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Mga plano ng Medicare Advantage sa Wayne County, MI para sa 2027
86 Medicare Advantage plan mula sa 14 kompanya ang available sa Wayne County para sa 2027. Mga plano na may $0 buwanang premium (hindi kasama ang special needs plans): 41. Pinakamababang in-network out-of-pocket limit: $4,000.
Ang open enrollment para sa 2027 ay mula Oktubre 15 hanggang Disyembre 7, 2026; nagsisimula ang coverage sa Enero 1, 2027.
Mga plano na may drug coverage (55)
| Plano | Uri | Buwanang premium | Deductible sa gamot | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|---|
| Humana Gold Plus H8908-004 (HMO-POS) Humana | HMO-POS | $0 | $700 | $4,400 | 3 |
| Aetna Medicare Signature Extra (PPO) Aetna Medicare | PPO | $0 | $500 | $4,900 | 4.5 |
| Henry Ford Select (HMO) Health Alliance Plan by Henry Ford Health | HMO | $0 | $200 | $4,950 | 4 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $400 | $5,200 | 4.5 |
| Humana Full Access (PPO) Humana | PPO | $0 | $600 | $5,200 | 3.5 |
| Humana Full Access (PPO) Humana | PPO | $0 | $600 | $5,200 | 4.5 |
| HAP Medicare Connect (HMO) Health Alliance Plan by Henry Ford Health | HMO | $0 | $200 | $5,600 | 4 |
| HAP Medicare Superior (HMO) Health Alliance Plan by Henry Ford Health | HMO | $0 | $200 | $5,800 | 4 |
| AARP Medicare Advantage from UHC MI-4 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $5,900 | — |
| Aetna Medicare Value Care (PPO) Aetna Medicare | PPO | $0 | $400 | $5,900 | 4.5 |
| HAP Medicare Explore (PPO) Health Alliance Plan by Henry Ford Health | PPO | $0 | $400 | $6,050 | 4 |
| HAP Medicare Prime (PPO) Health Alliance Plan by Henry Ford Health | PPO | $0 | $400 | $6,400 | 4 |
| Zing Open Choice MI (PPO) Zing Health | PPO | $0 | $450 | $6,450 | 3 |
| Trinity Health Plan of Michigan No Premium (HMO) Trinity Health Plan of Michigan | HMO | $0 | $350 | $6,500 | 4.5 |
| McLaren Medicare Inspire (HMO) McLaren Medicare | HMO | $0 | $615 | $6,600 | 3 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare | HMO-POS | $0 | $500 | $6,750 | 3 |
| McLaren Medicare Inspire Giveback (HMO) McLaren Medicare | HMO | $0 | $615 | $6,750 | 3 |
| Zing Elite Select MI (HMO) Zing Health | HMO | $0 | $350 | $6,750 | 2.5 |
| Zing Select Care MI (HMO) Zing Health | HMO | $0 | $500 | $6,750 | 2.5 |
| PriorityMedicare Key (HMO-POS) Priority Health Medicare | HMO-POS | $0 | $300 | $6,950 | 4.5 |
| Medicare Plus Blue Secure (PPO) Blue Cross Blue Shield of Michigan | PPO | $0 | $435 | $7,000 | 4.5 |
| PriorityMedicare Edge (PPO) Priority Health Medicare | PPO | $0 | $300 | $7,100 | 4 |
| Wellcare Assist (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $7,100 | 3 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $7,100 | 3 |
| AARP Medicare Advantage from UHC MI-0001 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7,150 | 3.5 |
| PriorityMedicare Thrive (PPO) Priority Health Medicare | PPO | $0 | $400 | $7,150 | 4 |
| Medicare Plus Blue Giveback (PPO) Blue Cross Blue Shield of Michigan | PPO | $0 | $600 | $9,250 | 4.5 |
| Humana Full Access Giveback (PPO) Humana | PPO | $0 | $150 | $9,850 | 3.5 |
| Humana Full Access Giveback (PPO) Humana | PPO | $0 | $150 | $9,850 | 4.5 |
| PriorityMedicare Smart Savings (HMO-POS) Priority Health Medicare | HMO-POS | $0 | $700 | $9,850 | 4.5 |
| Trinity Health Plan of Michigan Cash Back (HMO) Trinity Health Plan of Michigan | HMO | $0 | $375 | $9,850 | 4.5 |
