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Plány Medicare Advantage v McDowell County, NC pro 2027
V McDowell County je pro 2027 k dispozici 75 plánů Medicare Advantage od 10 společností. Plány s měsíční prémií $0 (bez speciálních plánů pro osoby se speciálními potřebami): 35. Nejnižší limit vlastních výdajů v síti poskytovatelů: $3 400.
Období pro volbu pojištění pro 2027 probíhá od 15. října do 7. prosince 2026; pojištění začíná 1. ledna 2027.
Plány s krytím léků (34)
| Plán | Typ | Měsíční prémie | Spoluúčast za léky | Limit vlastních výdajů (v síti) | Hodnocení hvězdičkami za minulý rok |
|---|---|---|---|---|---|
| Alignment Health Smart 006 (HMO) Alignment Health Plan | HMO | $0 | $700 | $3 400 | 5 |
| Humana Gold Plus H1036-335 (HMO-POS) Humana | HMO-POS | $0 | $700 | $3 950 | 4,5 |
| Alignment Health Platinum 010 (HMO) Alignment Health Plan | HMO | $0 | $225 | $4 300 | 5 |
| DEVOTED CORE 029 NC (HMO) Devoted Health | HMO | $0 | $650 | $4 950 | 5 |
| Troy Medicare (HMO) Troy Medicare | HMO | $0 | $0 | $4 950 | 3 |
| DEVOTED CHOICE 005 NC (PPO) Devoted Health | PPO | $0 | $650 | $5 300 | — |
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $0 | $400 | $5 500 | 4,5 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare | HMO | $0 | $400 | $5 500 | 4,5 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $500 | $5 900 | 4,5 |
| Wellcare Assist Open (PPO) Wellcare | PPO | $0 | $700 | $6 500 | 3,5 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $6 700 | 3,5 |
| Blue Medicare Essential Plus (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $0 | $700 | $7 000 | 4 |
| AARP Medicare Advantage from UHC NC-24 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7 150 | 4 |
| DEVOTED GIVEBACK EXTRAS 044 NC (HMO) Devoted Health | HMO | $0 | $700 | $7 150 | 5 |
| Wellcare Simple Open (PPO) Wellcare | PPO | $0 | $700 | $7 150 | 3,5 |
| Aetna Medicare Signature Giveback (PPO) Aetna Medicare | PPO | $0 | $700 | $7 500 | 4,5 |
| AARP Medicare Advantage Giveback from UHC NC-13 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $9 300 | 4 |
| Blue Medicare Essential (HMO) Blue Cross and Blue Shield of North Carolina | HMO | $0 | $700 | $9 850 | 4 |
| DEVOTED CHOICE GIVEBACK 006 NC (PPO) Devoted Health | PPO | $0 | $465 | $9 850 | — |
| DEVOTED GIVEBACK 030 NC (HMO) Devoted Health | HMO | $0 | $650 | $9 850 | 5 |
| Humana Gold Plus Giveback H1036-343 (HMO-POS) Humana | HMO-POS | $0 | $700 | $9 850 | 4,5 |
| Humana Gold Plus H1036-137 (HMO-POS) Humana | HMO-POS | $0 | $450 | $9 850 | 4,5 |
| Humana Gold Plus H6622-025 (HMO-POS) Humana | HMO-POS | $0 | $450 | $9 850 | 3,5 |
| HumanaChoice Giveback H5216-017 (PPO) Humana | PPO | $0 | $700 | $9 850 | 3,5 |
| HumanaChoice Giveback H5525-035 (PPO) Humana | PPO | $0 | $700 | $9 850 | 3,5 |
| HumanaChoice H7617-122 (PPO) Humana | PPO | $13 | $700 | $9 850 | 4,5 |
| Humana Gold Plus H6622-026 (HMO-POS) Humana | HMO-POS | $13,3 | $450 | $9 850 | 3,5 |
| HumanaChoice H5525-070 (PPO) Humana | PPO | $13,3 | $700 | $9 850 | 3,5 |
| Alignment Health AVA 001 (PPO) Alignment Health Plan | PPO | $20 | $0 | $3 900 | — |
| Blue Medicare Enhanced (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $50 | $700 | $4 900 | 4 |
| AARP Medicare Advantage from UHC NC-0009 (HMO-POS) UnitedHealthcare | HMO-POS | $57 | $595 | $5 900 | 4 |
| HumanaChoice H5216-211 (PPO) Humana | PPO | $67 | $700 | $9 850 | 3,5 |
| Blue Medicare PPO Enhanced (PPO) Blue Cross and Blue Shield of North Carolina | PPO | $70 | $700 | $6 900 | 4,5 |
| Humana Full Access (Regional PPO) Humana | Regional PPO | $158 | $700 | $9 850 | 3,5 |
Plány bez krytí léků (10)
| Plán | Typ | Měsíční prémie | Limit vlastních výdajů (v síti) | Hodnocení hvězdičkami za minulý rok |
|---|---|---|---|---|
| Blue Medicare Medical Only (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $0 | $3 900 | 4 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $7 150 | 4,5 |
| Wellcare Patriot Giveback Open (PPO) Wellcare | PPO | $0 | $8 850 | 3,5 |
| DEVOTED CHOICE MA ONLY 007 NC (PPO) Devoted Health | PPO | $0 | $9 250 | — |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $9 300 | 4 |
| Blue Medicare Freedom+ (PPO) Blue Cross and Blue Shield of North Carolina | PPO | $0 | $9 850 | 4,5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9 850 | 3,5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9 850 | 3,5 |
| Humana USAA Honor Giveback (Regional PPO) Humana | Regional PPO | $0 | $9 850 | 3,5 |
| HumanaChoice R0110-004 (Regional PPO) Humana | Regional PPO | $0 | $9 850 | 3,5 |
Plány pro osoby se speciálními potřebami (31)
Plány pro osoby se speciálními potřebami jsou určeny pouze pro lidi, kteří mají zároveň Medicaid (D-SNP), určité chronické onemocnění (C-SNP) nebo žijí v zařízení, jako je domov pro seniory (I-SNP).
