — |
| IEHP DualChoice (HMO D-SNP) IEHP DualChoice | HMO D-SNP | $7.30 | $700 | $9,850 | 3 |
| Molina Medicare Complete Care Plus (HMO D-SNP) Molina Healthcare of California | HMO D-SNP | $7.30 | $700 | $9,850 | 3 |
| Senior Care (HMO I-SNP) Align Senior Care | HMO I-SNP | $7.30 | $700 | $9,850 | — |
Stand-alone Part D drug plans in California →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).