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Medicare Advantage plans in Independence County, AR for 2027
31 Medicare Advantage plans from 7 companies are available in Independence County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 15. Lowest in-network out-of-pocket limit: $4,500.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (12)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Healthy Arkansas Premier Advantage (HMO-POS) Healthy Arkansas, Inc. | HMO-POS | $0 | $0 | $4,600 | — |
| Humana Total Complete (HMO-POS) Humana | HMO-POS | $0 | $700 | $4,900 | 3 |
| HealthSpring Preferred (HMO) HealthSpring | HMO | $0 | $500 | $6,000 | 4.5 |
| AARP Medicare Advantage Essentials from UHC AR-1 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $6,100 | 4 |
| Healthy Arkansas Preferred (PPO) Healthy Arkansas, Inc. | PPO | $0 | $0 | $6,200 | — |
| AARP Medicare Advantage from UHC AR-0004 (PPO) UnitedHealthcare | PPO | $0 | $685 | $6,500 | 4 |
| AARP Medicare Advantage Extras from UHC AR-7 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4 |
| BlueMedicare Premier (HMO) Arkansas Blue Medicare | HMO | $0 | $560 | $7,150 | 3 |
| AARP Medicare Advantage Giveback from UHC AR-3 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $9,850 | 4 |
| HealthSpring True Choice (PPO) HealthSpring | PPO | $0 | $700 | $9,850 | 3 |
| AARP Medicare Advantage from UHC AR-0002 (HMO-POS) UnitedHealthcare | HMO-POS | $49 | $685 | $6,100 | 4 |
| HumanaChoice R1532-002 (Regional PPO) Humana | Regional PPO | $119 | $700 | $7,700 | 2.5 |
Plans without drug coverage (5)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| HealthSpring Courage (HMO) HealthSpring | HMO | $0 | $4,500 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4,700 | 3.5 |
| Humana USAA Honor Giveback (Regional PPO) Humana | Regional PPO | $0 | $5,500 | 2.5 |
| AARP Medicare Advantage Patriot No Rx AR-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $6,700 | 4 |
| Humana Gold Choice H8145-126 (PFFS) Humana | PFFS | $0 | $9,850 | 3.5 |
Special needs plans (14)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Wellcare Arkansas Total Care Dual Reserve (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $4,400 | 3.5 |
| UHC Complete Care AR-5 (PPO C-SNP) UnitedHealthcare | PPO C-SNP | $0 | $595 | $6,200 | 4 |
| UHC Complete Care AR-6 (PPO C-SNP) UnitedHealthcare | PPO C-SNP | $0 | $595 | $6,200 | 4 |
| UHC Dual Advantage AR-V1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $380 | $6,500 | 4.5 |
| Arkansas Integrated Providers (AIP) Dual Advantage (HMO D-SNP) Arkansas Superior Select Health Plans | HMO D-SNP | $0 | $635 | $9,850 | — |
| Humana Gold Plus SNP-DE H5619-123 (HMO-POS D-SNP) Humana | HMO-POS D-SNP | $0 | $700 | $9,850 | 3 |
| Tribute Select (HMO-POS I-SNP) Arkansas Superior Select Health Plans | HMO-POS I-SNP | $0 | $700 | $9,850 | — |
| UHC Dual Complete AR-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $75 | $9,850 | 4.5 |
| UHC Dual Complete AR-S2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Wellcare Arkansas Total Care Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare Arkansas Total Care Dual Liberty (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Healthy Arkansas Dual Advantage (PPO D-SNP) Healthy Arkansas, Inc. | PPO D-SNP | $6.30 | $700 | $9,250 | — |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring | HMO D-SNP | $6.30 | $700 | $9,850 | 4.5 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring | HMO D-SNP | $6.30 | $700 | $9,850 | 4.5 |
Stand-alone Part D drug plans in Arkansas →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).