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Medicare Advantage plans in Madera County, CA for 2027
41 Medicare Advantage plans from 9 companies are available in Madera County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 13. Lowest in-network out-of-pocket limit: $295.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (16)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Imperial Dynamic Plan (HMO) Imperial Health Plan of California, Inc. | HMO | $0 | $0 | $295 | 3.5 |
| Champion Ally (HMO) Champion Heath Plan | HMO | $0 | $0 | $499 | — |
| SCAN Classic (HMO) SCAN Health Plan | HMO | $0 | $450 | $999 | 4 |
| Alignment Health ONE + Walgreens 035 (HMO) Alignment Health Plan | HMO | $0 | $0 | $1,300 | 4 |
| Alignment Health + CommUnity 046 (HMO) Alignment Health Plan | HMO | $0 | $0 | $1,750 | 4 |
| Humana Gold Plus H5619-012 (HMO) Humana | HMO | $0 | $200 | $2,200 | 3 |
| Anthem Medicare Advantage (HMO-POS) Anthem Blue Cross | HMO-POS | $0 | $0 | $3,000 | 3 |
| Anthem Prime (HMO-POS) Anthem Blue Cross Partnership Plan | HMO-POS | $0 | $250 | $3,000 | 3 |
| Humana Gold Plus H5619-191 (HMO) Humana | HMO | $0 | $200 | $3,200 | 3 |
| Alignment Health My Choice 050 (HMO) Alignment Health Plan | HMO | $0 | $0 | $3,499 | 4 |
| Humana Gold Plus Giveback H5619-150 (HMO) Humana | HMO | $0 | $700 | $5,000 | 3 |
| Alignment Health Honor Plus 060 (HMO) Alignment Health Plan | HMO | $7.30 | $700 | $9,850 | 4 |
| Kaiser Permanente Senior Advantage Basic Fresno (HMO) Kaiser Permanente | HMO | $29 | $0 | $4,900 | 4.5 |
| AARP Medicare Advantage from UHC CA-0005 (HMO-POS) UnitedHealthcare | HMO-POS | $65 | $685 | $7,150 | 4 |
| Alignment Health Advantage 001 (PPO) Alignment Health Plan | PPO | $70 | $0 | $4,451 | — |
| Kaiser Permanente Senior Advantage Enhanced Fresno (HMO) Kaiser Permanente | HMO | $95 | $0 | $2,900 | 4.5 |
Plans without drug coverage (2)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Imperial Courage Plan (HMO) Imperial Health Plan of California, Inc. | HMO | $0 | $2,999 | 3.5 |
| Humana USAA Honor Giveback (HMO) Humana | HMO | $0 | $5,250 | 3 |
Special needs plans (23)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Imperial Senior Value (HMO C-SNP) Imperial Health Plan of California, Inc. | HMO C-SNP | $0 | $0 | $295 | 3.5 |
| Champion Care (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $0 | $499 | — |
| Champion Advantage (HMO-POS C-SNP) Champion Heath Plan | HMO-POS C-SNP | $0 | $0 | $999 | — |
| Champion Compass (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $0 | $999 | — |
| SCAN Balance (HMO C-SNP) SCAN Health Plan | HMO C-SNP | $0 | $450 | $999 | 4 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $0 | $1,900 | 4 |
| Alignment Health Heart & Diabetes 048 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $0 | $1,990 | 4 |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $700 | $9,850 | 4 |
| Anthem Full Dual Advantage Aligned (HMO D-SNP) Anthem Blue Cross | HMO D-SNP | $0 | $105 | $9,850 | 3 |
| Anthem Kidney Care (PPO C-SNP) Anthem Blue Cross and Blue Shield | PPO C-SNP | $0 | $0 | $9,850 | 3.5 |
| Champion Connect (HMO-POS C-SNP) Champion Heath Plan | HMO-POS C-SNP | $0 | $700 | $9,850 | — |
| Champion Home (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $700 | $9,850 | — |
| Champion Secure (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $700 | $9,850 | — |
| Humana Gold Plus SNP-DE H5619-038 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Kaiser Permanente Dual Complete North P18 (HMO D-SNP) Kaiser Permanente | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| SCAN Strive (HMO C-SNP) SCAN Health Plan | HMO C-SNP | $0 | $450 | $9,850 | 4 |
| Wellcare CalViva Health Dual Align (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Alignment Health Heart & Diabetes 051 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0.10 | $700 | $9,850 | 4 |
| Champion Choice (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $2.60 | $700 | $9,850 | — |
| Imperial Flex (HMO C-SNP) Imperial Health Plan of California, Inc. | HMO C-SNP | $2.70 | $450 | $9,850 | 3.5 |
| Alignment Health Clarity Plus 042 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $7.30 | $700 | $9,850 | 4 |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $7.30 | $700 | $9,850 | 4 |
| Champion Plus (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $7.30 | $700 | $9,850 | — |
Stand-alone Part D drug plans in California →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).