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Medicare Advantage plans in Apache County, AZ for 2027
12 Medicare Advantage plans from 5 companies are available in Apache County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 4. Lowest in-network out-of-pocket limit: $4,150.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (4)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC AZ-0010 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7,150 | 4 |
| HumanaChoice H5216-224 (PPO) Humana | PPO | $16.80 | $500 | $4,150 | 3.5 |
| AARP Medicare Advantage from UHC AZ-0008 (PPO) UnitedHealthcare | PPO | $64 | $685 | $7,150 | 4 |
| HumanaChoice R7220-002 (Regional PPO) Humana | Regional PPO | $110 | $700 | $7,150 | 2.5 |
Plans without drug coverage (3)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $5,150 | 3.5 |
| HumanaChoice R7220-001 (Regional PPO) Humana | Regional PPO | $0 | $6,000 | 2.5 |
| AARP Medicare Advantage Patriot No Rx AZ-MA01 (PPO) UnitedHealthcare | PPO | $0 | $7,150 | 4 |
Special needs plans (5)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Health Choice Pathway (HMO D-SNP) Blue Cross Blue Shield of Arizona Health Choice | HMO D-SNP | $0 | $300 | $9,850 | 3.5 |
| UHC Dual Complete AZ-S001 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare Arizona Complete Health Dual Liberty Sync (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Mercy Care Advantage (HMO D-SNP) Mercy Care Advantage | HMO D-SNP | $16.10 | $700 | $9,850 | 3 |
| UHC Dual Complete AZ-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $16.80 | $700 | $9,850 | 3.5 |
Stand-alone Part D drug plans in Arizona →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).