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Medicare Advantage plans in Tuscaloosa County, AL for 2027
32 Medicare Advantage plans from 6 companies are available in Tuscaloosa County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 12. Lowest in-network out-of-pocket limit: $3,250.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (16)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| HealthSpring Preferred (HMO) HealthSpring | HMO | $0 | $400 | $5,550 | 4.5 |
| Humana Value Plus H5216-179 (PPO) Humana | PPO | $0 | $400 | $6,200 | 3.5 |
| Humana Gold Plus H4461-078 (HMO) Humana | HMO | $0 | $700 | $6,360 | 4 |
| Aetna Medicare Signature Care (HMO) Aetna Medicare | HMO | $0 | $400 | $6,750 | 3.5 |
| Blue Advantage Choice (PPO) Blue Cross and Blue Shield of Alabama | PPO | $0 | $700 | $7,150 | 4 |
| Humana Gold Plus H5619-089 (HMO) Humana | HMO | $0 | $700 | $7,150 | 3 |
| VIVA Medicare Plus (HMO) VIVA Medicare | HMO | $0 | $450 | $9,250 | 4.5 |
| Humana Value Plus H7617-089 (PPO) Humana | PPO | $0.50 | $400 | $6,200 | 4.5 |
| HealthSpring True Choice (PPO) HealthSpring | PPO | $15 | $500 | $7,500 | 3 |
| HealthSpring Preferred Plus (HMO) HealthSpring | HMO | $25 | $400 | $4,750 | 4.5 |
| HumanaChoice H5216-368 (PPO) Humana | PPO | $27.50 | $700 | $3,250 | 3.5 |
| HumanaChoice H7617-090 (PPO) Humana | PPO | $34 | $700 | $3,250 | 4.5 |
| Humana Gold Plus H4461-079 (HMO) Humana | HMO | $36 | $700 | $4,900 | 4 |
| Blue Advantage Complete (PPO) Blue Cross and Blue Shield of Alabama | PPO | $39.50 | $620 | $6,000 | 4 |
| VIVA Medicare Premier (HMO) VIVA Medicare | HMO | $99 | $350 | $6,500 | 4.5 |
| HumanaChoice R0110-018 (Regional PPO) Humana | Regional PPO | $124 | $700 | $7,000 | 3.5 |
Plans without drug coverage (5)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (HMO) Humana | HMO | $0 | $4,150 | 4 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4,150 | 3.5 |
| HumanaChoice R0110-017 (Regional PPO) Humana | Regional PPO | $0 | $4,650 | 3.5 |
| HealthSpring Courage (HMO) HealthSpring | HMO | $0 | $5,750 | 4.5 |
| VIVA Medicare Select (HMO) VIVA Medicare | HMO | $0 | $9,250 | 4.5 |
Special needs plans (11)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| VIVA Medicare Healthy Lifestyles (HMO C-SNP) VIVA Medicare | HMO C-SNP | $0 | $550 | $7,900 | 4.5 |
| Aetna Medicare Dual Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Aetna Medicare Dual Extra Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| HumanaChoice SNP-DE H5216-370 (PPO D-SNP) Humana | PPO D-SNP | $0 | $700 | $9,850 | 3.5 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring | HMO D-SNP | $13.40 | $700 | $9,850 | 4.5 |
| VIVA Medicare Extra Value (HMO D-SNP) VIVA Medicare | HMO D-SNP | $13.70 | $700 | $6,750 | 4.5 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring | HMO D-SNP | $13.70 | $700 | $9,850 | 4.5 |
| Simpra Advantage Dual Care (PPO D-SNP) Simpra Advantage | PPO D-SNP | $13.70 | $700 | $9,850 | — |
| Simpra Advantage Nursing Home Plan (PPO I-SNP) Simpra Advantage | PPO I-SNP | $13.70 | $700 | $9,850 | — |
| Simpra Advantage Assist (PPO I-SNP) Simpra Advantage | PPO I-SNP | $90 | $150 | $6,700 | — |
Stand-alone Part D drug plans in Alabama →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).