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Mga plano ng Medicare Advantage sa St. Clair County, IL para sa 2027
48 Medicare Advantage plan mula sa 8 kompanya ang available sa St. Clair County para sa 2027. Mga plano na may $0 buwanang premium (hindi kasama ang special needs plans): 27. Pinakamababang in-network out-of-pocket limit: $2,850.
Ang open enrollment para sa 2027 ay mula Oktubre 15 hanggang Disyembre 7, 2026; nagsisimula ang coverage sa Enero 1, 2027.
Mga plano na may drug coverage (34)
| Plano | Uri | Buwanang premium | Deductible sa gamot | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|---|
| Humana Total Complete (HMO) Humana | HMO | $0 | $700 | $2,850 | 3.5 |
| Humana Total Complete (HMO) Humana | HMO | $0 | $700 | $2,850 | 4 |
| Essence Advantage (HMO) Essence Healthcare | HMO | $0 | $0 | $3,400 | 4.5 |
| Humana Essentials Plus Giveback (HMO) Humana | HMO | $0 | $700 | $4,200 | 3.5 |
| Humana Essentials Plus Giveback (HMO) Humana | HMO | $0 | $700 | $4,200 | 4 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $4,400 | 4.5 |
| AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $4,450 | 4 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare | HMO-POS | $0 | $700 | $4,450 | 4 |
| DEVOTED CHOICE 005 IL (PPO) Devoted Health | PPO | $0 | $650 | $4,450 | — |
| Essence Advantage Select (HMO) Essence Healthcare | HMO | $0 | $450 | $4,450 | 4.5 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $4,450 | 3.5 |
| HumanaChoice Giveback H5216-403 (PPO) Humana | PPO | $0 | $700 | $5,000 | 3.5 |
| HumanaChoice Giveback H7617-013 (PPO) Humana | PPO | $0 | $700 | $5,000 | 4.5 |
| Wellcare Simple Essential (HMO) Wellcare | HMO | $0 | $700 | $5,500 | 3 |
| Wellcare Simple Value (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $5,500 | 3 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $5,900 | 3.5 |
| Humana Full Access (PPO) Humana | PPO | $0 | $500 | $6,350 | 3.5 |
| Humana Full Access (PPO) Humana | PPO | $0 | $500 | $6,600 | 4.5 |
| DEVOTED CHOICE GIVEBACK EXTRAS 020 IL (PPO) Devoted Health | PPO | $0 | $700 | $7,000 | — |
| AARP Medicare Advantage CareFlex from UHC ST-6 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4 |
| Wellcare Giveback (HMO) Wellcare | HMO | $0 | $700 | $7,800 | 3 |
| DEVOTED CHOICE GIVEBACK 006 IL (PPO) Devoted Health | PPO | $0 | $461 | $9,850 | — |
| HealthSpring True Choice (PPO) HealthSpring | PPO | $6 | $700 | $7,150 | 3 |
| AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) UnitedHealthcare | HMO-POS | $19 | $685 | $4,450 | 4 |
| HumanaChoice H5216-399 (PPO) Humana | PPO | $33 | $700 | $6,250 | 3.5 |
| Essence Advantage Choice (PPO) Essence Healthcare | PPO | $40 | $700 | $9,850 | 3.5 |
| Aetna Medicare Enhanced (HMO) Aetna Medicare | HMO | $55 | $700 | $4,200 | — |
| Aetna Medicare Enhanced (PPO) Aetna Medicare | PPO | $58 | $700 | $4,900 | 3.5 |
| AARP Medicare Advantage from UHC ST-0001 (PPO) UnitedHealthcare | PPO | $58 | $685 | $7,150 | 4 |
| Essence Advantage Plus (HMO) Essence Healthcare | HMO | $59 | $450 | $2,900 | 4.5 |
| Humana Gold Choice H8145-006 (PFFS) Humana | PFFS | $60 | $700 | $7,800 | 3.5 |
| HumanaChoice H5216-032 (PPO) Humana | PPO | $76 | $700 | $9,250 | 3.5 |
| HumanaChoice R5361-002 (Regional PPO) Humana | Regional PPO | $87 | $700 | $7,700 | 3 |
| Essence Advantage Premier Plus (PPO) Essence Healthcare | PPO | $264 | $700 | $2,900 | 3.5 |
Mga plano na walang drug coverage (5)
| Plano | Uri | Buwanang premium | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4,700 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4,700 | 4.5 |
| AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $5,900 | 4 |
| Humana USAA Honor Giveback (Regional PPO) Humana | Regional PPO | $0 | $6,750 | 3 |
| Humana Gold Choice H8145-126 (PFFS) Humana | PFFS | $0 | $9,850 | 3.5 |
Special needs plans (9)
Ang mga special needs plan ay para lamang sa mga taong may Medicaid din (D-SNP), ilang chronic condition (C-SNP), o naninirahan sa institusyon tulad ng nursing home (I-SNP).
| Plano | Uri | Buwanang premium | Deductible sa gamot | Limit ng out-of-pocket (sa network) | Rating ng bituin noong nakaraang taon |
|---|---|---|---|---|---|
| DEVOTED C-SNP CHOICE ENHANCED 014 IL (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $465 | $4,700 | — |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 017 IL (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $700 | $7,000 | — |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $7,150 | 4 |
| Humana Dual Fully Integrated (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,250 | — |
| Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare FIDE | HMO D-SNP | $0 | $700 | $9,850 | — |
| DEVOTED C-SNP CHOICE PLUS 012 IL (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $461 | $9,850 | — |
| Molina Medicare Complete Care Plus (HMO D-SNP) Molina Healthcare of Illinois | HMO D-SNP | $0 | $700 | $9,850 | — |
| Wellcare Meridian Dual Align (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | — |
| UHC Complete Care Support ST-1A (PPO C-SNP) UnitedHealthcare | PPO C-SNP | $5.3 | $700 | $9,850 | 4.5 |
Mga stand-alone Part D drug plan sa Illinois →
Inilathala ng CMS ang mga rating ng bituin para sa 2027 sa Oktubre; ang mga ipinapakita ay pangkalahatang rating ng kontrata para sa 2026. Hindi kami konektado o inendorso ng pamahalaan ng U.S. o ng federal na Medicare program, at hindi kami nagbebenta ng mga plano. Hindi namin inilista nang buo ang mga benepisyo ng plano; kumpirmahin ang mga gastos at saklaw sa plano, Medicare.gov o sa 1-800-MEDICARE (TTY 1-877-486-2048) bago ka mag-enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).