| Wellcare Giveback (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 3 |
| HAP Member Assist (PPO) Health Alliance Plan by Henry Ford Health | PPO | $6.3 | $500 | $5,600 | 4 |
| PriorityMedicare Align (HMO-POS) Priority Health Medicare | HMO-POS | $6.3 | $700 | $6,800 | 4.5 |
| McLaren Medicare Inspire Plus (HMO) McLaren Medicare | HMO | $20 | $500 | $5,900 | 3 |
| Medicare Plus Blue Essential (PPO) Blue Cross Blue Shield of Michigan | PPO | $40 | $400 | $7,150 | 4.5 |
| Humana Full Access (PPO) Humana | PPO | $41 | $450 | $4,800 | 3.5 |
| Medicare Plus Blue + Meijer (PPO) Blue Cross Blue Shield of Michigan | PPO | $45 | $400 | $6,750 | 4.5 |
| BCN Advantage Prime Value (HMO-POS) Blue Care Network | HMO-POS | $48 | $600 | $6,000 | 4.5 |
| BCN Advantage ConnectedCare (HMO) Blue Care Network | HMO | $50 | $100 | $4,800 | 4.5 |
| PriorityMedicare Thrive Plus (PPO) Priority Health Medicare | PPO | $67 | $225 | $6,600 | 4 |
| Trinity Health Plan of Michigan Plus (HMO) Trinity Health Plan of Michigan | HMO | $69 | $250 | $5,900 | 4.5 |
| AARP Medicare Advantage from UHC MI-0002 (PPO) UnitedHealthcare | PPO | $70 | $685 | $5,900 | 3.5 |
| PriorityMedicare Value (HMO-POS) Priority Health Medicare | HMO-POS | $74 | $225 | $6,000 | 4.5 |
| Humana Full Access R0110-014 (Regional PPO) Humana | Regional PPO | $89 | $700 | $7,050 | 3.5 |
| HAP Senior Plus Henry Ford Tiered Access (HMO) Health Alliance Plan by Henry Ford Health | HMO | $95 | $0 | $4,750 | 4 |
| PriorityMedicare (HMO-POS) Priority Health Medicare | HMO-POS | $97 | $0 | $5,100 | 4.5 |
| HAP Senior Plus (HMO-POS) Health Alliance Plan by Henry Ford Health | HMO-POS | $105 | $0 | $4,650 | 4 |
| Medicare Plus Blue Vitality (PPO) Blue Cross Blue Shield of Michigan | PPO | $111 | $250 | $5,000 | 4.5 |
| PriorityMedicare Merit (PPO) Priority Health Medicare | PPO | $141 | $0 | $5,000 | 4 |
| Medicare Plus Blue Signature (PPO) Blue Cross Blue Shield of Michigan | PPO | $158 | $200 | $4,300 | 4.5 |
| BCN Advantage Classic (HMO-POS) Blue Care Network | HMO-POS | $158 | $200 | $4,800 | 4.5 |
| HAP Senior Plus (PPO) Health Alliance Plan by Henry Ford Health | PPO | $165 | $0 | $4,450 | 4 |
| BCN Advantage Prestige (HMO-POS) Blue Care Network | HMO-POS | $282 | $100 | $4,400 | 4.5 |
| Medicare Plus Blue Assure (PPO) Blue Cross Blue Shield of Michigan | PPO | $305.6 | $100 | $4,000 | 4.5 |
Mga plano na walang drug coverage (9)
| Plano | Uri | Buwanang premium | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|
| BCN Advantage Elements (HMO-POS) Blue Care Network | HMO-POS | $0 | $4,500 | 4.5 |
| HAP Medicare MedicalAccess (HMO) Health Alliance Plan by Henry Ford Health | HMO | $0 | $4,500 | 4 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $5,200 | 4.5 |
| Trinity Health Plan of Michigan Glory No RX (HMO) Trinity Health Plan of Michigan | HMO | $0 | $6,500 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,550 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,550 | 3.5 |
| HumanaChoice R0110-013 (Regional PPO) Humana | Regional PPO | $0 | $6,550 | 3.5 |
| AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO) UnitedHealthcare | PPO | $0 | $6,700 | 3.5 |
| AARP Medicare Advantage Patriot No Rx MI-MA2 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $6,700 | — |
Special needs plans (22)
Ang mga special needs plan ay para lamang sa mga taong may Medicaid din (D-SNP), ilang chronic condition (C-SNP), o naninirahan sa institusyon tulad ng nursing home (I-SNP).
