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Medicare Advantage plans in Orange County, CA for 2027
111 Medicare Advantage plans from 15 companies are available in Orange County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 54. Lowest in-network out-of-pocket limit: $295.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (57)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Imperial Dynamic Plan (HMO) Imperial Health Plan of California, Inc. | HMO | $0 | $0 | $295 | 3.5 |
| Blue Shield Advantage (HMO) Blue Shield of California | HMO | $0 | $300 | $299 | 4 |
| CareMore Health Plan by SCAN (HMO) SCAN Health Plan | HMO | $0 | $150 | $299 | 4 |
| SCAN Costco Medicare Advantage (HMO) SCAN Health Plan | HMO | $0 | $370 | $299 | 4 |
| SCAN Classic (HMO) SCAN Health Plan | HMO | $0 | $370 | $399 | 4 |
| Central Health Harmony 001 (HMO) Alignment Health Plan | HMO | $0 | $700 | $498 | — |
| Alignment Health Platinum + Instacart 008 (HMO) Alignment Health Plan | HMO | $0 | $0 | $499 | 4 |
| Blue Shield Inspire (HMO) Blue Shield of California | HMO | $0 | $300 | $499 | 4 |
| Champion Ally (HMO) Champion Heath Plan | HMO | $0 | $0 | $499 | — |
| Champion Anwell (HMO) Champion Heath Plan | HMO | $0 | $0 | $499 | — |
| Clever Care Longevity (HMO) Clever Care Health Plan | HMO | $0 | $0 | $499 | 4 |
| SCAN Baekse (HMO) SCAN Health Plan | HMO | $0 | $200 | $499 | 4 |
| Alignment Health My Choice 001 (HMO) Alignment Health Plan | HMO | $0 | $0 | $550 | 4 |
| Aetna Medicare Prime (HMO) Aetna Medicare | HMO | $0 | $400 | $599 | 3 |
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $0 | $300 | $599 | 3 |
| Aetna Medicare Signature Extra (HMO) Aetna Medicare | HMO | $0 | $300 | $599 | 3 |
| Humana Gold Plus H5619-021 (HMO) Humana | HMO | $0 | $250 | $799 | 3 |
| AARP Medicare Advantage Giveback from UHC CA-31P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $800 | 4 |
| AARP Medicare Advantage from UHC CA-005P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $595 | $800 | 4 |
| AARP Medicare Advantage from UHC CA-021P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $595 | $800 | 4 |
| Anthem Prime (HMO-POS) Anthem Blue Cross Partnership Plan | HMO-POS | $0 | $490 | $800 | 3 |
| Anthem Select (HMO-POS) Anthem Blue Cross | HMO-POS | $0 | $200 | $800 | 3 |
| Alignment Health Platinum Preferred 004 (HMO) Alignment Health Plan | HMO | $0 | $700 | $999 | — |
| Humana Gold Plus H3767-002 (HMO) Humana | HMO | $0 | $250 | $999 | — |
| Kaiser Permanente Senior Advantage LA, Orange Co. (HMO) Kaiser Permanente | HMO | $0 | $0 | $999 | 4.5 |
| SCAN Inclusive (HMO) SCAN Health Plan | HMO | $0 | $250 | $999 | 4 |
| Anthem I CareMore Medicare Advantage (HMO-POS) Anthem Blue Cross Partnership Plan | HMO-POS | $0 | $145 | $1,000 | 3 |
| Anthem I CareMore Premium Savings (HMO-POS) Anthem Blue Cross Partnership Plan | HMO-POS | $0 | $145 | $1,000 | 3 |
| SCAN Venture (HMO) SCAN Health Plan | HMO | $0 | $370 | $1,000 | 4 |
| Blue Shield 65 Plus (HMO) Blue Shield of California | HMO | $0 | $390 | $1,300 | 4 |
| Anthem I CareMore Medicare Advantage 2 (HMO-POS) Anthem Blue Cross | HMO-POS | $0 | $85 | $1,500 | 3 |
| Blue Shield 65 Plus Plan 2 (HMO) Blue Shield of California | HMO | $0 | $390 | $1,850 | 4 |
| Clever Care Value (HMO) Clever Care Health Plan | HMO | $0 | $0 | $1,999 | 4 |
| Alignment Health Smart 013 (HMO) Alignment Health Plan | HMO | $0 | $0 | $2,499 | 4 |
| Humana Gold Plus Giveback H5619-146 (HMO) Humana | HMO | $0 | $700 | $2,700 | 3 |
| Alignment Health Smart 047 (HMO) Alignment Health Plan | HMO | $0 | $700 | $2,899 | 4 |
