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Mga plano ng Medicare Advantage sa Ocean County, NJ para sa 2027
43 Medicare Advantage plan mula sa 10 kompanya ang available sa Ocean County para sa 2027. Mga plano na may $0 buwanang premium (hindi kasama ang special needs plans): 16. Pinakamababang in-network out-of-pocket limit: $6,900.
Ang open enrollment para sa 2027 ay mula Oktubre 15 hanggang Disyembre 7, 2026; nagsisimula ang coverage sa Enero 1, 2027.
Mga plano na may drug coverage (24)
| Plano | Uri | Buwanang premium | Deductible sa gamot | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 3.5 |
| AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 3.5 |
| Humana Gold Plus H6622-100 (HMO) Humana | HMO | $0 | $325 | $8,850 | 3.5 |
| Wellcare Assist (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,250 | 3.5 |
| DEVOTED CHOICE 001 NJ (PPO) Devoted Health | PPO | $0 | $650 | $9,350 | — |
| DEVOTED CHOICE GIVEBACK EXTRAS 006 NJ (PPO) Devoted Health | PPO | $0 | $700 | $9,650 | — |
| Aetna Medicare Signature Extra (HMO) Aetna Medicare | HMO | $0 | $700 | $9,850 | 4 |
| AmeriHealth Medicare Classic Rx (HMO) AmeriHealth | HMO | $0 | $700 | $9,850 | — |
| Clover Health Choice (PPO) Clover Health | PPO | $0 | $350 | $9,850 | 4.5 |
| Clover Health Choice Giveback (PPO) Clover Health | PPO | $0 | $440 | $9,850 | 4.5 |
| DEVOTED CHOICE GIVEBACK 002 NJ (PPO) Devoted Health | PPO | $0 | $650 | $9,850 | — |
| AARP Medicare Advantage from UHC NJ-6 (PPO) UnitedHealthcare | PPO | $29 | $685 | $9,400 | 3.5 |
| Wellcare Low Premium (HMO-POS) Wellcare | HMO-POS | $35 | $700 | $9,250 | 3.5 |
| Clover Health Choice Value (PPO) Clover Health | PPO | $36.3 | $450 | $9,850 | 4.5 |
| Aetna Medicare Elite (PPO) Aetna Medicare | PPO | $65 | $700 | $9,850 | 4.5 |
| AARP Medicare Advantage from UHC NJ-0004 (PPO) UnitedHealthcare | PPO | $69 | $685 | $8,900 | 3.5 |
| AARP Medicare Advantage from UHC NJ-0002 (HMO-POS) UnitedHealthcare | HMO-POS | $79 | $595 | $7,150 | 3.5 |
| AARP Medicare Advantage from UHC NJ-0005 (PPO) UnitedHealthcare | PPO | $79 | $685 | $8,400 | 3.5 |
| Aetna Medicare Enhanced (HMO-POS) Aetna Medicare | HMO-POS | $79 | $700 | $9,850 | 4 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare | PPO | $80 | $700 | $9,850 | 4.5 |
| Aetna Medicare Enhanced Extra (PPO) Aetna Medicare | PPO | $99 | $700 | $9,850 | 4.5 |
| Aetna Medicare Enhanced Advantage (PPO) Aetna Medicare | PPO | $109 | $700 | $9,850 | 4.5 |
| AARP Medicare Advantage from UHC NJ-0003 (HMO-POS) UnitedHealthcare | HMO-POS | $115 | $595 | $6,900 | 3.5 |
| Aetna Medicare Enhanced (Regional PPO) Aetna Medicare | Regional PPO | $149 | $700 | $9,850 | 4 |
Mga plano na walang drug coverage (5)
| Plano | Uri | Buwanang premium | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx NJ-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 3.5 |
| AARP Medicare Advantage Patriot No Rx NJ-MA2 (PPO) UnitedHealthcare | PPO | $0 | $7,150 | 3.5 |
| Aetna Medicare Eagle Giveback (HMO) Aetna Medicare | HMO | $0 | $9,850 | 4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $9,850 | 4.5 |
| Clover Health Valor (PPO) Clover Health | PPO | $0 | $9,850 | 4.5 |
Special needs plans (14)
Ang mga special needs plan ay para lamang sa mga taong may Medicaid din (D-SNP), ilang chronic condition (C-SNP), o naninirahan sa institusyon tulad ng nursing home (I-SNP).
| Plano | Uri | Buwanang premium | Deductible sa gamot | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|---|
| UHC Complete Care NJ-8 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $7,150 | 3.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $550 | $9,350 | 3.5 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 005 NJ (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $700 | $9,650 | — |
| Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| DEVOTED C-SNP CHOICE ENHANCED 004 NJ (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $650 | $9,850 | — |
| DEVOTED C-SNP CHOICE PLUS 003 NJ (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $650 | $9,850 | — |
| Wellpoint Kidney Care (HMO-POS C-SNP) Wellpoint | HMO-POS C-SNP | $0 | $105 | $9,850 | 3 |
| UHC Dual Complete NJ-Y001 (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $4.1 | $700 | $9,850 | 3.5 |
| UHC Nursing Home Plan EX-F003 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $18.1 | $700 | $9,850 | 4.5 |
| Longevity Health Plan (PPO I-SNP) Longevity Health Plan | PPO I-SNP | $18.8 | $700 | $9,850 | 5 |
| Wellcare Fidelis Dual Align (HMO D-SNP) Wellcare | HMO D-SNP | $28.4 | $700 | $9,850 | 3.5 |
| Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $30.7 | $700 | $9,850 | 3 |
| Horizon NJ TotalCare (HMO D-SNP) Horizon Blue Cross Blue Shield of New Jersey | HMO D-SNP | $36.3 | $700 | $9,850 | 4 |
| Longevity Health Plan (PPO I-SNP) Longevity Health Plan | PPO I-SNP | $172 | $700 | $4,500 | 5 |
Mga stand-alone Part D drug plan sa New Jersey →
Inilathala ng CMS ang mga rating ng bituin para sa 2027 sa Oktubre; ang mga ipinapakita ay pangkalahatang rating ng kontrata para sa 2026. Hindi kami konektado o inendorso ng pamahalaan ng U.S. o ng federal na Medicare program, at hindi kami nagbebenta ng mga plano. Hindi namin inilista nang buo ang mga benepisyo ng plano; kumpirmahin ang mga gastos at saklaw sa plano, Medicare.gov o sa 1-800-MEDICARE (TTY 1-877-486-2048) bago ka mag-enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).