| Plano | Uri | Buwanang premium | Deductible sa gamot | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|---|
| UHC Complete Care MI-5 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $5,900 | — |
| Premier Care (HMO-POS I-SNP) Align Senior Care | HMO-POS I-SNP | $0 | $700 | $6,000 | 2.5 |
| Zing Open Choice Diabetes & Heart MI (PPO C-SNP) Zing Health | PPO C-SNP | $0 | $400 | $6,450 | 3 |
| Zing Elite Balance IN-MI (HMO C-SNP) Zing Health | HMO C-SNP | $0 | $500 | $6,750 | 2.5 |
| Zing Elite Diabetes & Heart MI (HMO C-SNP) Zing Health | HMO C-SNP | $0 | $400 | $6,750 | 2.5 |
| Zing Select Diabetes & Heart MI (HMO C-SNP) Zing Health | HMO C-SNP | $0 | $500 | $6,750 | 2.5 |
| Zing Select Dialysis MI (HMO C-SNP) Zing Health | HMO C-SNP | $0 | $350 | $6,900 | 2.5 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana | PPO C-SNP | $0 | $400 | $6,950 | 3.5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $7,150 | 3 |
| UHC Complete Care Support MI-3 (PPO C-SNP) UnitedHealthcare | PPO C-SNP | $0 | $700 | $7,150 | 3.5 |
| Aetna Medicare HIDE (HMO D-SNP) Aetna Medicare HIDE | HMO D-SNP | $0 | $700 | $9,850 | — |
| AmeriHealth Caritas VIP Care (HMO D-SNP) AmeriHealth Caritas VIP Care | HMO D-SNP | $0 | $350 | $9,850 | — |
| Humana Dual Integrated (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | — |
| Molina Dual MI Coordinated Health (HMO D-SNP) Molina Healthcare of Michigan | HMO D-SNP | $0 | $190 | $9,850 | 3 |
| UHC Dual Complete MI-Y1 (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $0 | $450 | $9,850 | 3.5 |
| Wellcare Meridian Dual Align (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | — |
| Zing Elite Essentials Diabetes & Heart MI (HMO C-SNP) Zing Health | HMO C-SNP | $6.3 | $700 | $5,950 | 2.5 |
| HAP CareSource MI Coordinated Health (HMO D-SNP) HAP CareSource MI Coordinated Health | HMO D-SNP | $6.3 | $700 | $9,850 | — |
| HAP Medicare Diabetes and Heart (HMO C-SNP) Health Alliance Plan by Henry Ford Health | HMO C-SNP | $6.3 | $700 | $9,850 | 4 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan | HMO I-SNP | $6.3 | $700 | $9,850 | — |
| PriorityMedicare Dual Premier (HMO D-SNP) Priority Health Medicare | HMO D-SNP | $6.3 | $700 | $9,850 | 3.5 |
| Senior Care (HMO I-SNP) Align Senior Care | HMO I-SNP | $6.3 | $700 | $9,850 | 2.5 |
Mga stand-alone Part D drug plan sa Michigan →
Inilathala ng CMS ang mga rating ng bituin para sa 2027 sa Oktubre; ang mga ipinapakita ay pangkalahatang rating ng kontrata para sa 2026. Hindi kami konektado o inendorso ng pamahalaan ng U.S. o ng federal na Medicare program, at hindi kami nagbebenta ng mga plano. Hindi namin inilista nang buo ang mga benepisyo ng plano; kumpirmahin ang mga gastos at saklaw sa plano, Medicare.gov o sa 1-800-MEDICARE (TTY 1-877-486-2048) bago ka mag-enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).