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Mga plano ng Medicare Advantage sa McDowell County, NC para sa 2027
75 Medicare Advantage plan mula sa 10 kompanya ang available sa McDowell County para sa 2027. Mga plano na may $0 buwanang premium (hindi kasama ang special needs plans): 35. Pinakamababang in-network out-of-pocket limit: $3,400.
Ang open enrollment para sa 2027 ay mula Oktubre 15 hanggang Disyembre 7, 2026; nagsisimula ang coverage sa Enero 1, 2027.
Mga plano na may drug coverage (34)
| Plano | Uri | Buwanang premium | Deductible sa gamot | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|---|
| Alignment Health Smart 006 (HMO) Alignment Health Plan | HMO | $0 | $700 | $3,400 | 5 |
| Humana Gold Plus H1036-335 (HMO-POS) Humana | HMO-POS | $0 | $700 | $3,950 | 4.5 |
| Alignment Health Platinum 010 (HMO) Alignment Health Plan | HMO | $0 | $225 | $4,300 | 5 |
| DEVOTED CORE 029 NC (HMO) Devoted Health | HMO | $0 | $650 | $4,950 | 5 |
| Troy Medicare (HMO) Troy Medicare | HMO | $0 | $0 | $4,950 | 3 |
| DEVOTED CHOICE 005 NC (PPO) Devoted Health | PPO | $0 | $650 | $5,300 | — |
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $0 | $400 | $5,500 | 4.5 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare | HMO | $0 | $400 | $5,500 | 4.5 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $500 | $5,900 | 4.5 |
| Wellcare Assist Open (PPO) Wellcare | PPO | $0 | $700 | $6,500 | 3.5 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $6,700 | 3.5 |
| Blue Medicare Essential Plus (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $0 | $700 | $7,000 | 4 |
| AARP Medicare Advantage from UHC NC-24 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4 |
| DEVOTED GIVEBACK EXTRAS 044 NC (HMO) Devoted Health | HMO | $0 | $700 | $7,150 | 5 |
| Wellcare Simple Open (PPO) Wellcare | PPO | $0 | $700 | $7,150 | 3.5 |
| Aetna Medicare Signature Giveback (PPO) Aetna Medicare | PPO | $0 | $700 | $7,500 | 4.5 |
| AARP Medicare Advantage Giveback from UHC NC-13 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $9,300 | 4 |
| Blue Medicare Essential (HMO) Blue Cross and Blue Shield of North Carolina | HMO | $0 | $700 | $9,850 | 4 |
| DEVOTED CHOICE GIVEBACK 006 NC (PPO) Devoted Health | PPO | $0 | $465 | $9,850 | — |
| DEVOTED GIVEBACK 030 NC (HMO) Devoted Health | HMO | $0 | $650 | $9,850 | 5 |
| Humana Gold Plus Giveback H1036-343 (HMO-POS) Humana | HMO-POS | $0 | $700 | $9,850 | 4.5 |
| Humana Gold Plus H1036-137 (HMO-POS) Humana | HMO-POS | $0 | $450 | $9,850 | 4.5 |
| Humana Gold Plus H6622-025 (HMO-POS) Humana | HMO-POS | $0 | $450 | $9,850 | 3.5 |
| HumanaChoice Giveback H5216-017 (PPO) Humana | PPO | $0 | $700 | $9,850 | 3.5 |
| HumanaChoice Giveback H5525-035 (PPO) Humana | PPO | $0 | $700 | $9,850 | 3.5 |
| HumanaChoice H7617-122 (PPO) Humana | PPO | $13 | $700 | $9,850 | 4.5 |
| Humana Gold Plus H6622-026 (HMO-POS) Humana | HMO-POS | $13.3 | $450 | $9,850 | 3.5 |
| HumanaChoice H5525-070 (PPO) Humana | PPO | $13.3 | $700 | $9,850 | 3.5 |
| Alignment Health AVA 001 (PPO) Alignment Health Plan | PPO | $20 | $0 | $3,900 | — |
| Blue Medicare Enhanced (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $50 | $700 | $4,900 | 4 |
| AARP Medicare Advantage from UHC NC-0009 (HMO-POS) UnitedHealthcare | HMO-POS | $57 | $595 | $5,900 | 4 |
| HumanaChoice H5216-211 (PPO) Humana | PPO | $67 | $700 | $9,850 | 3.5 |
| Blue Medicare PPO Enhanced (PPO) Blue Cross and Blue Shield of North Carolina | PPO | $70 | $700 | $6,900 | 4.5 |
| Humana Full Access (Regional PPO) Humana | Regional PPO | $158 | $700 | $9,850 | 3.5 |
Mga plano na walang drug coverage (10)
| Plano | Uri | Buwanang premium | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|
| Blue Medicare Medical Only (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $0 | $3,900 | 4 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $7,150 | 4.5 |
| Wellcare Patriot Giveback Open (PPO) Wellcare | PPO | $0 | $8,850 | 3.5 |
| DEVOTED CHOICE MA ONLY 007 NC (PPO) Devoted Health | PPO | $0 | $9,250 | — |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $9,300 | 4 |
| Blue Medicare Freedom+ (PPO) Blue Cross and Blue Shield of North Carolina | PPO | $0 | $9,850 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,850 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,850 | 3.5 |
| Humana USAA Honor Giveback (Regional PPO) Humana | Regional PPO | $0 | $9,850 | 3.5 |
| HumanaChoice R0110-004 (Regional PPO) Humana | Regional PPO | $0 | $9,850 | 3.5 |
Special needs plans (31)
Ang mga special needs plan ay para lamang sa mga taong may Medicaid din (D-SNP), ilang chronic condition (C-SNP), o naninirahan sa institusyon tulad ng nursing home (I-SNP).
