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Planes Medicare Advantage en Schenectady County, NY para 2027
57 planes Medicare Advantage de 13 empresas están disponibles en Schenectady County para 2027. Planes con una prima mensual de $0 (sin contar los planes de necesidades especiales): 18. Límite de gasto de bolsillo más bajo dentro de la red: $4.950.
La inscripción abierta para 2027 va del 15 de octubre al 7 de diciembre de 2026; la cobertura comienza el 1 de enero de 2027.
Planes con cobertura de medicamentos (24)
| Plan | Tipo | Prima mensual | Deducible de medicamentos | Límite de gasto de bolsillo (dentro de la red) | Calificación de estrellas del año pasado |
|---|---|---|---|---|---|
| Trinity Health Plan New York No Premium (HMO) Trinity Health Plan New York | HMO | $0 | $425 | $7.900 | — |
| Trinity Health Plan New York Cash Back (HMO) Trinity Health Plan New York | HMO | $0 | $450 | $9.250 | — |
| DEVOTED CHOICE 003 NY (PPO) Devoted Health | PPO | $0 | $650 | $9.500 | — |
| DEVOTED CHOICE GIVEBACK EXTRAS 029 NY (PPO) Devoted Health | PPO | $0 | $700 | $9.750 | — |
| Aetna Medicare Elite (PPO) Aetna Medicare | PPO | $0 | $700 | $9.850 | 4,5 |
| CDPHP $0 Medicare Rx (HMO) CDPHP Medicare Advantage | HMO | $0 | $700 | $9.850 | 4,5 |
| DEVOTED CHOICE GIVEBACK 004 NY (PPO) Devoted Health | PPO | $0 | $650 | $9.850 | — |
| Wellcare Assist Open (PPO) Wellcare | PPO | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Assist (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9.850 | 3 |
| Wellcare Giveback Open (PPO) Wellcare | PPO | $0 | $700 | $9.850 | 3 |
| Wellcare Simple Open (PPO) Wellcare | PPO | $0 | $700 | $9.850 | 3 |
| VNS Health EasyCare (HMO) VNS Health Medicare | HMO | $25 | $650 | $9.850 | 3,5 |
| AARP Medicare Advantage from UHC NY-29 (HMO-POS) UnitedHealthcare | HMO-POS | $39 | $685 | $7.150 | 3,5 |
| AARP Medicare Advantage from UHC NY-0015 (PPO) UnitedHealthcare | PPO | $44 | $685 | $8.900 | 3,5 |
| HumanaChoice H5970-029 (PPO) Humana | PPO | $65 | $700 | $9.250 | 3 |
| MVP Medicare WellValue with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $71 | $700 | $9.850 | 4 |
| CDPHP Clear Rx (HMO) CDPHP Medicare Advantage | HMO | $100 | $500 | $6.750 | 4,5 |
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $109 | $700 | $9.850 | 3 |
| Senior Blue 652 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $122 | $700 | $7.150 | 4 |
| CDPHP Choice Rx (HMO) CDPHP Medicare Advantage | HMO | $139 | $250 | $6.400 | 4,5 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare | PPO | $149 | $700 | $9.850 | 4,5 |
| MVP Medicare Secure Plus with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $165 | $500 | $6.000 | 4 |
| MVP Medicare Secure Plus Choice with Part D (PPO) MVP HEALTH CARE | PPO | $256 | $500 | $7.500 | 3,5 |
Planes sin cobertura de medicamentos (7)
| Plan | Tipo | Prima mensual | Límite de gasto de bolsillo (dentro de la red) | Calificación de estrellas del año pasado |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4.950 | 3 |
| Trinity Health Plan New York Glory No RX (HMO) Trinity Health Plan New York | HMO | $0 | $6.300 | — |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7.150 | 3,5 |
| MVP Medicare Preferred Gold without Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $0 | $7.200 | 4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $9.850 | 4,5 |
| Wellcare Fidelis Patriot Simple (HMO-POS) Wellcare | HMO-POS | $0 | $9.850 | 3 |
| CDPHP Core (HMO) CDPHP Medicare Advantage | HMO | $15 | $6.400 | 4,5 |
Planes de necesidades especiales (26)
Los planes de necesidades especiales son solo para personas que también tienen Medicaid (D-SNP), ciertas enfermedades crónicas (C-SNP) o que viven en una institución como una residencia de ancianos (I-SNP).
| Plan | Tipo | Prima mensual | Deducible de medicamentos | Límite de gasto de bolsillo (dentro de la red) | Calificación de estrellas del año pasado |
|---|---|---|---|---|---|
| UHC Complete Care NY-33 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $6.900 | 3,5 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 023 NY (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $700 | $9.750 | — |
| Aetna Medicare Chronic Care Total (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $9.850 | 3 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| DEVOTED C-SNP CHOICE ENHANCED 017 NY (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $650 | $9.850 | — |
| DEVOTED C-SNP CHOICE PLUS 015 NY (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $650 | $9.850 | — |
| Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9.850 | 4 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Dual Access (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $4,2 | $700 | $9.850 | 4,5 |
| Aetna Medicare Longevity (PPO I-SNP) Aetna Medicare | PPO I-SNP | $10,7 | $700 | $9.850 | 4,5 |
| MVP DualAccess (HMO D-SNP) MVP HEALTH CARE | HMO D-SNP | $13,1 | $700 | $9.820 | 4 |
| UHC Dual Complete NY-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $19,4 | $700 | $9.850 | 4,5 |
| MVP DualAccess Complete (HMO D-SNP) MVP HEALTH CARE | HMO D-SNP | $22,2 | $700 | $9.850 | 4 |
| VNS Health EasyCare Plus (HMO D-SNP) VNS Health Medicare | HMO D-SNP | $23,6 | $700 | $9.850 | 3,5 |
| Nascentia Skilled Nursing Facility (HMO I-SNP) Nascentia Health Plus | HMO I-SNP | $25,4 | $700 | $9.850 | — |
| Nascentia Dual Advantage (HMO D-SNP) Nascentia Health Plus | HMO D-SNP | $27 | $700 | $9.850 | — |
| Nascentia Medicaid Advantage Plus (HMO D-SNP) Nascentia Health Plus | HMO D-SNP | $30,3 | $700 | $9.850 | — |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $31,7 | $700 | $9.850 | 4 |
| Hamaspik Medicare Select (HMO D-SNP) Hamaspik, Inc. | HMO D-SNP | $40,4 | $700 | $9.850 | 3,5 |
| Anthem HealthPlus Full Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield HP | HMO D-SNP | $40,5 | $700 | $9.850 | 3,5 |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $40,5 | $700 | $9.850 | 4 |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) Wellcare | HMO D-SNP | $40,5 | $700 | $9.850 | 3 |
| VNS Health Total (HMO D-SNP) VNS Health Medicare | HMO D-SNP | $40,5 | $700 | $0 | 3,5 |
Planes de medicamentos Parte D independientes en New York →
Las calificaciones por estrellas de 2027 las publica el CMS en octubre; las estrellas mostradas corresponden a la calificación general 2026 del contrato. No estamos afiliados ni respaldados por el gobierno de EE. UU. ni por el programa federal Medicare, y no vendemos planes. No detallamos completamente los beneficios de los planes; confirme costos y cobertura con el plan, Medicare.gov o al 1-800-MEDICARE (TTY 1-877-486-2048) antes de inscribirse. Fuente: Panorama de Medicare Advantage y Parte D del CMS, 2027 (versión 2026-10).