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Planes Medicare Advantage en Niagara County, NY para 2027
57 planes Medicare Advantage de 10 empresas están disponibles en Niagara County para 2027. Planes con una prima mensual de $0 (sin contar los planes de necesidades especiales): 19. Límite de gasto de bolsillo más bajo dentro de la red: $4.950.
La inscripción abierta para 2027 va del 15 de octubre al 7 de diciembre de 2026; la cobertura comienza el 1 de enero de 2027.
Planes con cobertura de medicamentos (27)
| Plan | Tipo | Prima mensual | Deducible de medicamentos | Límite de gasto de bolsillo (dentro de la red) | Calificación de estrellas del año pasado |
|---|---|---|---|---|---|
| Aetna Medicare Signature (HMO-POS) Aetna Medicare | HMO-POS | $0 | $700 | $7.150 | 3 |
| Community Blue Medicare HMO Signature (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $0 | $700 | $7.150 | 4 |
| AARP Medicare Advantage from UHC NY-0007 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $9.300 | 3,5 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $400 | $9.850 | 4,5 |
| Univera SeniorChoice Basic (HMO) Excellus Health Plan, Inc | HMO | $0 | $700 | $9.850 | 4 |
| Wellcare Assist Open (PPO) Wellcare | PPO | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Assist (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9.850 | 3 |
| Wellcare Giveback Open (PPO) Wellcare | PPO | $0 | $700 | $9.850 | 3 |
| Wellcare Simple Open (PPO) Wellcare | PPO | $0 | $700 | $9.850 | 3 |
| VNS Health EasyCare (HMO) VNS Health Medicare | HMO | $25 | $650 | $9.850 | 3,5 |
| Aetna Medicare Elite (PPO) Aetna Medicare | PPO | $35 | $700 | $9.850 | 4,5 |
| AARP Medicare Advantage from UHC NY-0019 (PPO) UnitedHealthcare | PPO | $39 | $685 | $8.900 | 3,5 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare | PPO | $41 | $700 | $9.850 | 4,5 |
| Independent Health's Encompass 65 RED 042 (HMO) Independent Health | HMO | $49 | $550 | $9.850 | 5 |
| HumanaChoice H5970-029 (PPO) Humana | PPO | $65 | $700 | $9.250 | 3 |
| Community Blue Medicare HMO Distinct (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $68 | $700 | $6.750 | 4 |
| Univera SeniorChoice Advanced (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $75,4 | $300 | $7.500 | 4 |
| Independent Health's Medicare Passport Connect (PPO) Independent Health | PPO | $81 | $700 | $9.850 | 4,5 |
| Univera SeniorChoice Value Plus (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $93,3 | $295 | $6.700 | 4 |
| Univera SeniorChoice Secure (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $104,7 | $250 | $6.000 | 4 |
| Independent Health's Encompass 65 RED 044 (HMO) Independent Health | HMO | $110 | $510 | $8.000 | 5 |
| Community Blue Medicare HMO 651 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $118 | $700 | $6.700 | 4 |
| MVP Medicare WellValue with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $217 | $700 | $9.850 | 4 |
| MVP Medicare Preferred Gold with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $277 | $400 | $6.800 | 4 |
| Independent Health's Encompass 65 RED 045 (HMO) Independent Health | HMO | $286 | $375 | $7.000 | 5 |
| Community Blue Medicare HMO Standard (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $368 | $700 | $7.150 | 4 |
Planes sin cobertura de medicamentos (9)
| Plan | Tipo | Prima mensual | Límite de gasto de bolsillo (dentro de la red) | Calificación de estrellas del año pasado |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4.950 | 3 |
| Univera Medicare Freedom (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $0 | $6.500 | 4 |
| Freedom Valor (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $0 | $6.700 | 4,5 |
| Senior Blue 601 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $0 | $6.700 | 4 |
| Independent Health's Encompass 65 (HMO) Independent Health | HMO | $0 | $6.750 | 5 |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7.150 | 3,5 |
| MVP Medicare Preferred Gold without Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $0 | $7.200 | 4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $9.850 | 4,5 |
| Wellcare Fidelis Patriot Simple (HMO-POS) Wellcare | HMO-POS | $0 | $9.850 | 3 |
Planes de necesidades especiales (21)
Los planes de necesidades especiales son solo para personas que también tienen Medicaid (D-SNP), ciertas enfermedades crónicas (C-SNP) o que viven en una institución como una residencia de ancianos (I-SNP).
| Plan | Tipo | Prima mensual | Deducible de medicamentos | Límite de gasto de bolsillo (dentro de la red) | Calificación de estrellas del año pasado |
|---|---|---|---|---|---|
| UHC Complete Care NY-30 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $8.900 | 3,5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $9.850 | 3 |
| Aetna Medicare Chronic Care Total (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $9.850 | 3 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9.850 | 4 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Dual Access (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $4,2 | $700 | $9.850 | 4,5 |
| Aetna Medicare Longevity (PPO I-SNP) Aetna Medicare | PPO I-SNP | $10,7 | $700 | $9.850 | 4,5 |
| UHC Dual Complete NY-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $19,4 | $700 | $9.850 | 4,5 |
| VNS Health EasyCare Plus (HMO D-SNP) VNS Health Medicare | HMO D-SNP | $23,6 | $700 | $9.850 | 3,5 |
| Nascentia Skilled Nursing Facility (HMO I-SNP) Nascentia Health Plus | HMO I-SNP | $25,4 | $700 | $9.850 | — |
| Nascentia Dual Advantage (HMO D-SNP) Nascentia Health Plus | HMO D-SNP | $27 | $700 | $9.850 | — |
| Nascentia Medicaid Advantage Plus (HMO D-SNP) Nascentia Health Plus | HMO D-SNP | $30,3 | $700 | $9.850 | — |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $31,7 | $700 | $9.850 | 4 |
| Independent Health's Medicare Family Choice (HMO I-SNP) Independent Health | HMO I-SNP | $40 | $0 | $5.000 | 5 |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $40,5 | $700 | $9.850 | 4 |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) Wellcare | HMO D-SNP | $40,5 | $700 | $9.850 | 3 |
| VNS Health Total (HMO D-SNP) VNS Health Medicare | HMO D-SNP | $40,5 | $700 | $0 | 3,5 |
Planes de medicamentos Parte D independientes en New York →
Las calificaciones por estrellas de 2027 las publica el CMS en octubre; las estrellas mostradas corresponden a la calificación general 2026 del contrato. No estamos afiliados ni respaldados por el gobierno de EE. UU. ni por el programa federal Medicare, y no vendemos planes. No detallamos completamente los beneficios de los planes; confirme costos y cobertura con el plan, Medicare.gov o al 1-800-MEDICARE (TTY 1-877-486-2048) antes de inscribirse. Fuente: Panorama de Medicare Advantage y Parte D del CMS, 2027 (versión 2026-10).