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Medicare Advantage plans in El Dorado County, CA for 2027
10 Medicare Advantage plans from 5 companies are available in El Dorado County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 2. Lowest in-network out-of-pocket limit: $295.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (4)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Imperial Dynamic Plan (HMO) Imperial Health Plan of California, Inc. | HMO | $0 | $0 | $295 | 3.5 |
| Kaiser Permanente Sr Advantage Basic Sac., Sonoma (HMO) Kaiser Permanente | HMO | $29 | $0 | $6,000 | 4.5 |
| Kaiser Permanente Sr Adv Enhanced Sac., Sonoma (HMO) Kaiser Permanente | HMO | $99 | $0 | $3,900 | 4.5 |
| AARP Medicare Advantage from UHC CA-0010 (HMO-POS) UnitedHealthcare | HMO-POS | $99 | $685 | $7,150 | 4 |
Plans without drug coverage (1)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Imperial Courage Plan (HMO) Imperial Health Plan of California, Inc. | HMO | $0 | $2,999 | 3.5 |
Special needs plans (5)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Imperial Senior Value (HMO C-SNP) Imperial Health Plan of California, Inc. | HMO C-SNP | $0 | $0 | $295 | 3.5 |
| Anthem Full Dual Advantage Aligned (HMO D-SNP) Anthem Blue Cross | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Kaiser Permanente Dual Complete North P2 (HMO D-SNP) Kaiser Permanente | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Imperial Flex (HMO C-SNP) Imperial Health Plan of California, Inc. | HMO C-SNP | $2.70 | $450 | $9,850 | 3.5 |
| HPSJ/MVHP Advantage D-SNP (HMO D-SNP) Health Plan of San Joaquin / Mountain Valley Health Plan Advantage D-SNP (HMO) | HMO D-SNP | $7.30 | $700 | $9,850 | — |
Stand-alone Part D drug plans in California →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).