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Medicare Advantage plans in Maricopa County, AZ for 2027
92 Medicare Advantage plans from 16 companies are available in Maricopa County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 46. Lowest in-network out-of-pocket limit: $2,000.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (45)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| SCAN Classic (HMO) SCAN Health Plan | HMO | $0 | $0 | $2,000 | 4.5 |
| Verda Noble Care (HMO) Verda Health Plan of Arizona | HMO | $0 | $300 | $2,099 | — |
| SCAN MyChoice (HMO) SCAN Health Plan | HMO | $0 | $0 | $2,500 | 4.5 |
| SCAN Walmart Medicare Advantage (HMO) SCAN Health Plan | HMO | $0 | $450 | $2,500 | 4.5 |
| Wellcare Simple (HMO) Wellcare | HMO | $0 | $700 | $2,500 | 3.5 |
| DEVOTED CORE 090 AZ (HMO) Devoted Health | HMO | $0 | $650 | $2,900 | 5 |
| DEVOTED CORE 021 AZ (HMO) Devoted Health | HMO | $0 | $461 | $2,950 | 3.5 |
| Banner Medicare Advantage Prime (HMO) Banner Medicare Advantage | HMO | $0 | $540 | $2,995 | 3.5 |
| Aetna Medicare Prime (HMO) Aetna Medicare | HMO | $0 | $400 | $3,000 | 4.5 |
| Wellpoint Medicare Advantage (HMO-POS) Wellpoint | HMO-POS | $0 | $130 | $3,000 | 3 |
| HealthSpring Preferred (HMO) HealthSpring | HMO | $0 | $500 | $3,200 | 3.5 |
| Humana Gold Plus H0028-074 (HMO) Humana | HMO | $0 | $200 | $3,400 | 3.5 |
| Humana Total Complete (HMO) Humana | HMO | $0 | $200 | $3,400 | 4 |
| Alignment Health ONE + Walgreens 001 (HMO) Alignment Health Plan | HMO | $0 | $0 | $3,499 | 4 |
| AARP Medicare Advantage Essentials from UHC AZ-2 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $3,500 | 4.5 |
| AARP Medicare Advantage from UHC AZ-002P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $3,500 | 4.5 |
| Blue Best Life Classic (HMO) Blue Cross Blue Shield of Arizona (AZ Blue) | HMO | $0 | $500 | $3,550 | 4.5 |
| Alignment Health Smart 005 (HMO) Alignment Health Plan | HMO | $0 | $700 | $3,900 | 4 |
| eternalHealth Harmony (HMO) eternalHealth | HMO | $0 | $250 | $4,000 | — |
| eternalHealth Horizon (HMO) eternalHealth | HMO | $0 | $200 | $4,000 | — |
| Blue Best Life Select (HMO) Blue Cross Blue Shield of Arizona (AZ Blue) | HMO | $0 | $490 | $4,450 | 4.5 |
| HealthSpring Preferred Savings (HMO) HealthSpring | HMO | $0 | $300 | $4,450 | 3.5 |
| DEVOTED CORE 001 AZ (HMO) Devoted Health | HMO | $0 | $650 | $4,500 | 3.5 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $5,220 | 4.5 |
| HumanaChoice H5216-265 (PPO) Humana | PPO | $0 | $700 | $5,220 | 3.5 |
| AARP Medicare Advantage Extras from UHC AZ-5 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $5,400 | 4.5 |
| HealthSpring True Choice (PPO) HealthSpring | PPO | $0 | $600 | $5,500 | 3 |
| DEVOTED GIVEBACK EXTRAS 105 AZ (HMO) Devoted Health | HMO | $0 | $700 | $5,550 | 5 |
| DEVOTED CHOICE 001 AZ (PPO) Devoted Health | PPO | $0 | $650 | $5,900 | 3 |
| DEVOTED CORE 020 AZ (HMO) Devoted Health | HMO | $0 | $465 | $5,900 | 3.5 |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $700 | $6,100 | 4.5 |
| HumanaChoice Giveback H5216-371 (PPO) Humana | PPO | $0 | $700 | $6,100 | 3.5 |
| Humana Gold Plus H0028-028 (HMO) Humana | HMO | $0 | $325 | $6,550 | 3.5 |
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $0 | $700 | $6,750 | 3 |
| HealthSpring Preferred Extra Savings (HMO) HealthSpring | HMO | $0 | $300 | $6,900 | 3.5 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $7,150 | 4.5 |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $450 | $7,850 | 3.5 |
| DEVOTED GIVEBACK 091 AZ (HMO) Devoted Health | HMO | $0 | $650 | $8,850 | 5 |
| DEVOTED GIVEBACK 019 AZ (HMO) Devoted Health | HMO | $0 | $461 | $8,900 | 3.5 |
| HumanaChoice H5216-224 (PPO) Humana | PPO | $16.80 | $500 | $4,150 | 3.5 |
| Aetna Medicare Value Care (PPO) Aetna Medicare | PPO | $16.80 | $700 | $5,900 | 4.5 |
| AARP Medicare Advantage from UHC AZ-0003 (HMO-POS) UnitedHealthcare | HMO-POS | $26 | $685 | $3,900 | 4.5 |
| Blue Best Life Plus (HMO) Blue Cross Blue Shield of Arizona (AZ Blue) | HMO | $49 | $500 | $3,000 | 4.5 |
| HumanaChoice R7220-002 (Regional PPO) Humana | Regional PPO | $110 | $700 | $7,150 | 2.5 |
| HumanaChoice H5216-034 (PPO) Humana | PPO | $127 | $700 | $7,900 | 3.5 |
Plans without drug coverage (7)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $5,150 | 3.5 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $5,500 | 4.5 |
| eternalHealth Valor Give Back (HMO-POS) eternalHealth | HMO-POS | $0 | $5,500 | — |
