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Medicare Advantage plans in Alameda County, CA for 2027
32 Medicare Advantage plans from 10 companies are available in Alameda County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 9. Lowest in-network out-of-pocket limit: $295.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (14)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Imperial Dynamic Plan (HMO) Imperial Health Plan of California, Inc. | HMO | $0 | $0 | $295 | 3.5 |
| SCAN Classic (HMO) SCAN Health Plan | HMO | $0 | $450 | $2,000 | 4 |
| SCAN Costco Medicare Advantage (HMO) SCAN Health Plan | HMO | $0 | $450 | $2,000 | 4 |
| Central Health Harmony 031 (HMO) Alignment Health Plan | HMO | $0 | $0 | $3,400 | 4 |
| Alignment Health My Choice 050 (HMO) Alignment Health Plan | HMO | $0 | $0 | $3,499 | 4 |
| Aetna Medicare Signature Extra (HMO) Aetna Medicare | HMO | $0 | $400 | $3,600 | 3 |
| CCHP Senior Value Program (HMO) CCHP (Chinese Community Health Plan) | HMO | $0 | $0 | $6,000 | 3 |
| Alignment Health Honor Plus 060 (HMO) Alignment Health Plan | HMO | $7.30 | $700 | $9,850 | 4 |
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $10 | $700 | $3,900 | 3 |
| Kaiser Permanente Senior Advantage Basic Alameda (HMO) Kaiser Permanente | HMO | $28 | $0 | $6,000 | 4.5 |
| AARP Medicare Advantage from UHC CA-7 (HMO-POS) UnitedHealthcare | HMO-POS | $59 | $505 | $7,150 | 4 |
| Blue Shield Inspire (HMO) Blue Shield of California | HMO | $60 | $475 | $4,300 | 4 |
| Sutter Senior Advantage, a SCAN Medicare Plan (HMO) SCAN Health Plan | HMO | $66 | $450 | $4,900 | 4 |
| Kaiser Permanente Senior Advantage Alam., SF, Napa (HMO) Kaiser Permanente | HMO | $105 | $0 | $3,900 | 4.5 |
Plans without drug coverage (2)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Imperial Courage Plan (HMO) Imperial Health Plan of California, Inc. | HMO | $0 | $2,999 | 3.5 |
| Aetna Medicare Eagle (HMO) Aetna Medicare | HMO | $0 | $4,450 | 3 |
Special needs plans (16)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Imperial Senior Value (HMO C-SNP) Imperial Health Plan of California, Inc. | HMO C-SNP | $0 | $0 | $295 | 3.5 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $0 | $1,900 | 4 |
| Premier Care (HMO I-SNP) Align Senior Care | HMO I-SNP | $0 | $50 | $1,900 | — |
| SCAN Balance (HMO C-SNP) SCAN Health Plan | HMO C-SNP | $0 | $450 | $1,900 | 4 |
| Alignment Health Heart & Diabetes 048 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $0 | $1,990 | 4 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $3,600 | 3 |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $700 | $9,850 | 4 |
| Kaiser Permanente Dual Complete North P16 (HMO D-SNP) Kaiser Permanente | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| SCAN Strive (HMO C-SNP) SCAN Health Plan | HMO C-SNP | $0 | $450 | $9,850 | 4 |
| UHC Complete Care Support CA-8AP (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $100 | $9,850 | 4 |
| Alignment Health Heart & Diabetes 051 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0.10 | $700 | $9,850 | 4 |
| Imperial Flex (HMO C-SNP) Imperial Health Plan of California, Inc. | HMO C-SNP | $2.70 | $450 | $9,850 | 3.5 |
| Alameda Alliance Wellness (HMO D-SNP) Alameda Alliance for Health | HMO D-SNP | $7.30 | $700 | $9,850 | — |
| Alignment Health Clarity Plus 042 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $7.30 | $700 | $9,850 | 4 |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $7.30 | $700 | $9,850 | 4 |
| Senior Care (HMO I-SNP) Align Senior Care | HMO I-SNP | $7.30 | $700 | $9,850 | — |
Stand-alone Part D drug plans in California →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).