| AARP Medicare Advantage from UHC CA-46 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $2,900 | 4 |
| Advantage Care (HMO) Align Senior Care | HMO | $0 | $150 | $2,900 | — |
| Kaiser Permanente Sr Advantage LA, Orange Value (HMO) Kaiser Permanente | HMO | $0 | $0 | $2,900 | 4.5 |
| Wellcare Simple Focus (HMO) Wellcare | HMO | $0 | $700 | $3,200 | 3.5 |
| Astiva Health Savings Plan (HMO) Astiva Health | HMO | $0 | $0 | $3,450 | 4 |
| Alignment Health My Choice 050 (HMO) Alignment Health Plan | HMO | $0 | $0 | $3,499 | 4 |
| Blue Shield AdvantageOptimum Plan (HMO) Blue Shield of California | HMO | $0 | $350 | $3,600 | 3.5 |
| HumanaChoice H5525-075 (PPO) Humana | PPO | $0 | $700 | $4,350 | 3.5 |
| Wellcare Simple (HMO) Wellcare | HMO | $0 | $700 | $4,500 | 3.5 |
| Alignment Health ValorCare 053 (HMO) Alignment Health Plan | HMO | $0 | $0 | $6,000 | 4 |
| Humana USAA Honor Giveback with Rx (PPO) Humana | PPO | $0 | $700 | $6,400 | 3.5 |
| SCAN Select (HMO) SCAN Health Plan | HMO | $0 | $700 | $6,700 | 4 |
| Anthem Medicare Advantage (HMO-POS) Anthem Blue Cross | HMO-POS | $0 | $255 | $7,550 | 3 |
| Alignment Health Honor Plus 060 (HMO) Alignment Health Plan | HMO | $7.30 | $700 | $9,850 | 4 |
| Aetna Medicare Signature Legacy (HMO) Aetna Medicare | HMO | $10 | $700 | $2,000 | 3 |
| SCAN Inspired by women for women (HMO) SCAN Health Plan | HMO | $15 | $370 | $999 | 4 |
| SCAN Prime (HMO) SCAN Health Plan | HMO | $20 | $370 | $2,499 | 4 |
| Wellcare Low Premium (HMO) Wellcare | HMO | $42 | $700 | $4,150 | 3.5 |
| AARP Medicare Advantage from UHC CA-33P (HMO-POS) UnitedHealthcare | HMO-POS | $46 | $595 | $800 | 4 |
| HumanaChoice H5525-074 (PPO) Humana | PPO | $49 | $700 | $3,650 | 3.5 |
| Alignment Health Platinum Preferred+ 005 (HMO) Alignment Health Plan | HMO | $99 | $700 | $1,499 | — |
Plans without drug coverage (5)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Imperial Courage Plan (HMO) Imperial Health Plan of California, Inc. | HMO | $0 | $2,999 | 3.5 |
| Aetna Medicare Eagle (HMO) Aetna Medicare | HMO | $0 | $4,450 | 3 |
| Humana USAA Honor Giveback (HMO) Humana | HMO | $0 | $5,250 | 3 |
| AARP Medicare Advantage Patriot No Rx CA-MA1P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $5,900 | 4 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,750 | 3.5 |
Special needs plans (49)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| SCAN Balance (HMO C-SNP) SCAN Health Plan | HMO C-SNP | $0 | $370 | $199 | 4 |
| Imperial Senior Value (HMO C-SNP) Imperial Health Plan of California, Inc. | HMO C-SNP | $0 | $0 | $295 | 3.5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $299 | 3 |
| Anthem I CareMore Chronic Care 2 (HMO-POS C-SNP) Anthem Blue Cross Partnership Plan | HMO-POS C-SNP | $0 | $250 | $499 | 3 |
| Anthem I CareMore Lung Care (HMO-POS C-SNP) Anthem Blue Cross | HMO-POS C-SNP | $0 | $100 | $499 | 3 |
| Anthem I CareMore Lung Care 2 (HMO-POS C-SNP) Anthem Blue Cross Partnership Plan | HMO-POS C-SNP | $0 | $250 | $499 | 3 |
| Champion Care (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $0 | $499 | — |
| Clever Care Breathe Select+ (HMO C-SNP) Clever Care Health Plan | HMO C-SNP | $0 | $0 | $499 | 4 |
| Clever Care Total Choice+ (HMO C-SNP) Clever Care Health Plan | HMO C-SNP | $0 | $0 | $499 | 4 |
| Anthem I CareMore Home Care (HMO I-SNP) Anthem Blue Cross | HMO I-SNP | $0 | $100 | $700 | 3 |
| SCAN Embrace (HMO I-SNP) SCAN Health Plan | HMO I-SNP | $0 | $0 | $799 | 4 |
| Anthem I CareMore Chronic Care (HMO-POS C-SNP) Anthem Blue Cross | HMO-POS C-SNP | $0 | $100 | $800 | 3 |
| Anthem I CareMore Kidney Care (HMO-POS C-SNP) Anthem Blue Cross | HMO-POS C-SNP | $0 | $150 | $800 | 3 |
