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Medicare Advantage plans in Kern County, CA for 2027
42 Medicare Advantage plans from 11 companies are available in Kern County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 17. Lowest in-network out-of-pocket limit: $295.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (18)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Imperial Dynamic Plan (HMO) Imperial Health Plan of California, Inc. | HMO | $0 | $0 | $295 | 3.5 |
| Champion Ally (HMO) Champion Heath Plan | HMO | $0 | $0 | $499 | — |
| Aetna Medicare Prime Value Plus (HMO) Aetna Medicare | HMO | $0 | $400 | $599 | 3 |
| Alignment Health Platinum 057 (HMO) Alignment Health Plan | HMO | $0 | $700 | $1,000 | 4 |
| Anthem Prime (HMO-POS) Anthem Blue Cross Partnership Plan | HMO-POS | $0 | $395 | $1,200 | 3 |
| AARP Medicare Advantage from UHC CA-0002 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $355 | $2,000 | 4 |
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $0 | $700 | $2,000 | 3 |
| Aetna Medicare Signature Extra (HMO) Aetna Medicare | HMO | $0 | $700 | $2,000 | 3 |
| Humana Gold Plus H5619-116 (HMO) Humana | HMO | $0 | $200 | $2,100 | 3 |
| Blue Shield 65 Plus (HMO) Blue Shield of California | HMO | $0 | $475 | $2,750 | 4 |
| Anthem Medicare Advantage (HMO-POS) Anthem Blue Cross | HMO-POS | $0 | $110 | $2,800 | 3 |
| Humana Gold Plus H5619-191 (HMO) Humana | HMO | $0 | $200 | $3,200 | 3 |
| Kaiser Permanente Senior Advantage Basic Kern (HMO) Kaiser Permanente | HMO | $0 | $0 | $3,900 | 4.5 |
| Humana Gold Plus Giveback H5619-150 (HMO) Humana | HMO | $0 | $700 | $5,000 | 3 |
| Alignment Health Honor Plus 060 (HMO) Alignment Health Plan | HMO | $7.30 | $700 | $9,850 | 4 |
| Aetna Medicare Signature Legacy (HMO) Aetna Medicare | HMO | $10 | $700 | $2,000 | 3 |
| Kaiser Permanente Senior Advantage Enhanced Kern (HMO) Kaiser Permanente | HMO | $29 | $0 | $1,900 | 4.5 |
| Alignment Health My Choice 061 (HMO) Alignment Health Plan | HMO | $40 | $700 | $4,900 | 4 |
Plans without drug coverage (3)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Imperial Courage Plan (HMO) Imperial Health Plan of California, Inc. | HMO | $0 | $2,999 | 3.5 |
| Humana USAA Honor Giveback (HMO) Humana | HMO | $0 | $5,250 | 3 |
| AARP Medicare Advantage Patriot No Rx CA-MA1P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $5,900 | 4 |
Special needs plans (21)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Imperial Senior Value (HMO C-SNP) Imperial Health Plan of California, Inc. | HMO C-SNP | $0 | $0 | $295 | 3.5 |
| Champion Care (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $0 | $499 | — |
| Champion Advantage (HMO-POS C-SNP) Champion Heath Plan | HMO-POS C-SNP | $0 | $0 | $999 | — |
| Champion Compass (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $0 | $999 | — |
| Wellcare Specialty Simple (HMO C-SNP) Wellcare | HMO C-SNP | $0 | $700 | $1,000 | 3.5 |
| Alignment Health Heart & Diabetes 048 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $0 | $1,990 | 4 |
| UHC Complete Care CA-27P (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $355 | $2,000 | 4 |
| Anthem Full Dual Advantage Aligned (HMO D-SNP) Anthem Blue Cross | HMO D-SNP | $0 | $105 | $9,850 | 3 |
| Anthem Kidney Care (PPO C-SNP) Anthem Blue Cross and Blue Shield | PPO C-SNP | $0 | $0 | $9,850 | 3.5 |
| Champion Connect (HMO-POS C-SNP) Champion Heath Plan | HMO-POS C-SNP | $0 | $700 | $9,850 | — |
| Champion Home (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $700 | $9,850 | — |
| Champion Secure (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $700 | $9,850 | — |
| Humana Gold Plus SNP-DE H5619-038 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Kaiser Permanente Dual Complete South P7 (HMO D-SNP) Kaiser Permanente | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Complete Care Support CA-4AP (HMO C-SNP) UnitedHealthcare | HMO C-SNP | $0 | $100 | $9,850 | 4 |
| Wellcare Health Net Dual Liberty (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Champion Choice (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $2.60 | $700 | $9,850 | — |
| Imperial Flex (HMO C-SNP) Imperial Health Plan of California, Inc. | HMO C-SNP | $2.70 | $450 | $9,850 | 3.5 |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $7.30 | $700 | $9,850 | 4 |
| Champion Plus (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $7.30 | $700 | $9,850 | — |
| Kern Family Health Care Medicare (HMO D-SNP) Kern Family Health Care Medicare (D-SNP) | HMO D-SNP | $7.30 | $700 | $9,850 | — |
Stand-alone Part D drug plans in California →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).