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Mga plano ng Medicare Advantage sa Middlesex County, NJ para sa 2027
42 Medicare Advantage plan mula sa 9 kompanya ang available sa Middlesex County para sa 2027. Mga plano na may $0 buwanang premium (hindi kasama ang special needs plans): 18. Pinakamababang in-network out-of-pocket limit: $4,500.
Ang open enrollment para sa 2027 ay mula Oktubre 15 hanggang Disyembre 7, 2026; nagsisimula ang coverage sa Enero 1, 2027.
Mga plano na may drug coverage (25)
| Plano | Uri | Buwanang premium | Deductible sa gamot | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 3.5 |
| AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 3.5 |
| HumanaChoice Giveback H5216-319 (PPO) Humana | PPO | $0 | $700 | $8,000 | 3.5 |
| HumanaChoice Giveback H7617-045 (PPO) Humana | PPO | $0 | $700 | $8,000 | 4.5 |
| HumanaChoice Giveback H7617-127 (PPO) Humana | PPO | $0 | $700 | $8,250 | 4.5 |
| Humana Gold Plus H6622-100 (HMO) Humana | HMO | $0 | $325 | $9,000 | 3.5 |
| Wellcare Assist (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,250 | 3.5 |
| Aetna Medicare Signature Extra (HMO) Aetna Medicare | HMO | $0 | $700 | $9,850 | 4 |
| AmeriHealth Medicare Classic Rx (HMO) AmeriHealth | HMO | $0 | $700 | $9,850 | — |
| Clover Health Choice (PPO) Clover Health | PPO | $0 | $350 | $9,850 | 4.5 |
| Clover Health Choice Giveback (PPO) Clover Health | PPO | $0 | $440 | $9,850 | 4.5 |
| Wellpoint Extra Help (HMO) Wellpoint | HMO | $0 | $0 | $9,850 | 3 |
| Aetna Medicare Elite (HMO) Aetna Medicare | HMO | $25 | $700 | $9,850 | 4 |
| AARP Medicare Advantage from UHC NJ-6 (PPO) UnitedHealthcare | PPO | $29 | $685 | $9,400 | 3.5 |
| Wellcare Low Premium (HMO-POS) Wellcare | HMO-POS | $35 | $700 | $9,250 | 3.5 |
| Clover Health Value (HMO) Clover Health | HMO | $36.3 | $200 | $4,500 | 4.5 |
| HumanaChoice H5216-461 (PPO) Humana | PPO | $36.3 | $700 | $9,250 | 3.5 |
| Clover Health Choice Value (PPO) Clover Health | PPO | $36.3 | $440 | $9,850 | 4.5 |
| AARP Medicare Advantage from UHC NJ-0004 (PPO) UnitedHealthcare | PPO | $69 | $685 | $8,900 | 3.5 |
| AARP Medicare Advantage from UHC NJ-0002 (HMO-POS) UnitedHealthcare | HMO-POS | $79 | $595 | $7,150 | 3.5 |
| AARP Medicare Advantage from UHC NJ-0005 (PPO) UnitedHealthcare | PPO | $79 | $685 | $8,400 | 3.5 |
| Aetna Medicare Enhanced Extra (PPO) Aetna Medicare | PPO | $99 | $700 | $9,850 | 4.5 |
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $109 | $700 | $9,850 | 4 |
| AARP Medicare Advantage from UHC NJ-0003 (HMO-POS) UnitedHealthcare | HMO-POS | $115 | $595 | $6,900 | 3.5 |
| Aetna Medicare Enhanced (Regional PPO) Aetna Medicare | Regional PPO | $149 | $700 | $9,850 | 4 |
Mga plano na walang drug coverage (6)
| Plano | Uri | Buwanang premium | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,750 | 3.5 |
| AARP Medicare Advantage Patriot No Rx NJ-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 3.5 |
| AARP Medicare Advantage Patriot No Rx NJ-MA2 (PPO) UnitedHealthcare | PPO | $0 | $7,150 | 3.5 |
| Aetna Medicare Eagle Giveback (HMO) Aetna Medicare | HMO | $0 | $9,850 | 4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $9,850 | 4.5 |
| Clover Health Valor (PPO) Clover Health | PPO | $0 | $9,850 | 4.5 |
Special needs plans (11)
Ang mga special needs plan ay para lamang sa mga taong may Medicaid din (D-SNP), ilang chronic condition (C-SNP), o naninirahan sa institusyon tulad ng nursing home (I-SNP).
| Plano | Uri | Buwanang premium | Deductible sa gamot | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|---|
| UHC Complete Care NJ-8 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $7,150 | 3.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $550 | $9,350 | 3.5 |
| Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Wellpoint Kidney Care (HMO-POS C-SNP) Wellpoint | HMO-POS C-SNP | $0 | $105 | $9,850 | 3 |
| UHC Dual Complete NJ-Y001 (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $4.1 | $700 | $9,850 | 3.5 |
| UHC Nursing Home Plan EX-F003 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $18.1 | $700 | $9,850 | 4.5 |
| Longevity Health Plan (PPO I-SNP) Longevity Health Plan | PPO I-SNP | $18.8 | $700 | $9,850 | 5 |
| Wellcare Fidelis Dual Align (HMO D-SNP) Wellcare | HMO D-SNP | $28.4 | $700 | $9,850 | 3.5 |
| Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $30.7 | $700 | $9,850 | 3 |
| Horizon NJ TotalCare (HMO D-SNP) Horizon Blue Cross Blue Shield of New Jersey | HMO D-SNP | $36.3 | $700 | $9,850 | 4 |
| Longevity Health Plan (PPO I-SNP) Longevity Health Plan | PPO I-SNP | $172 | $700 | $4,500 | 5 |
Mga stand-alone Part D drug plan sa New Jersey →
Inilathala ng CMS ang mga rating ng bituin para sa 2027 sa Oktubre; ang mga ipinapakita ay pangkalahatang rating ng kontrata para sa 2026. Hindi kami konektado o inendorso ng pamahalaan ng U.S. o ng federal na Medicare program, at hindi kami nagbebenta ng mga plano. Hindi namin inilista nang buo ang mga benepisyo ng plano; kumpirmahin ang mga gastos at saklaw sa plano, Medicare.gov o sa 1-800-MEDICARE (TTY 1-877-486-2048) bago ka mag-enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).