| UHC Complete Care CA-19P (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $595 | $800 | 4 |
| Alignment Health Heart & Diabetes 054 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $0 | $990 | 4 |
| Champion Advantage (HMO-POS C-SNP) Champion Heath Plan | HMO-POS C-SNP | $0 | $0 | $999 | — |
| Champion Compass (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $0 | $999 | — |
| Wellcare Specialty Simple (HMO C-SNP) Wellcare | HMO C-SNP | $0 | $700 | $1,000 | 3.5 |
| Alignment Health Balance 033 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $0 | $1,499 | 4 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $0 | $1,900 | 4 |
| Premier Care (HMO I-SNP) Align Senior Care | HMO I-SNP | $0 | $50 | $1,900 | — |
| Astiva Health C-SNP Bloom (HMO C-SNP) Astiva Health | HMO C-SNP | $0 | $0 | $2,000 | 4 |
| Astiva Health C-SNP Deluxe (HMO C-SNP) Astiva Health | HMO C-SNP | $0 | $0 | $2,000 | 4 |
| Astiva Health C-SNP Fountain (HMO C-SNP) Astiva Health | HMO C-SNP | $0 | $0 | $2,000 | 4 |
| SCAN DaVita Dialysis Care (HMO-POS C-SNP) VillageHealth | HMO-POS C-SNP | $0 | $370 | $2,950 | — |
| Astiva Health C-SNP WOW (HMO C-SNP) Astiva Health | HMO C-SNP | $0 | $500 | $9,250 | 4 |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $700 | $9,850 | 4 |
| Alignment Health Heart & Diabetes Plus 044 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $700 | $9,850 | 4 |
| Champion Connect (HMO-POS C-SNP) Champion Heath Plan | HMO-POS C-SNP | $0 | $700 | $9,850 | — |
| Champion Home (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $700 | $9,850 | — |
| Champion Secure (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $700 | $9,850 | — |
| Clever Care Breathe+ (HMO C-SNP) Clever Care Health Plan | HMO C-SNP | $0 | $700 | $9,850 | 4 |
| Clever Care Total+ (HMO C-SNP) Clever Care Health Plan | HMO C-SNP | $0 | $700 | $9,850 | 4 |
| Kaiser Permanente Dual Complete South P10 (HMO D-SNP) Kaiser Permanente | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| SCAN DaVita Dialysis Care Complete (HMO-POS C-SNP) VillageHealth | HMO-POS C-SNP | $0 | $175 | $9,850 | — |
| SCAN Embrace Together (HMO I-SNP) SCAN Health Plan | HMO I-SNP | $0 | $700 | $9,850 | 4 |
| SCAN Strive (HMO C-SNP) SCAN Health Plan | HMO C-SNP | $0 | $450 | $9,850 | 4 |
| UHC Complete Care Support CA-2AP (HMO C-SNP) UnitedHealthcare | HMO C-SNP | $0 | $100 | $9,850 | 4 |
| Wellcare Health Net Dual Liberty (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Alignment Health Heart & Diabetes 051 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0.10 | $700 | $9,850 | 4 |
| Champion Choice (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $2.60 | $700 | $9,850 | — |
| Imperial Flex (HMO C-SNP) Imperial Health Plan of California, Inc. | HMO C-SNP | $2.70 | $450 | $9,850 | 3.5 |
| Alignment Health Clarity Plus 042 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $7.30 | $700 | $9,850 | 4 |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $7.30 | $700 | $9,850 | 4 |
| CalOptima Health OneCare Complete (HMO D-SNP) CalOptima Health OneCare | HMO D-SNP | $7.30 | $700 | $9,850 | 3 |
| Central Health Harmony Plus 002 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $7.30 | $700 | $9,850 | — |
| Champion Plus (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $7.30 | $700 | $9,850 | — |
| SCAN Ansim Care (HMO C-SNP) SCAN Health Plan | HMO C-SNP | $7.30 | $700 | $9,850 | 4 |
| Senior Care (HMO I-SNP) Align Senior Care | HMO I-SNP | $7.30 | $700 | $9,850 | — |
Stand-alone Part D drug plans in California →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).