| Plán | Typ | Měsíční prémie | Spoluúčast za léky | Limit vlastních výdajů (v síti) | Hodnocení hvězdičkami za minulý rok |
|---|---|---|---|---|---|
| Alignment Health Heart & Diabetes 011 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $250 | $3 400 | 5 |
| DEVOTED C-SNP ENHANCED 018 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $5 600 | 5 |
| UHC Complete Care NC-25 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $6 400 | 4 |
| DEVOTED DUAL 009 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $6 750 | 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 034 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $7 150 | 5 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9 850 | 4,5 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $9 850 | 5 |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9 850 | 5 |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9 850 | 5 |
| Humana Dual Select H1036-307 (HMO D-SNP) Humana | HMO D-SNP | $0 | $200 | $9 850 | 4,5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $550 | $9 850 | 4,5 |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) Humana | HMO D-SNP | $0 | $0 | $9 850 | 4,5 |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9 850 | 4,5 |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP) Humana | PPO D-SNP | $0 | $550 | $9 850 | 3,5 |
| UHC Dual Complete NC-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9 850 | 4 |
| UHC Dual Complete NC-Q2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9 850 | 4 |
| UHC Dual Complete NC-S2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9 850 | 4 |
| UHC Nursing Home Plan NC-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $0 | $700 | $9 850 | 4,5 |
| Wellcare Carolina Complete Dual Liberty (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9 850 | 3,5 |
| Wellcare Carolina Complete Dual Liberty Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9 850 | 3,5 |
| AmeriHealth Caritas VIP Care (HMO D-SNP) AmeriHealth Caritas VIP Care | HMO D-SNP | $1,9 | $450 | $9 850 | — |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $3,8 | $700 | $9 850 | 4 |
| Humana Dual Select H6622-027 (HMO-POS D-SNP) Humana | HMO-POS D-SNP | $4,1 | $700 | $9 850 | 3,5 |
| Alignment Health Heart & Diabetes Plus 009 (HMO-POS C-SNP) Alignment Health Plan | HMO-POS C-SNP | $4,8 | $700 | $9 850 | 5 |
| Healthy Blue + Medicare (HMO-POS D-SNP) Blue Cross and Blue Shield of North Carolina | HMO-POS D-SNP | $13,2 | $700 | $9 850 | 3,5 |
| UHC Dual Advantage NC-V1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $13,3 | $700 | $5 900 | 4 |
| Wellcare Carolina Complete Dual Reserve (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $13,3 | $700 | $9 250 | 3,5 |
| Alignment Health Duals+ 004 (HMO-POS D-SNP) Alignment Health Plan | HMO-POS D-SNP | $13,3 | $700 | $9 850 | 5 |
| Humana Dual Select H5525-072 (PPO D-SNP) Humana | PPO D-SNP | $13,3 | $700 | $9 850 | 3,5 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan | HMO I-SNP | $13,3 | $700 | $9 850 | 5 |
| Troy Medicare for Dual-eligible Beneficiaries (HMO D-SNP) Troy Medicare | HMO D-SNP | $13,3 | $700 | $9 850 | 3 |
Samostatné lékové plány Part D v North Carolina →
Hodnocení hvězdičkami za 2027 zveřejňuje CMS v říjnu; zobrazené hvězdičky představují celkové hodnocení smlouvy za 2026. Nejsme spojeni ani garantováni vládou USA ani federálním programem Medicare a neprodáváme plány. Neuvádíme kompletní výhody plánů; před přihlášením si ověřte náklady a rozsah krytí u plánu, na Medicare.gov nebo na čísle 1-800-MEDICARE (TTY 1-877-486-2048). Zdroj: Přehled Medicare Advantage a Part D od CMS, 2027 (2026-10 vydání).