| Plano | Uri | Buwanang premium | Deductible sa gamot | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|---|
| Alignment Health Heart & Diabetes 011 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $250 | $3,400 | 5 |
| DEVOTED C-SNP ENHANCED 018 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $5,600 | 5 |
| UHC Complete Care NC-25 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $6,400 | 4 |
| DEVOTED DUAL 009 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $6,750 | 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 034 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $7,150 | 5 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $9,850 | 5 |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| Humana Dual Select H1036-307 (HMO D-SNP) Humana | HMO D-SNP | $0 | $200 | $9,850 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $550 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) Humana | HMO D-SNP | $0 | $0 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP) Humana | PPO D-SNP | $0 | $550 | $9,850 | 3.5 |
| UHC Dual Complete NC-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Dual Complete NC-Q2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Dual Complete NC-S2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Nursing Home Plan NC-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $0 | $700 | $9,850 | 4.5 |
| Wellcare Carolina Complete Dual Liberty (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare Carolina Complete Dual Liberty Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9,850 | 3.5 |
| AmeriHealth Caritas VIP Care (HMO D-SNP) AmeriHealth Caritas VIP Care | HMO D-SNP | $1.9 | $450 | $9,850 | — |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $3.8 | $700 | $9,850 | 4 |
| Humana Dual Select H6622-027 (HMO-POS D-SNP) Humana | HMO-POS D-SNP | $4.1 | $700 | $9,850 | 3.5 |
| Alignment Health Heart & Diabetes Plus 009 (HMO-POS C-SNP) Alignment Health Plan | HMO-POS C-SNP | $4.8 | $700 | $9,850 | 5 |
| Healthy Blue + Medicare (HMO-POS D-SNP) Blue Cross and Blue Shield of North Carolina | HMO-POS D-SNP | $13.2 | $700 | $9,850 | 3.5 |
| UHC Dual Advantage NC-V1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $13.3 | $700 | $5,900 | 4 |
| Wellcare Carolina Complete Dual Reserve (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $13.3 | $700 | $9,250 | 3.5 |
| Alignment Health Duals+ 004 (HMO-POS D-SNP) Alignment Health Plan | HMO-POS D-SNP | $13.3 | $700 | $9,850 | 5 |
| Humana Dual Select H5525-072 (PPO D-SNP) Humana | PPO D-SNP | $13.3 | $700 | $9,850 | 3.5 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan | HMO I-SNP | $13.3 | $700 | $9,850 | 5 |
| Troy Medicare for Dual-eligible Beneficiaries (HMO D-SNP) Troy Medicare | HMO D-SNP | $13.3 | $700 | $9,850 | 3 |
Mga stand-alone Part D drug plan sa North Carolina →
Inilathala ng CMS ang mga rating ng bituin para sa 2027 sa Oktubre; ang mga ipinapakita ay pangkalahatang rating ng kontrata para sa 2026. Hindi kami konektado o inendorso ng pamahalaan ng U.S. o ng federal na Medicare program, at hindi kami nagbebenta ng mga plano. Hindi namin inilista nang buo ang mga benepisyo ng plano; kumpirmahin ang mga gastos at saklaw sa plano, Medicare.gov o sa 1-800-MEDICARE (TTY 1-877-486-2048) bago ka mag-enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).