| HumanaChoice R7220-001 (Regional PPO) Humana | Regional PPO | $0 | $6,000 | 2.5 |
| DEVOTED MA ONLY 005 AZ (HMO) Devoted Health | HMO | $0 | $6,650 | 3.5 |
| DEVOTED CHOICE MA ONLY 005 AZ (PPO) Devoted Health | PPO | $0 | $7,000 | 3 |
| AARP Medicare Advantage Patriot No Rx AZ-MA2 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 4.5 |
Special needs plans (40)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| SCAN Embrace (HMO-POS I-SNP) SCAN Health Plan | HMO-POS I-SNP | $0 | $0 | $1,500 | 4.5 |
| Wellpoint I CareMore Home Care (HMO I-SNP) Wellpoint | HMO I-SNP | $0 | $150 | $1,500 | 3 |
| Wellpoint I CareMore Home Care 2 (HMO I-SNP) Wellpoint | HMO I-SNP | $0 | $340 | $1,500 | 3.5 |
| Verda Noble Chronic Care (HMO C-SNP) Verda Health Plan of Arizona | HMO C-SNP | $0 | $300 | $1,799 | — |
| SCAN Balance (HMO C-SNP) SCAN Health Plan | HMO C-SNP | $0 | $0 | $2,000 | 4.5 |
| Alignment Health Heart & Diabetes 003 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $0 | $2,499 | 4 |
| Gold Dialysis Premier (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $0 | $0 | $2,500 | 3 |
| HealthSpring Achieve (HMO C-SNP) HealthSpring | HMO C-SNP | $0 | $500 | $2,600 | 3.5 |
| Wellpoint Chronic Care (HMO-POS C-SNP) Wellpoint | HMO-POS C-SNP | $0 | $150 | $2,700 | 3 |
| Wellpoint Lung Care (HMO-POS C-SNP) Wellpoint | HMO-POS C-SNP | $0 | $150 | $2,700 | 3 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $500 | $2,800 | 4 |
| Alignment Health Heart & Diabetes Plus 007 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $700 | $2,900 | 4 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $0 | $0 | $2,900 | 3 |
| Gold Heart & Diabetes (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $0 | $0 | $3,200 | 3 |
| DEVOTED C-SNP ENHANCED 092 AZ (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $650 | $3,400 | 5 |
| Wellcare Specialty Simple (HMO C-SNP) Wellcare | HMO C-SNP | $0 | $700 | $3,450 | 3.5 |
| UHC Complete Care AZ-1P (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $595 | $3,500 | 4.5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $3,600 | 4.5 |
| DEVOTED C-SNP ENHANCED 014 AZ (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $465 | $5,000 | 3.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 104 AZ (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $5,550 | 5 |
| DEVOTED C-SNP 011 AZ (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $6,750 | 3.5 |
| DEVOTED C-SNP PLUS 022 AZ (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $9,850 | 3.5 |
| DEVOTED C-SNP PLUS 093 AZ (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $650 | $9,850 | 5 |
| Health Choice Pathway (HMO D-SNP) Blue Cross Blue Shield of Arizona Health Choice | HMO D-SNP | $0 | $300 | $9,850 | 3.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $700 | $9,850 | 3.5 |
| SCAN Embrace Together (HMO-POS I-SNP) SCAN Health Plan | HMO-POS I-SNP | $0 | $700 | $9,850 | 4.5 |
| UHC Dual Complete AZ-S001 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare Arizona Complete Health Dual Liberty Sync (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Nursing Home Plan AZ-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $9.40 | $700 | $9,850 | 4.5 |
| SCAN DaVita Dialysis Care Complete (HMO-POS C-SNP) SCAN Health Plan | HMO-POS C-SNP | $12 | $450 | $9,850 | 4.5 |
| Mercy Care Advantage (HMO D-SNP) Mercy Care Advantage | HMO D-SNP | $16.10 | $700 | $9,850 | 3 |
| SCAN Walmart Medicare Complete (HMO C-SNP) SCAN Health Plan | HMO C-SNP | $16.80 | $700 | $4,450 | 4.5 |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $16.80 | $700 | $9,250 | 3 |
| Alignment Health Heart & Diabetes Plus 006 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $16.80 | $700 | $9,850 | 4 |
| Banner Medicare Advantage Dual (HMO D-SNP) Banner Medicare Advantage | HMO D-SNP | $16.80 | $700 | $9,850 | 3.5 |
| Banner Medicare Advantage Dual (HMO D-SNP) Banner Medicare Advantage | HMO D-SNP | $16.80 | $700 | $9,850 | 3.5 |
| Mercy Care Advantage (HMO D-SNP) Mercy Care Advantage | HMO D-SNP | $16.80 | $700 | $9,850 | 3 |
| Mercy Care Advantage (HMO D-SNP) Mercy Care Advantage | HMO D-SNP | $16.80 | $700 | $9,850 | 3 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Arizona | HMO D-SNP | $16.80 | $700 | $9,850 | — |
| UHC Dual Complete AZ-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $16.80 | $700 | $9,850 | 3.5 |
Stand-alone Part D drug plans in Arizona →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).