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Mga plano ng Medicare Advantage sa Genesee County, NY para sa 2027
46 Medicare Advantage plan mula sa 8 kompanya ang available sa Genesee County para sa 2027. Mga plano na may $0 buwanang premium (hindi kasama ang special needs plans): 17. Pinakamababang in-network out-of-pocket limit: $4,950.
Ang open enrollment para sa 2027 ay mula Oktubre 15 hanggang Disyembre 7, 2026; nagsisimula ang coverage sa Enero 1, 2027.
Mga plano na may drug coverage (23)
| Plano | Uri | Buwanang premium | Deductible sa gamot | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|---|
| Community Blue Medicare HMO Signature (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $0 | $700 | $7,150 | 4 |
| AARP Medicare Advantage from UHC NY-0007 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $9,300 | 3.5 |
| Univera SeniorChoice Basic (HMO) Excellus Health Plan, Inc | HMO | $0 | $700 | $9,850 | 4 |
| Wellcare Assist Open (PPO) Wellcare | PPO | $0 | $700 | $9,850 | 3 |
| Wellcare Fidelis Assist (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 3 |
| Wellcare Fidelis Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 3 |
| Wellcare Giveback Open (PPO) Wellcare | PPO | $0 | $700 | $9,850 | 3 |
| Wellcare Simple Open (PPO) Wellcare | PPO | $0 | $700 | $9,850 | 3 |
| AARP Medicare Advantage from UHC NY-0019 (PPO) UnitedHealthcare | PPO | $39 | $685 | $8,900 | 3.5 |
| Independent Health's Encompass 65 RED 042 (HMO) Independent Health | HMO | $49 | $550 | $9,850 | 5 |
| HumanaChoice H5970-029 (PPO) Humana | PPO | $65 | $700 | $9,250 | 3 |
| Univera SeniorChoice Advanced (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $75.4 | $300 | $7,500 | 4 |
| Community Blue Medicare HMO Distinct (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $80 | $700 | $6,750 | 4 |
| Independent Health's Medicare Passport Connect (PPO) Independent Health | PPO | $81 | $700 | $9,850 | 4.5 |
| Univera SeniorChoice Value Plus (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $93.3 | $295 | $6,700 | 4 |
| Univera SeniorChoice Secure (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $104.7 | $250 | $6,000 | 4 |
| Aetna Medicare Elite (PPO) Aetna Medicare | PPO | $109 | $700 | $9,850 | 4.5 |
| Independent Health's Encompass 65 RED 044 (HMO) Independent Health | HMO | $110 | $510 | $8,000 | 5 |
| Community Blue Medicare HMO 651 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $118 | $700 | $6,700 | 4 |
| MVP Medicare WellValue with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $217 | $700 | $9,850 | 4 |
| MVP Medicare Preferred Gold with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $277 | $400 | $6,800 | 4 |
| Independent Health's Encompass 65 RED 045 (HMO) Independent Health | HMO | $286 | $375 | $7,000 | 5 |
| Community Blue Medicare HMO Standard (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $368 | $700 | $7,150 | 4 |
Mga plano na walang drug coverage (9)
| Plano | Uri | Buwanang premium | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4,950 | 3 |
| Univera Medicare Freedom (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $0 | $6,500 | 4 |
| Freedom Valor (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $0 | $6,700 | 4.5 |
| Senior Blue 601 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $0 | $6,700 | 4 |
| Independent Health's Encompass 65 (HMO) Independent Health | HMO | $0 | $6,750 | 5 |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 3.5 |
| MVP Medicare Preferred Gold without Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $0 | $7,200 | 4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $9,850 | 4.5 |
| Wellcare Fidelis Patriot Simple (HMO-POS) Wellcare | HMO-POS | $0 | $9,850 | 3 |
Special needs plans (14)
Ang mga special needs plan ay para lamang sa mga taong may Medicaid din (D-SNP), ilang chronic condition (C-SNP), o naninirahan sa institusyon tulad ng nursing home (I-SNP).
| Plano | Uri | Buwanang premium | Deductible sa gamot | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|---|
| UHC Complete Care NY-30 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $8,900 | 3.5 |
| Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9,850 | 3 |
| Wellcare Fidelis Dual Access (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $4.2 | $700 | $9,850 | 4.5 |
| Aetna Medicare Longevity (PPO I-SNP) Aetna Medicare | PPO I-SNP | $10.7 | $700 | $9,850 | 4.5 |
| UHC Dual Complete NY-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $19.4 | $700 | $9,850 | 4.5 |
| MVP DualAccess Complete (HMO D-SNP) MVP HEALTH CARE | HMO D-SNP | $22.2 | $700 | $9,850 | 4 |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $31.7 | $700 | $9,850 | 4 |
| Independent Health's Medicare Family Choice (HMO I-SNP) Independent Health | HMO I-SNP | $40 | $0 | $5,000 | 5 |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $40.5 | $700 | $9,850 | 4 |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) Wellcare | HMO D-SNP | $40.5 | $700 | $9,850 | 3 |
Mga stand-alone Part D drug plan sa New York →
Inilathala ng CMS ang mga rating ng bituin para sa 2027 sa Oktubre; ang mga ipinapakita ay pangkalahatang rating ng kontrata para sa 2026. Hindi kami konektado o inendorso ng pamahalaan ng U.S. o ng federal na Medicare program, at hindi kami nagbebenta ng mga plano. Hindi namin inilista nang buo ang mga benepisyo ng plano; kumpirmahin ang mga gastos at saklaw sa plano, Medicare.gov o sa 1-800-MEDICARE (TTY 1-877-486-2048) bago ka mag-enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).