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Rencana Medicare Advantage di Niagara County, NY untuk 2027
57 rencana Medicare Advantage dari 10 perusahaan tersedia di Niagara County untuk 2027. Rencana dengan premi bulanan $0 (tidak termasuk rencana kebutuhan khusus): 19. Batas biaya sendiri dalam jaringan terendah: $4.950.
Pendaftaran terbuka untuk 2027 berlangsung dari 15 Oktober hingga 7 Desember 2026; cakupan dimulai pada 1 Januari 2027.
Rencana dengan cakupan obat (27)
| Rencana | Jenis | Premi bulanan | Potongan biaya obat | Batas biaya sendiri (dalam jaringan) | Peringkat bintang tahun lalu |
|---|---|---|---|---|---|
| Aetna Medicare Signature (HMO-POS) Aetna Medicare | HMO-POS | $0 | $700 | $7.150 | 3 |
| Community Blue Medicare HMO Signature (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $0 | $700 | $7.150 | 4 |
| AARP Medicare Advantage from UHC NY-0007 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $9.300 | 3,5 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $400 | $9.850 | 4,5 |
| Univera SeniorChoice Basic (HMO) Excellus Health Plan, Inc | HMO | $0 | $700 | $9.850 | 4 |
| Wellcare Assist Open (PPO) Wellcare | PPO | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Assist (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9.850 | 3 |
| Wellcare Giveback Open (PPO) Wellcare | PPO | $0 | $700 | $9.850 | 3 |
| Wellcare Simple Open (PPO) Wellcare | PPO | $0 | $700 | $9.850 | 3 |
| VNS Health EasyCare (HMO) VNS Health Medicare | HMO | $25 | $650 | $9.850 | 3,5 |
| Aetna Medicare Elite (PPO) Aetna Medicare | PPO | $35 | $700 | $9.850 | 4,5 |
| AARP Medicare Advantage from UHC NY-0019 (PPO) UnitedHealthcare | PPO | $39 | $685 | $8.900 | 3,5 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare | PPO | $41 | $700 | $9.850 | 4,5 |
| Independent Health's Encompass 65 RED 042 (HMO) Independent Health | HMO | $49 | $550 | $9.850 | 5 |
| HumanaChoice H5970-029 (PPO) Humana | PPO | $65 | $700 | $9.250 | 3 |
| Community Blue Medicare HMO Distinct (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $68 | $700 | $6.750 | 4 |
| Univera SeniorChoice Advanced (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $75,4 | $300 | $7.500 | 4 |
| Independent Health's Medicare Passport Connect (PPO) Independent Health | PPO | $81 | $700 | $9.850 | 4,5 |
| Univera SeniorChoice Value Plus (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $93,3 | $295 | $6.700 | 4 |
| Univera SeniorChoice Secure (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $104,7 | $250 | $6.000 | 4 |
| Independent Health's Encompass 65 RED 044 (HMO) Independent Health | HMO | $110 | $510 | $8.000 | 5 |
| Community Blue Medicare HMO 651 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $118 | $700 | $6.700 | 4 |
| MVP Medicare WellValue with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $217 | $700 | $9.850 | 4 |
| MVP Medicare Preferred Gold with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $277 | $400 | $6.800 | 4 |
| Independent Health's Encompass 65 RED 045 (HMO) Independent Health | HMO | $286 | $375 | $7.000 | 5 |
| Community Blue Medicare HMO Standard (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $368 | $700 | $7.150 | 4 |
Rencana tanpa cakupan obat (9)
| Rencana | Jenis | Premi bulanan | Batas biaya sendiri (dalam jaringan) | Peringkat bintang tahun lalu |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4.950 | 3 |
| Univera Medicare Freedom (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $0 | $6.500 | 4 |
| Freedom Valor (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $0 | $6.700 | 4,5 |
| Senior Blue 601 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $0 | $6.700 | 4 |
| Independent Health's Encompass 65 (HMO) Independent Health | HMO | $0 | $6.750 | 5 |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7.150 | 3,5 |
| MVP Medicare Preferred Gold without Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $0 | $7.200 | 4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $9.850 | 4,5 |
| Wellcare Fidelis Patriot Simple (HMO-POS) Wellcare | HMO-POS | $0 | $9.850 | 3 |
Rencana kebutuhan khusus (21)
Rencana kebutuhan khusus hanya untuk orang yang juga memiliki Medicaid (D-SNP), kondisi kronis tertentu (C-SNP), atau tinggal di institusi seperti panti jompo (I-SNP).
| Rencana | Jenis | Premi bulanan | Potongan biaya obat | Batas biaya sendiri (dalam jaringan) | Peringkat bintang tahun lalu |
|---|---|---|---|---|---|
| UHC Complete Care NY-30 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $8.900 | 3,5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $9.850 | 3 |
| Aetna Medicare Chronic Care Total (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $9.850 | 3 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9.850 | 4 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Dual Access (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $4,2 | $700 | $9.850 | 4,5 |
| Aetna Medicare Longevity (PPO I-SNP) Aetna Medicare | PPO I-SNP | $10,7 | $700 | $9.850 | 4,5 |
| UHC Dual Complete NY-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $19,4 | $700 | $9.850 | 4,5 |
| VNS Health EasyCare Plus (HMO D-SNP) VNS Health Medicare | HMO D-SNP | $23,6 | $700 | $9.850 | 3,5 |
| Nascentia Skilled Nursing Facility (HMO I-SNP) Nascentia Health Plus | HMO I-SNP | $25,4 | $700 | $9.850 | — |
| Nascentia Dual Advantage (HMO D-SNP) Nascentia Health Plus | HMO D-SNP | $27 | $700 | $9.850 | — |
| Nascentia Medicaid Advantage Plus (HMO D-SNP) Nascentia Health Plus | HMO D-SNP | $30,3 | $700 | $9.850 | — |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $31,7 | $700 | $9.850 | 4 |
| Independent Health's Medicare Family Choice (HMO I-SNP) Independent Health | HMO I-SNP | $40 | $0 | $5.000 | 5 |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $40,5 | $700 | $9.850 | 4 |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) Wellcare | HMO D-SNP | $40,5 | $700 | $9.850 | 3 |
| VNS Health Total (HMO D-SNP) VNS Health Medicare | HMO D-SNP | $40,5 | $700 | $0 | 3,5 |
Rencana obat Part D mandiri di New York →
Peringkat bintang untuk 2027 diterbitkan oleh CMS pada bulan Oktober; bintang yang ditampilkan adalah peringkat keseluruhan kontrak 2026. Kami tidak berafiliasi atau didukung oleh pemerintah AS atau program Medicare federal, dan kami tidak menjual rencana. Kami tidak mencantumkan manfaat rencana secara lengkap; konfirmasi biaya dan cakupan dengan rencana, Medicare.gov, atau 1-800-MEDICARE (TTY 1-877-486-2048) sebelum mendaftar. Sumber: Lanskap Medicare Advantage dan Part D CMS, 2027 (rilis 2026-10).